818 Cologne Lane, Waverly, MN 55390

$360,000
Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 3,401 Lot Size (sq. ft.): 9,148 Status: Pending
Current Price: $360,000 List Date: 2/06/2026 Last Modified: 4/10/2026

Overview

Description

Loan is assumable at 2.875% upon qualification through Pennymac. Enjoy the best of both worlds with small-town charm and convenient city access in this beautifully maintained split-foyer home. Set on the edge of town, this move-in-ready property offers space, comfort, and versatility for today’s lifestyle. The open main level features vaulted ceilings, quality oak finishes, stainless steel appliances, a raised snack bar, and a generous pantry—ideal for everyday living and entertaining alike. Step out from the dining area onto a spacious 14x12 deck, perfect for morning coffee or summer gatherings. Beautiful landscaping added to include retaining wall, brick patio and fire pit. Roof was also replaced in 2019. New gutters added 2025. With four bedrooms, a walk-through main bath on the main level, and an additional ¾ bath in the lower level, the layout provides flexibility for families, guests, or home office needs. The lower level offers both a cozy family room and an adjoining recreation space—perfect for movie nights, hobbies, or play. An insulated oversized garage adds year-round convenience, with a 4x6 shed provides additional storage space, while the paver patio offers extra parking or outdoor entertaining space. This home has been thoughtfully cared for and offers exceptional value.

Listing Details MLS# 7015436

General Property Information

Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Waterfront Present
No
Year Built
2007
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Full
Yes
Bath Three Quarters
Yes
Main Floor Total SqFt
1088
Above Grd Total SqFt
2601
Below Grd Total SqFt
800
Total SqFt
3401
Total Finished Sqft
1888.00
FireplaceYN
No
Style
(SF) Single Family
Foundation Size
1088
Garage Stalls
2
Lot Dimensions
87x139x41x153
Acres
0.21
Assessment Pending
No
Number of Fireplaces
0
Bath Half
0
Bath Quarter
0
Association Fee
0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Deck; Kitchen Window; Natural Woodwork; Patio; Vaulted Ceiling(s); Walk-In Closet Appliances: Air-To-Air Exchanger; Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer Assumable Loan: Yes w/ Qualifying Basement: Concrete Block; Drain Tiled; Full; Sump Pump Bath Description: Primary Walk-Thru; Main Floor Full Bath; Upper Level Full Bath; 3/4 Basement Construction Status: Previously Owned Dining Room Description: Kitchen/Dining Room Existing Financing: VA Exterior: Vinyl Family Room Characteristics: Lower Level Fencing: Chain Link Foundation: Concrete Block Fuel: Natural Gas Heating: Forced Air Laundry: Electric Dryer Hookup; Washer Hookup Lot Description: Tree Coverage - Light Parking Characteristics: Garage Door Opener; Insulated Garage Pool Description: None Road Frontage: City Street; Curbs; Paved Streets Road Responsibility: Public Maintained Road Roof: Age 8 Years or Less; Asphalt Shingles Sellers Terms: Assumable; Cash; Conventional; FHA; Special Funding; VA Sewer: City Sewer/Connected Special Search: Main Floor Primary Stories: Bi-Level Water: City Water/Connected

Contract Information

Off Market Date
2026-04-10
Contingency
None
Original List Price
360000
ListPrice
360000
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
818
Street Name
Cologne
Street Suffix
Lane
Postal City
Waverly
County
Wright
State
MN
Zip Code
55390
Complex/Dev/Subdivision
Carrigan Meadows

Assessments

Tax With Assessments
3334
Assessment Balance
0

Building Information

Finished SqFt Above Ground
1088
Finished SqFt Below Ground
800

More Information

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

DP Resource
Yes
Homestead
Yes

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
26x27
Garage Square Feet
713
Garage Door Opener
Yes
Insulated Garage
Yes

Office/Member Info

Association
MAAR

Location, Tax and Other Information

AssocFeeYN
No
Legal Description
SECT-04 TWP-118 RANGE-026 CARRIGAN MEADOWS 3RD ADDN LOT-002 BLOCK-006
Listing City
Waverly
Map Page
86
Municipality
Waverly
School District
Howard Lake-Waverly-Winsted
School District Phone
320-543-3521
Country
US
Property ID Number
116032006020
Tax Year
2025
Tax Amount
3334
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Loan is assumable at 2.875% upon qualification through Pennymac. Enjoy the best of both worlds with small-town charm and convenient city access in this beautifully maintained split-foyer home. Set on the edge of town, this move-in-ready property offers space, comfort, and versatility for today’s lifestyle. The open main level features vaulted ceilings, quality oak finishes, stainless steel appliances, a raised snack bar, and a generous pantry—ideal for everyday living and entertaining alike. Step out from the dining area onto a spacious 14x12 deck, perfect for morning coffee or summer gatherings. Beautiful landscaping added to include retaining wall, brick patio and fire pit. Roof was also replaced in 2019. New gutters added 2025. With four bedrooms, a walk-through main bath on the main level, and an additional ¾ bath in the lower level, the layout provides flexibility for families, guests, or home office needs. The lower level offers both a cozy family room and an adjoining recreation space—perfect for movie nights, hobbies, or play. An insulated oversized garage adds year-round convenience, with a 4x6 shed provides additional storage space, while the paver patio offers extra parking or outdoor entertaining space. This home has been thoughtfully cared for and offers exceptional value.
Directions
US Hwy 12 - south on Co Rd 8 - L (east) on Douglas Dr - right on Cologne Ln to home on Left.

Accessible

None
Yes

Air Conditioning

Central Air
Yes

Amenities Unit

Deck
Yes
Kitchen Window
Yes
Natural Woodwork
Yes
Patio
Yes
Vaulted Ceiling(s)
Yes
Walk-In Closet
Yes

Appliances

Air-To-Air Exchanger
Yes
Dishwasher
Yes
Dryer
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Assumable Loan

Yes w/ Qualifying
Yes

Basement

Concrete Block
Yes
Drain Tiled
Yes
Full
Yes
Sump Pump
Yes

Bath Description

Primary Walk-Thru
Yes
Main Floor Full Bath
Yes
Upper Level Full Bath
Yes
3/4 Basement
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Kitchen/Dining Room
Yes

Existing Financing

VA
Yes

Exterior

Vinyl
Yes

Family Room Characteristics

Lower Level
Yes

Fencing

Chain Link
Yes

Foundation

Concrete Block
Yes

Fuel

Natural Gas
Yes

Heating

Forced Air
Yes

Insurance Fee

Insurance Fee
0

Laundry

Electric Dryer Hookup
Yes
Washer Hookup
Yes

Lot Description

Tree Coverage - Light
Yes

Patio, Porch and Deck Features

Deck
Yes
Patio
Yes

Pool Description

None
Yes

Restriction/Covenants

None
Yes

Road Frontage

City Street
Yes
Curbs
Yes
Paved Streets
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Age 8 Years or Less
Yes
Asphalt Shingles
Yes

Sellers Terms

Assumable
Yes
Cash
Yes
Conventional
Yes
FHA
Yes
Special Funding
Yes
VA
Yes

Sewer

City Sewer/Connected
Yes

Special Search

Main Floor Primary
Yes

Stories

Bi-Level
Yes

Water

City Water/Connected
Yes

Room Information

Deck Dimensions: 14x12 Level: Upper Dining Room Dimensions: 11x10 Level: Upper Family Room Dimensions: 15x15 Level: Lower First (1st) Bedroom Dimensions: 12.5x11.5 Level: Upper Fourth (4th) Bedroom Dimensions: 11x8.5 Level: Lower Foyer Dimensions: 8x6.5 Level: Main Kitchen Dimensions: 12x10 Level: Upper Living Room Dimensions: 14x12.5 Level: Upper Patio Dimensions: 11x10 Level: Main Recreation Room Dimensions: 13x7 Level: Lower Second (2nd) Bedroom Dimensions: 11x10 Level: Upper Third (3rd) Bedroom Dimensions: 12x10.5 Level: Lower
Listing Office: JPW Realty
IDX
Last Updated: April - 10 - 2026
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