804 Water Street, Albert Lea, MN 56007

$104,999
Property Type: Residential Bedrooms: 2 Baths: 1 Square Footage: 1,493 Lot Size (sq. ft.): 3,049 Status: Active
Current Price: $104,999 List Date: 2/07/2026 Last Modified: 4/05/2026

Overview

Description

Inviting and full of character, this one-and-a-half-story home offers a comfortable main level featuring a cozy living room, functional kitchen, and designated dining area. Upstairs you’ll find two bedrooms and a full bathroom. The basement provides laundry, utilities, and an open unfinished area—ready for your personal touch or future expansion. Original woodwork, including a beautifully detailed stair banister, adds timeless appeal throughout. A deck off the back offers a private outdoor space to relax or entertain. Home is available for contract for deed financing.

Listing Details MLS# 7018103

General Property Information

Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Waterfront Present
No
Year Built
1917
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Full
Yes
Main Floor Total SqFt
500
Above Grd Total SqFt
1026
Below Grd Total SqFt
467
Total SqFt
1493
Total Finished Sqft
967.00
FireplaceYN
No
Style
(SF) Single Family
Foundation Size
967
Garage Stalls
Yes
Lot Dimensions
58x82
Acres
0.07
# Carport Spaces
0
Number of Fireplaces
0
Bath Three Quarters
0
Bath Half
0
Bath Quarter
0
Association Fee
0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Ceiling Fan(s); Deck; Natural Woodwork; Patio; Porch Appliances: Dryer; Refrigerator Assumable Loan: Not Assumable Basement: Concrete Block Bath Description: Upper Level 3/4 Bath Construction Materials: Block Construction Status: Previously Owned Dining Room Description: Separate/Formal Dining Room Electric: 100 Amp Service Existing Financing: Cash Exterior: Metal Foundation: Concrete Block Fuel: Natural Gas Heating: Forced Air Laundry: In Basement Lock Box Type: Combo Lot Description: Irregular Lot Road Responsibility: Public Maintained Road Roof: Age Over 8 Years Sellers Terms: Cash; Contract for Deed; Conventional; FHA; VA Sewer: City Sewer/Connected Stories: One and One Half Water: City Water/Connected

Contract Information

Contingency
None
Original List Price
104999
ListPrice
104999
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
804
Street Name
Water
Street Suffix
Street
Postal City
Albert Lea
County
Freeborn
State
MN
Zip Code
56007
Complex/Dev/Subdivision
Morins Add

Assessments

Assessment Balance
66
Tax With Assessments
1204

Basement

Foundation Dimensions
24x27
Concrete Block
Yes

More Information

Building Information

Finished SqFt Above Ground
967

Lease Details

Land Leased
Not Applicable

Lock Box Type

Lock Box Source
OTHER
Combo
Yes

Miscellaneous Information

DP Resource
Yes
Homestead
No

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
12x18
Garage Square Feet
200

Office/Member Info

Association
SPAAR

Location, Tax and Other Information

AssocFeeYN
No
Legal Description
MORIN'S ADDITION LOT 14 BLK 18 N OF WATER ST EXC W 3 FT MORINS ADDITION
Listing City
Albert Lea
Map Page
999
Municipality
Albert Lea
School District
Albert Lea
School District Phone
507-379-4800
Zip Plus 4
1712
Property ID Number
340074510
Tax Year
2025
Tax Amount
1136
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Inviting and full of character, this one-and-a-half-story home offers a comfortable main level featuring a cozy living room, functional kitchen, and designated dining area. Upstairs you’ll find two bedrooms and a full bathroom. The basement provides laundry, utilities, and an open unfinished area—ready for your personal touch or future expansion. Original woodwork, including a beautifully detailed stair banister, adds timeless appeal throughout. A deck off the back offers a private outdoor space to relax or entertain. Home is available for contract for deed financing.
Directions
From E Main street turn left toward S Newton Ave. Turn left onto E clark st. Slight right onto N Ermina Ave. Turn Left onto Water street.

Accessible

None
Yes

Air Conditioning

Central Air
Yes

Amenities Unit

Ceiling Fan(s)
Yes
Deck
Yes
Natural Woodwork
Yes
Patio
Yes
Porch
Yes

Appliances

Dryer
Yes
Refrigerator
Yes

Assumable Loan

Not Assumable
Yes

Bath Description

Upper Level 3/4 Bath
Yes

Construction Materials

Block
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Separate/Formal Dining Room
Yes

Electric

100 Amp Service
Yes

Existing Financing

Cash
Yes

Exterior

Metal
Yes

Foundation

Concrete Block
Yes

Fuel

Natural Gas
Yes

Heating

Forced Air
Yes

Insurance Fee

Insurance Fee
0

Laundry

In Basement
Yes

Lot Description

Irregular Lot
Yes

Patio, Porch and Deck Features

Deck
Yes
Front Porch
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Age Over 8 Years
Yes

Sellers Terms

Cash
Yes
Contract for Deed
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Sewer

City Sewer/Connected
Yes

Stories

One and One Half
Yes

Water

City Water/Connected
Yes
Listing Office: Real Broker, LLC
IDX
Last Updated: April - 05 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.