656 2nd Street N, Bayport, MN 55003

$374,900
Property Type: Multi-Family Bedrooms: 4 Baths: 2 Square Footage: 3,532 Lot Size (sq. ft.): 7,405 Status: Active
Current Price: $374,900 List Date: 1/20/2026 Last Modified: 5/19/2026

Overview

Description

SIDE BY SIDE DUPLEX. Each unit has 2 bedrooms/1 bathroom & in-unit Laundry. Tenant pays electric, cable and yard care. Great investment opportunity. Excellent rental history with both leases going month to month starting 6/1/2026. Good location – within walking distance to downtown Bayport, minutes to downtown Stillwater and walking distance to Andersen Window Corp. Separate entrance doors both from the front porch and in the rear of the home. Unit 1 is 3 stories. Unit 2 is 2 story. Off street parking! Tenant can pay extra for use of garage space. 3 car garage. Basement is only accessible from unit 2. Roof was replaced in 2020 on the house.

Listing Details MLS# 7010767

General Property Information

Lot Measurement
Acres
Multiple PIDs?
No
Waterfront Present
No
Year Built
1890
Yearly/Seasonal
Yearly
Zoning
Residential-Multi-Family
Main Floor Total SqFt
1320
Above Ground SqFt
2218
Below Grd Total SqFt
1314
Total SqFt
3532
Foundation Size
1320
Style
(MF) Duplex Side X Side
Total Finished Sqft
2218.00
Garage Stalls
3
Lot Dimensions
0x0
Acres
0.17
Assessment Pending
No

Property Features

Accessible: None Assumable Loan: Not Assumable Basement: Unfinished Construction Status: Previously Owned Exterior: Aluminum Siding Foundation: Concrete Block Fuel: Natural Gas Heating: Boiler Laundry: In Unit Lock Box Type: Supra Owner Pays: Fuel; Trash Collection; Water Road Frontage: City Street Sellers Terms: Cash; Conventional; FHA; VA Sewer: City Sewer/Connected Stories: Two Tenant Pays: Cable TV; Electricity; Grounds Care Unit 1 Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer Unit 1 Bath Description: Upper Level Full Bath Unit 1 Cooling: Window Unit 2 Appliances: Dishwasher; Dryer; Range; Refrigerator; Washer Unit 2 Bath Description: Upper Level Full Bath Unit 2 Cooling: Window Unit 2 Dining Room Description: Eat In Kitchen Water: City Water/Connected

Contract Information

Contingency
Inspection
Original List Price
409900
ListPrice
374900
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
656
Street Name
2nd
Street Suffix
Street
Street Direction Suffix
N
Postal City
Bayport
County
Washington
State
MN
Zip Code
55003
Complex/Dev/Subdivision
Bayport

Assessments

Tax With Assessments
3608
Assessment Balance
0

Building Information

Finished SqFt Above Ground
2218

More Information

Income and Expenses

Annual Fuel Expense
2200
Annual Gross Expenses
7156
Annual Gross Income
34200
Annual Insurance Expense
3500
Annual Repair Expense
500
Annual Trash Expense
706
Annual Water/Sewer Expense
740
Total Annual Expenses
7156
Annual Caretaker Expense
0
Annual Electric Expense
0
Annual Maintenance Expense
0

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

DP Resource
Yes
Homestead
No

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Square Feet
896

Public Survey Info

Range#
20
Section#
2
Township#
29

Unit 1

Furnished?
No
Lease Expiration Date
2026-06-01
Leased?
Yes
Level
Multi-Level
Unit Number
Yes
Annual Rent
18000
Finished SqFt
1200
Full Baths
Yes
Monthly Rent
1500
No. of Units Like This
Yes
Total Baths
Yes
Total Bedrooms
2
Total Rooms
6

Unit 2

Furnished?
No
Lease Expiration Date
2026-06-01
Leased?
Yes
Level
Multi-Level
Unit Number
2
Annual Rent
16200
Finished SqFt
1200
Full Baths
Yes
Monthly Rent
1350
No. of Units Like This
Yes
Total Baths
Yes
Total Bedrooms
2
Total Rooms
6

Unit Details

Total Units
2

Office/Member Info

Association
SPAAR

Location, Tax and Other Information

Legal Description
BLOCK 29 LOT 10 SUBDIVISIONCD 2670 SUBDIVISIONNAME BAYPORT (FORMERLY SO STILLWATER)
Listing City
Bayport
Map Page
97
Municipality
Bayport
School District
Stillwater
School District Phone
651-351-8301
Property ID Number
0202920330027
Tax Year
2025
Tax Amount
3605
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
SIDE BY SIDE DUPLEX. Each unit has 2 bedrooms/1 bathroom & in-unit Laundry. Tenant pays electric, cable and yard care. Great investment opportunity. Excellent rental history with both leases going month to month starting 6/1/2026. Good location – within walking distance to downtown Bayport, minutes to downtown Stillwater and walking distance to Andersen Window Corp. Separate entrance doors both from the front porch and in the rear of the home. Unit 1 is 3 stories. Unit 2 is 2 story. Off street parking! Tenant can pay extra for use of garage space. 3 car garage. Basement is only accessible from unit 2. Roof was replaced in 2020 on the house.
Directions
From Highway 95, go East on 6th Ave N, and turn on 2nd St to home.

Accessible

None
Yes

Assumable Loan

Not Assumable
Yes

Basement

Unfinished
Yes

Construction Status

Previously Owned
Yes

Exterior

Aluminum Siding
Yes

Foundation

Concrete Block
Yes

Fuel

Natural Gas
Yes

Heating

Boiler
Yes

Laundry

In Unit
Yes

Lock Box Type

Supra
Yes

Owner Pays

Fuel
Yes
Trash Collection
Yes
Water
Yes

Patio, Porch and Deck Features

Covered
Yes
Front Porch
Yes

Road Frontage

City Street
Yes

Sellers Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Sewer

City Sewer/Connected
Yes

Stories

Two
Yes

Water

City Water/Connected
Yes

No. of Ranges

Two
Yes

No. of Refrigerators

Two
Yes

Tenant Pays

Cable TV
Yes
Electricity
Yes
Grounds Care
Yes

Unit 1 Appliances

Dishwasher
Yes
Dryer
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Unit 1 Bath Description

Upper Level Full Bath
Yes

Unit 1 Cooling

Window
Yes

Unit 2 Appliances

Dishwasher
Yes
Dryer
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Unit 2 Bath Description

Upper Level Full Bath
Yes

Unit 2 Cooling

Window
Yes

Unit 2 Dining Room Description

Eat In Kitchen
Yes
Listing Office: Coldwell Banker Realty
IDX
Last Updated: May - 19 - 2026
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