684 Virginia Street, Saint Paul, MN 55103 (MLS# 7074600)

General Property Information

Lot Measurement: Acres
Multiple PIDs?: No
Owner Occupied: No
Waterfront Present: No
Year Built: 1900
Yearly/Seasonal: Yearly
Zoning: Residential-Multi-Family
Main Floor Total SqFt: 968
Above Ground SqFt: 1936
Below Grd Total SqFt: 968
Total SqFt: 2904
Foundation Size: 968
Style: (MF) Duplex Up and Down
Total Finished Sqft: 2904.00
Lot Dimensions: 41 x 126
Acres: 0.11
Assessment Pending: Yes
Garage Stalls: 0

Property Features

Accessible: Doors 36"+ Assumable Loan: Not Assumable Basement: Concrete Block Construction Materials: Concrete Construction Status: Previously Owned Electric: Circuit Breakers Exterior: Brick/Stone Foundation: Brick/Mortar; Combination; Concrete Block; Concrete Perimeter Fuel: Electric; Natural Gas Heating: Boiler Internet Options: Cable Laundry: None Lot Description: Public Transit (w/in 6 blks) Owner Pays: Electricity; Gas; See Remarks; Trash Collection; Water Parking Characteristics: Gravel Lot Rental License Type: Standard Road Frontage: City Street; Curbs; Paved Streets Road Responsibility: Public Maintained Road Roof: Age Over 8 Years; Asphalt Shingles; Pitched Sellers Terms: Cash; Conventional Sewer: City Sewer/Connected Stories: Two Tenant Pays: All Utilities; Electricity; Gas; Hot Water; See Remarks Topography: Level Unit 1 Amenities: Ceiling Fan(s) Unit 1 Appliances: Range; Refrigerator Unit 1 Bath Description: Main Floor Full Bath Unit 1 Cooling: None Unit 1 Dining Room Description: Informal Dining Room; Living/Dining Room Unit 1 Family Room Characteristics: Family Room Unit 1 Special Search: Main Floor Bedroom Unit 2 Appliances: Range; Refrigerator Water: City Water/Connected

Contract Information

Contingency: None
Original List Price: 346750
ListPrice: 346750
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 684
Street Name: Virginia
Street Suffix: Street
Postal City: Saint Paul
County: Ramsey
State: MN
Zip Code: 55103
Complex/Dev/Subdivision: Humphreys Add To, Saint P

Assessments

Assessment Balance: 863
Tax With Assessments: 8274

Basement

Foundation Dimensions: 25 x 44
Concrete Block: Yes

More Information

Building Information

Finished SqFt Above Ground: 1936
Finished SqFt Below Ground: 968

Income and Expenses

Annual Gross Income: 31080
Annual Caretaker Expense: 0
Annual Electric Expense: 0
Annual Fuel Expense: 0
Annual Gross Expenses: 0
Annual Insurance Expense: 0
Annual Maintenance Expense: 0
Annual Repair Expense: 0
Annual Trash Expense: 0
Annual Water/Sewer Expense: 0
Total Annual Expenses: 0

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

Homestead: No

Ownership

Fractional Ownership: No

Public Survey Info

Range#: 23
Section#: 36
Township#: 29

Unit 1

Furnished?: No
Leased?: Yes
Unit Number: Yes
Annual Rent: 14748
Finished SqFt: 1200
Full Baths: Yes
Monthly Rent: 1229
No. of Units Like This: Yes
Oth Parking Spaces: 3
Total Baths: Yes
Total Bedrooms: 2
Total Rooms: 5

Unit 2

Furnished?: No
Leased?: Yes
Level: 2nd Level
Unit Number: 2
Annual Rent: 16332
Finished SqFt: 700
Full Baths: Yes
Monthly Rent: 1361
No. of Units Like This: Yes
Oth Parking Spaces: 3
Total Baths: Yes
Total Bedrooms: 2
Total Rooms: 5

Unit Details

Total Units: 2

Office/Member Info

Association: MAAR

Location, Tax and Other Information

Legal Description: HUMPHREYS ADDITION TO SAINT P LOT 11 BLK 4
Listing City: Saint Paul
Map Page: 108
Municipality: Saint Paul
School District: St. Paul
School District Phone: 651-767-8100
Zip Plus 4: 2659
Property ID Number: 362923120049
Tax Year: 2026
Tax Amount: 4410
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Well-located up-and-down duplex in St Pauls North End neighborhood offering strong rental functionality and convenient access to downtown St Paul, Interstate 94, public transportation, and University Avenue amenities. The property features two 2-bedroom, 1-bath units, each with private entrances, providing added tenant privacy and long-term rental appeal. The duplex layout and unit configuration create a practical investment opportunity in an established rental corridor with consistent housing demand. Convenient access to nearby shopping, restaurants, employment centers, and transit routes supports stable long-term occupancy potential. Utilities are currently partially owner-paid, with ownership implementing a RUBS utility reimbursement program across the portfolio beginning Q3 2026. Future ownership will have the opportunity to improve NOI through utility cost recovery and operational efficiencies. Strong value-add opportunity through continued operational improvements and management optimization.
Directions: In St. Paul!

Accessible

Doors 36"+: Yes

Assumable Loan

Not Assumable: Yes

Construction Materials

Concrete: Yes

Construction Status

Previously Owned: Yes

Electric

Circuit Breakers: Yes

Exterior

Brick/Stone: Yes

Foundation

Brick/Mortar: Yes
Combination: Yes
Concrete Block: Yes
Concrete Perimeter: Yes

Fuel

Electric: Yes
Natural Gas: Yes

Heating

Boiler: Yes

Internet Options

Cable: Yes

Laundry

None: Yes

Lot Description

Public Transit (w/in 6 blks): Yes

Owner Pays

Electricity: Yes
Gas: Yes
See Remarks: Yes
Trash Collection: Yes
Water: Yes

Parking Characteristics

Gravel Lot: Yes

Patio, Porch and Deck Features

Deck: Yes
Rear Porch: Yes

Rental License Type

Standard: Yes

Road Frontage

City Street: Yes
Curbs: Yes
Paved Streets: Yes

Road Responsibility

Public Maintained Road: Yes

Roof

Age Over 8 Years: Yes
Asphalt Shingles: Yes
Pitched: Yes

Sellers Terms

Cash: Yes
Conventional: Yes

Sewer

City Sewer/Connected: Yes

Stories

Two: Yes

Topography

Level: Yes

Water

City Water/Connected: Yes

No. of Ranges

Two: Yes

No. of Refrigerators

Two: Yes

Tenant Pays

All Utilities: Yes
Electricity: Yes
Gas: Yes
Hot Water: Yes
See Remarks: Yes

Unit 1 Amenities

Ceiling Fan(s): Yes

Unit 1 Appliances

Range: Yes
Refrigerator: Yes

Unit 1 Bath Description

Main Floor Full Bath: Yes

Unit 1 Cooling

None: Yes

Unit 1 Dining Room Description

Informal Dining Room: Yes
Living/Dining Room: Yes

Unit 1 Family Room Characteristics

Family Room: Yes

Unit 1 Special Search

Main Floor Bedroom: Yes

Unit 2 Appliances

Range: Yes
Refrigerator: Yes