8649 Independence Drive, Chisago City, MN 55013

$489,900
Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 3,125 Lot Size (sq. ft.): 23,958 Status: Active
Current Price: $489,900 List Date: 3/26/2026 Last Modified: 4/08/2026

Overview

Description

WELCOME TO YOUR DREAM HOME IN CHISAGO CITY – GATEWAY TO THE LAKES! Discover this impeccably maintained 5-bedroom, 3-full-bath residence in the heart of Chisago City, perfectly positioned on a sprawling over-half-acre corner lot. Built in 2010 and lovingly cared for, this home combines modern comfort, thoughtful design, and timeless appeal in one of Minnesota’s most charming lakeside communities. Step inside to soaring vaulted ceilings, fresh interior paint, and freshly cleaned carpets throughout. The open-concept layout flows effortlessly, featuring solid 6-panel core doors, generous walk-in closets, and a fully finished lower level—ideal for entertaining, family gatherings, or a private retreat. The luxurious primary suite includes a full en-suite bath with a deep soaker tub and separate shower, creating a serene escape. Outdoor living is a breeze with maintenance-free decking, an in-ground irrigation system, and a spacious 10x16 storage shed. The level, expansive yard offers endless possibilities for play, gardening, or simply enjoying the peaceful surroundings of this well-established neighborhood. Prime Location & Convenience Just 15 minutes to I-35, shopping, dining, and daily essentials Surrounded by the natural beauty of the St. Croix River Valley and Chisago Lakes’ renowned recreation Top-Rated Education: Chisago Lakes School District (ISD 2144) Ranked in the top 20% of Minnesota districts with a 9/10 testing average and 95% graduation rate (top 5% statewide). Serving 3,331 students across 11 schools with a 15:1 student-teacher ratio, the district excels in: 51% math proficiency, 56% reading proficiency Strong AP programs, STEM initiatives, arts, and athletics Nearby: Chisago Lakes Elementary, Middle School, and Senior High (ranked #89 in MN, 3.86/5 Niche rating) This move-in-ready home offers the perfect blend of space, style, and small-town charm with big-lake access. Don’t miss your opportunity to own a standout property in a community celebrated for its Swedish heritage, outdoor lifestyle, and family-friendly spirit. Schedule your private showing today!

Listing Details MLS# 7039140

General Property Information

Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Waterfront Present
No
Year Built
2010
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Full
3
Main Floor Total SqFt
1646
Above Grd Total SqFt
1815
Below Grd Total SqFt
1310
Total SqFt
3125
Total Finished Sqft
3029.00
Style
(SF) Single Family
Foundation Size
1310
Garage Stalls
3
Lot Dimensions
106X183
Acres
0.55
Assessment Pending
Unknown
Number of Fireplaces
0
Bath Three Quarters
0
Bath Half
0
Bath Quarter
0
Association Fee
0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Deck; In-Ground Sprinkler; Kitchen Center Island; Kitchen Window; Paneled Doors; Primary Bedroom Walk-In Closet; Vaulted Ceiling(s); Walk-In Closet; Washer/Dryer Hookup Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer Basement: Egress Windows; Full Bath Description: Main Floor Full Bath; Full Primary; Private Primary; Full Basement; Bathroom Ensuite Construction Materials: Concrete; Frame Construction Status: Previously Owned Dining Room Description: Breakfast Area; Eat In Kitchen; Informal Dining Room; Kitchen/Dining Room; Living/Dining Room Electric: Circuit Breakers Exterior: Metal; Vinyl; Wood Family Room Characteristics: Lower Level Foundation: Concrete Block Fuel: Natural Gas Heating: Forced Air Laundry: Lower Level Lot Description: Corner Lot Pool Description: None Road Frontage: City Street; Paved Streets; Street Lights Road Responsibility: Public Maintained Road Roof: Age Over 8 Years; Asphalt Shingles; Pitched Sewer: City Sewer/Connected Special Search: 3 BR on One Level; Main Floor Bedroom; Primary Bdr Suite Stories: Bi-Level Water: City Water/Connected

Contract Information

Contingency
None
Original List Price
489900
ListPrice
489900
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
8649
Street Name
Independence
Street Suffix
Drive
Postal City
Chisago City
County
Chisago
State
MN
Zip Code
55013
Complex/Dev/Subdivision
Wilderness Ridge

Assessments

Tax With Assessments
3744
Assessment Balance
0

Building Information

Finished SqFt Above Ground
1815
Finished SqFt Below Ground
1214

More Information

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

DP Resource
Yes
Homestead
Yes

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
33X23
Garage Door Height
8
Garage Door Width
16
Garage Square Feet
759

Public Survey Info

Range#
21
Section#
2
Township#
33

Office/Member Info

Association
SPAAR

Location, Tax and Other Information

AssocFeeYN
No
Legal Description
SECTION 02 TOWNSHIP 033 RANGE 021 LOT 15, BLK 1 SUBDIVISIONNAME WILDERNESS RIDGE LOT 015 BLOCK 001 SUBDIVISIONCD 13420
Listing City
Chisago City
Map Page
25
Municipality
Chisago City
School District
Chisago Lakes
School District Phone
651-213-2096
Zip Plus 4
5092
Property ID Number
131001215
Tax Year
2025
Tax Amount
3744
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
WELCOME TO YOUR DREAM HOME IN CHISAGO CITY – GATEWAY TO THE LAKES! Discover this impeccably maintained 5-bedroom, 3-full-bath residence in the heart of Chisago City, perfectly positioned on a sprawling over-half-acre corner lot. Built in 2010 and lovingly cared for, this home combines modern comfort, thoughtful design, and timeless appeal in one of Minnesota’s most charming lakeside communities. Step inside to soaring vaulted ceilings, fresh interior paint, and freshly cleaned carpets throughout. The open-concept layout flows effortlessly, featuring solid 6-panel core doors, generous walk-in closets, and a fully finished lower level—ideal for entertaining, family gatherings, or a private retreat. The luxurious primary suite includes a full en-suite bath with a deep soaker tub and separate shower, creating a serene escape. Outdoor living is a breeze with maintenance-free decking, an in-ground irrigation system, and a spacious 10x16 storage shed. The level, expansive yard offers endless possibilities for play, gardening, or simply enjoying the peaceful surroundings of this well-established neighborhood. Prime Location & Convenience Just 15 minutes to I-35, shopping, dining, and daily essentials Surrounded by the natural beauty of the St. Croix River Valley and Chisago Lakes’ renowned recreation Top-Rated Education: Chisago Lakes School District (ISD 2144) Ranked in the top 20% of Minnesota districts with a 9/10 testing average and 95% graduation rate (top 5% statewide). Serving 3,331 students across 11 schools with a 15:1 student-teacher ratio, the district excels in: 51% math proficiency, 56% reading proficiency Strong AP programs, STEM initiatives, arts, and athletics Nearby: Chisago Lakes Elementary, Middle School, and Senior High (ranked #89 in MN, 3.86/5 Niche rating) This move-in-ready home offers the perfect blend of space, style, and small-town charm with big-lake access. Don’t miss your opportunity to own a standout property in a community celebrated for its Swedish heritage, outdoor lifestyle, and family-friendly spirit. Schedule your private showing today!
Directions
Hwy 8, North on East Viking BLVD, West on Scenic Drive, East on Independence Drive to address

Accessible

None
Yes

Air Conditioning

Central Air
Yes

Amenities Unit

Deck
Yes
In-Ground Sprinkler
Yes
Kitchen Center Island
Yes
Kitchen Window
Yes
Paneled Doors
Yes
Primary Bedroom Walk-In Closet
Yes
Vaulted Ceiling(s)
Yes
Walk-In Closet
Yes
Washer/Dryer Hookup
Yes

Appliances

Dishwasher
Yes
Dryer
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Basement

Egress Windows
Yes
Full
Yes

Bath Description

Main Floor Full Bath
Yes
Full Primary
Yes
Private Primary
Yes
Full Basement
Yes
Bathroom Ensuite
Yes

Construction Materials

Concrete
Yes
Frame
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Breakfast Area
Yes
Eat In Kitchen
Yes
Informal Dining Room
Yes
Kitchen/Dining Room
Yes
Living/Dining Room
Yes

Electric

Circuit Breakers
Yes

Exterior

Metal
Yes
Vinyl
Yes
Wood
Yes

Family Room Characteristics

Lower Level
Yes

Foundation

Concrete Block
Yes

Fuel

Natural Gas
Yes

Heating

Forced Air
Yes

Insurance Fee

Insurance Fee
0

Laundry

Lower Level
Yes

Lot Description

Corner Lot
Yes

Patio, Porch and Deck Features

Deck
Yes

Pool Description

None
Yes

Road Frontage

City Street
Yes
Paved Streets
Yes
Street Lights
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Age Over 8 Years
Yes
Asphalt Shingles
Yes
Pitched
Yes

Sewer

City Sewer/Connected
Yes

Special Search

3 BR on One Level
Yes
Main Floor Bedroom
Yes
Primary Bdr Suite
Yes

Stories

Bi-Level
Yes

Water

City Water/Connected
Yes

Room Information

Bathroom Dimensions: 12x5 Level: Main Deck Dimensions: 12X24 Level: Main Dining Room Dimensions: 10X12 Level: Main Family Room Dimensions: 30X15 Level: Lower Fifth (5th) Bedroom Dimensions: 12x15 Level: Lower First (1st) Bedroom Dimensions: 21x14 Level: Main Fourth (4th) Bedroom Dimensions: 11x15 Level: Lower Kitchen Dimensions: 14x12 Level: Main Living Room Dimensions: 15X17 Level: Main Primary Bath Dimensions: 13x7 Level: Upper Second (2nd) Bedroom Dimensions: 11X12 Level: Main Third (3rd) Bedroom Dimensions: 11X12 Level: Main
Listing Office: Realty Executives Top Results
IDX
Last Updated: April - 08 - 2026
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