692 4th Street E, Saint Paul, MN 55106

New Listing
$384,750
Property Type: Multi-Family Bedrooms: 4 Baths: 2 Square Footage: 4,557 Lot Size (sq. ft.): 3,920 Status: Coming Soon
Current Price: $384,750 List Date: 5/14/2026 Last Modified: 5/15/2026

Overview

Description

Well located up and down duplex on St Pauls East Side offering strong long-term rental appeal in a stable and growing neighborhood. Convenient access to downtown St Paul, public transportation, Mississippi Market Co-Op, and the restaurants, shopping, and entertainment along East 7th Street. Property features a practical duplex layout with continued rental demand driven by the neighborhoods accessibility and proximity to downtown employment centers. Utilities are currently partially owner-paid with ownership implementing a RUBS utility reimbursement program across the portfolio beginning Q3 2026, creating additional NOI upside potential through utility cost recovery and operational efficiencies. Conveniently located near the State Capitol, Interstate 94, downtown St Paul, public transportation, and University Avenue shopping and dining. Utilities are currently partially owner-paid, with ownership implementing a RUBS utility reimbursement program across the portfolio beginning Q3 2026, creating additional NOI upside potential through utility cost recovery and operational efficiencies.

Listing Details MLS# 7074731

General Property Information

Lot Measurement
Acres
Multiple PIDs?
No
Owner Occupied
No
Waterfront Present
No
Year Built
1900
Yearly/Seasonal
Yearly
Zoning
Residential-Multi-Family
Main Floor Total SqFt
1302
Above Ground SqFt
3255
Below Grd Total SqFt
1302
Total SqFt
4557
Foundation Size
1302
Style
(MF) Duplex Up and Down
Total Finished Sqft
3255.00
Lot Dimensions
40 x 108
Acres
0.09
Assessment Pending
Yes
Garage Stalls
0

Property Features

Accessible: Doors 36"+ Assumable Loan: Not Assumable Basement: Concrete Block Construction Materials: Block; Concrete; Frame Construction Status: Previously Owned Exterior: Wood Fencing: Partial Foundation: Other Fuel: Electric; Natural Gas Heating: Forced Air Internet Options: Cable; Fiber Optic Laundry: In Basement Lot Description: Public Transit (w/in 6 blks) Owner Pays: Electricity; Gas; See Remarks; Trash Collection; Water Road Frontage: City Street; Curbs; Paved Streets Road Responsibility: Public Maintained Road Roof: Age 8 Years or Less; Asphalt Shingles; Pitched Sellers Terms: Cash; Conventional; FHA; VA Sewer: City Sewer/Connected Stories: Two Tenant Pays: Electricity; Gas; See Remarks Topography: Level Unit 1 Appliances: Range; Refrigerator Unit 1 Bath Description: Main Floor Full Bath Unit 1 Cooling: None Unit 1 Dining Room Description: Eat In Kitchen; Informal Dining Room; Living/Dining Room Unit 1 Family Room Characteristics: Family Room Unit 2 Appliances: Range; Refrigerator Unit 2 Bath Description: Upper Level Full Bath Unit 2 Cooling: None Unit 2 Dining Room Description: Eat In Kitchen; Informal Dining Room; Living/Dining Room Unit 2 Family Room Characteristics: Family Room Water: City Water/Connected

Contract Information

Contingency
None
Original List Price
384750
ListPrice
384750
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
692
Street Name
4th
Street Suffix
Street
Street Direction Suffix
E
Postal City
Saint Paul
County
Ramsey
State
MN
Zip Code
55106
Complex/Dev/Subdivision
Lyman Dayton Add

Assessments

Assessment Balance
812
Tax With Assessments
5550

Basement

Foundation Dimensions
21 x 62
Concrete Block
Yes

More Information

Building Information

Finished SqFt Above Ground
3255

Income and Expenses

Annual Gross Income
32223
Annual Caretaker Expense
0
Annual Electric Expense
0
Annual Fuel Expense
0
Annual Gross Expenses
0
Annual Insurance Expense
0
Annual Maintenance Expense
0
Annual Repair Expense
0
Annual Trash Expense
0
Annual Water/Sewer Expense
0
Total Annual Expenses
0

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

Homestead
No

Ownership

Fractional Ownership
No

Public Survey Info

Range#
22
Section#
32
Township#
29

Unit 1

Furnished?
No
Leased?
Yes
Unit Number
Yes
Annual Rent
14952
Finished SqFt
1500
Full Baths
Yes
Monthly Rent
1246
No. of Units Like This
Yes
Total Baths
Yes
Total Bedrooms
2
Total Rooms
5

Unit 2

Furnished?
No
Leased?
Yes
Level
2nd Level
Unit Number
2
Annual Rent
17280
Finished SqFt
1300
Full Baths
Yes
Monthly Rent
1440
No. of Units Like This
Yes
Total Baths
Yes
Total Bedrooms
2
Total Rooms
5

Unit Details

Total Units
2

Office/Member Info

Association
MAAR

Location, Tax and Other Information

Legal Description
LYMAN DAYTON ADDITION LOT 16 BLK 33
Listing City
Saint Paul
Map Page
108
Municipality
Saint Paul
School District
St. Paul
School District Phone
651-767-8100
Zip Plus 4
2659
Property ID Number
322922410158
Tax Year
2026
Tax Amount
4738
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Well located up and down duplex on St Pauls East Side offering strong long-term rental appeal in a stable and growing neighborhood. Convenient access to downtown St Paul, public transportation, Mississippi Market Co-Op, and the restaurants, shopping, and entertainment along East 7th Street. Property features a practical duplex layout with continued rental demand driven by the neighborhoods accessibility and proximity to downtown employment centers. Utilities are currently partially owner-paid with ownership implementing a RUBS utility reimbursement program across the portfolio beginning Q3 2026, creating additional NOI upside potential through utility cost recovery and operational efficiencies. Conveniently located near the State Capitol, Interstate 94, downtown St Paul, public transportation, and University Avenue shopping and dining. Utilities are currently partially owner-paid, with ownership implementing a RUBS utility reimbursement program across the portfolio beginning Q3 2026, creating additional NOI upside potential through utility cost recovery and operational efficiencies.
Directions
From I-94, take Mounds Blvd south to East 7th St, east to Bates Ave, South to East 4th St, East to property.

Accessible

Doors 36"+
Yes

Assumable Loan

Not Assumable
Yes

Construction Materials

Block
Yes
Concrete
Yes
Frame
Yes

Construction Status

Previously Owned
Yes

Exterior

Wood
Yes

Fencing

Partial
Yes

Foundation

Other
Yes

Fuel

Electric
Yes
Natural Gas
Yes

Heating

Forced Air
Yes

Internet Options

Cable
Yes
Fiber Optic
Yes

Laundry

In Basement
Yes

Lot Description

Public Transit (w/in 6 blks)
Yes

Owner Pays

Electricity
Yes
Gas
Yes
See Remarks
Yes
Trash Collection
Yes
Water
Yes

Road Frontage

City Street
Yes
Curbs
Yes
Paved Streets
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Age 8 Years or Less
Yes
Asphalt Shingles
Yes
Pitched
Yes

Sellers Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Sewer

City Sewer/Connected
Yes

Stories

Two
Yes

Topography

Level
Yes

Water

City Water/Connected
Yes

No. of Ranges

Two
Yes

No. of Refrigerators

Two
Yes

Tenant Pays

Electricity
Yes
Gas
Yes
See Remarks
Yes

Unit 1 Appliances

Range
Yes
Refrigerator
Yes

Unit 1 Bath Description

Main Floor Full Bath
Yes

Unit 1 Cooling

None
Yes

Unit 1 Dining Room Description

Eat In Kitchen
Yes
Informal Dining Room
Yes
Living/Dining Room
Yes

Unit 1 Family Room Characteristics

Family Room
Yes

Unit 2 Appliances

Range
Yes
Refrigerator
Yes

Unit 2 Bath Description

Upper Level Full Bath
Yes

Unit 2 Cooling

None
Yes

Unit 2 Dining Room Description

Eat In Kitchen
Yes
Informal Dining Room
Yes
Living/Dining Room
Yes

Unit 2 Family Room Characteristics

Family Room
Yes
Listing Office: Gold Group Realty, LLC
IDX
Last Updated: May - 15 - 2026
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