778 101st Street NW, Monticello, MN 55362

$600,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,440 Lot Size (sq. ft.): 13,068 Status: Active
Current Price: $600,000 List Date: 3/26/2026 Last Modified: 4/20/2026

Overview

Description

Experience Lakeside Serenity on Lake Ida Discover a true hidden gem with this meticulously maintained year-round retreat. Situated on a quiet dead-end paved road, this home offers the perfect blend of modern comfort and natural beauty. Enjoy 60 feet of depth and exceptional 15-foot clarity right from your sandy 65' shoreline, which features professional newer riprap for lasting quality. The heart of the home is an open-concept main floor bathed in natural light, courtesy of premium Anderson windows and vaulted ceilings with skylights. Whether you're relaxing by the gas fireplace or entertaining on your brand-new, maintenance-free wrap-around deck, the lake views are ever-present. The main level also features a primary bedroom and a full bath with a jetted tub, offering the convenience of one-level living. Property Highlights: Renovated Comfort, Newer roof (home & garage), water heater, and softener. Versatile Living: A bright three-season porch and a walkout lower level with two additional bedrooms. The Ultimate Workshop: An oversized detached two-car garage featuring a massive upper-level workshop with its own 100-amp service. Prime Location: Only 30 minutes to St. Cloud or Maple Grove—enjoy "cabin life" without the long-haul drive.

Listing Details MLS# 6808584

General Property Information

Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Number of Fireplaces
Yes
Road Btwn WF & Home?
No
Waterfront Present
Yes
Year Built
1950
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Full
Yes
Bath Three Quarters
Yes
Main Floor Total SqFt
864
Above Grd Total SqFt
864
Below Grd Total SqFt
576
Total SqFt
1440
Total Finished Sqft
1632.00
FireplaceYN
Yes
Lake/Waterfront Name
Ida Lake (Silver Creek Twp.)
Style
(SF) Single Family
Foundation Size
864
Power Company
Wright-Hennepin Cooperative
Garage Stalls
2
Lot Dimensions
69x189x65x183
Acres
0.3
Assessment Pending
No
Bath Half
0
Bath Quarter
0
Association Fee
0

Property Features

Accessible: No Stairs External Air Conditioning: Central Air Amenities Unit: Ceiling Fan(s); Deck; Hardwood Floors; Kitchen Window; Porch; Skylight; Tile Floors; Vaulted Ceiling(s); Walk-In Closet; Washer/Dryer Hookup Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer Assumable Loan: Not Assumable Basement: Concrete Block; Egress Windows; Full; Storage Space Bath Description: Main Floor Full Bath; 3/4 Basement; Jetted Tub Construction Materials: Block; Concrete; Frame Construction Status: Previously Owned Dining Room Description: Breakfast Bar; Informal Dining Room; Kitchen/Dining Room Electric: 100 Amp Service; 200+ Amp Service; Circuit Breakers Existing Financing: Conventional Exterior: Vinyl Family Room Characteristics: Family Room; Great Room; Lower Level; Main Level Fencing: Partial; Privacy; Vinyl Fireplace Characteristics: Gas Burning; Living Room Foundation: Concrete Block Fuel: Propane Heating: Baseboard; Forced Air Internet Options: Cable; DSL; Fiber Optic; Satellite Lake Details: Excellent Sand; Hard; Sand Laundry: Gas Dryer Hookup; Laundry Closet; Laundry Room; Main Level; Washer Hookup Lock Box Type: Supra Lot Description: Tree Coverage - Medium Parking Characteristics: Garage Door Opener; Insulated Garage Pool Description: None Road Frontage: County Road; Cul De Sac; No Outlet/Dead End; Paved Streets Road Responsibility: Public Maintained Road Roof: Age 8 Years or Less; Architectural Shingle; Asphalt Shingles Sellers Terms: Cash; Conventional; FHA; VA Sewer: Private Sewer; Septic System Compliant - Yes; Tank with Drainage Field Special Search: All Living Facilities on One Level; Main Floor Bedroom; Main Floor Laundry; Main Floor Primary Stories: One Water: Drilled; Well Waterfront View: Lake; North

Contract Information

Contingency
None
Original List Price
600000
ListPrice
600000
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
778
Street Name
101st
Street Suffix
Street
Street Direction Suffix
NW
Postal City
Monticello
County
Wright
State
MN
Zip Code
55362
Complex/Dev/Subdivision
Nordhaven

Assessments

Assessment Balance
60
Tax With Assessments
4156

Building Information

Finished SqFt Above Ground
1056
Finished SqFt Below Ground
576

More Information

Elevation Highpoint to Waterfront Feet

Elevation Highpoint Waterfront Feet
15-26

Lake Details

Lake Acres
225
Lake Depth
60
Excellent Sand
Yes
Hard
Yes
Sand
Yes

Lease Details

Land Leased
Not Applicable

Lock Box Type

Lock Box Source
MAAR
Supra
Yes

Miscellaneous Information

DP Resource
Yes
Homestead
No

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
24x24
Garage Square Feet
576
Garage Door Opener
Yes
Insulated Garage
Yes

Public Survey Info

Range#
26
Section#
12
Township#
121

Office/Member Info

Association
MAAR

Location, Tax and Other Information

AssocFeeYN
No
Legal Description
SECT-12 TWP-121 RANGE-026 NORDHAVEN LOT-031
Listing City
Monticello
Map Page
30
Municipality
Monticello
School District
Monticello
School District Phone
763-272-2000
DNR Lake ID#
86014600
DNR Lake Classification
General Development
Zip Plus 4
8471
Property ID Number
216023000310
Tax Year
2025
Tax Amount
4096
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Experience Lakeside Serenity on Lake Ida Discover a true hidden gem with this meticulously maintained year-round retreat. Situated on a quiet dead-end paved road, this home offers the perfect blend of modern comfort and natural beauty. Enjoy 60 feet of depth and exceptional 15-foot clarity right from your sandy 65' shoreline, which features professional newer riprap for lasting quality. The heart of the home is an open-concept main floor bathed in natural light, courtesy of premium Anderson windows and vaulted ceilings with skylights. Whether you're relaxing by the gas fireplace or entertaining on your brand-new, maintenance-free wrap-around deck, the lake views are ever-present. The main level also features a primary bedroom and a full bath with a jetted tub, offering the convenience of one-level living. Property Highlights: Renovated Comfort, Newer roof (home & garage), water heater, and softener. Versatile Living: A bright three-season porch and a walkout lower level with two additional bedrooms. The Ultimate Workshop: An oversized detached two-car garage featuring a massive upper-level workshop with its own 100-amp service. Prime Location: Only 30 minutes to St. Cloud or Maple Grove—enjoy "cabin life" without the long-haul drive.
Directions
I-94 to HWY #25 (Monticello Exit) - South on #25 to Chelsea Rd (West) for about 2 miles to CTY #39 (West or Left) - Follow #39 for about 4 miles to Meridian Ave (South or left) to 97th to Amery (Right) to 101st (Left) to your new lake home!

Accessible

No Stairs External
Yes

Air Conditioning

Central Air
Yes

Amenities Unit

Ceiling Fan(s)
Yes
Deck
Yes
Hardwood Floors
Yes
Kitchen Window
Yes
Porch
Yes
Skylight
Yes
Tile Floors
Yes
Vaulted Ceiling(s)
Yes
Walk-In Closet
Yes
Washer/Dryer Hookup
Yes

Appliances

Dishwasher
Yes
Dryer
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Assumable Loan

Not Assumable
Yes

Basement

Concrete Block
Yes
Egress Windows
Yes
Full
Yes
Storage Space
Yes

Bath Description

Main Floor Full Bath
Yes
3/4 Basement
Yes
Jetted Tub
Yes

Construction Materials

Block
Yes
Concrete
Yes
Frame
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Breakfast Bar
Yes
Informal Dining Room
Yes
Kitchen/Dining Room
Yes

Electric

100 Amp Service
Yes
200+ Amp Service
Yes
Circuit Breakers
Yes

Existing Financing

Conventional
Yes

Exterior

Vinyl
Yes

Family Room Characteristics

Family Room
Yes
Great Room
Yes
Lower Level
Yes
Main Level
Yes

Fencing

Partial
Yes
Privacy
Yes
Vinyl
Yes

Fireplace Characteristics

Gas Burning
Yes
Living Room
Yes

Foundation

Concrete Block
Yes

Fuel

Propane
Yes

Heating

Baseboard
Yes
Forced Air
Yes

Insurance Fee

Insurance Fee
0

Internet Options

Cable
Yes
DSL
Yes
Fiber Optic
Yes
Satellite
Yes

Lake/Waterfront

Lake Front
Yes

Laundry

Gas Dryer Hookup
Yes
Laundry Closet
Yes
Laundry Room
Yes
Main Level
Yes
Washer Hookup
Yes

Lot Description

Tree Coverage - Medium
Yes

Patio, Porch and Deck Features

Composite Decking
Yes
Deck
Yes
Porch
Yes
Rear Porch
Yes
Wrap Around
Yes

Pool Description

None
Yes

Road Frontage

County Road
Yes
Cul De Sac
Yes
No Outlet/Dead End
Yes
Paved Streets
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Age 8 Years or Less
Yes
Architectural Shingle
Yes
Asphalt Shingles
Yes

Sellers Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Sewer

Private Sewer
Yes
Septic System Compliant - Yes
Yes
Tank with Drainage Field
Yes

Special Search

All Living Facilities on One Level
Yes
Main Floor Bedroom
Yes
Main Floor Laundry
Yes
Main Floor Primary
Yes

Stories

One
Yes

Water

Drilled
Yes
Well
Yes

Waterfront View

Lake
Yes
North
Yes

Room Information

Deck Dimensions: 10x24 Level: Lower Deck Dimensions: 8x24 Level: Main Second (2nd) Bedroom Dimensions: 11x19 Level: Lower First (1st) Bedroom Dimensions: 12x12 Level: Main Four Season Porch Dimensions: 8x24 Level: Main Third (3rd) Bedroom Dimensions: 12x11 Level: Lower Living Room Dimensions: 12x24 Level: Main Kitchen Dimensions: 12x11 Level: Main Dining Room Dimensions: 10x8 Level: Main
Listing Office: RE/MAX Results
IDX
Last Updated: April - 20 - 2026
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