655 20th Street NE, Owatonna, MN 55060 (MLS# 7076369)

General Property Information

Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: Yes
Waterfront Present: No
Year Built: 1975
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: Yes
Bath Three Quarters: Yes
Main Floor Total SqFt: 96
Above Grd Total SqFt: 1008
Below Grd Total SqFt: 912
Total SqFt: 1920
Total Finished Sqft: 1806.00
FireplaceYN: Yes
Style: (SF) Single Family
Foundation Size: 912
Garage Stalls: 3
Lot Dimensions: 115 x 92
Acres: 0.24
Assessment Pending: No
Bath Half: 0
Bath Quarter: 0
Association Fee: 0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Ceiling Fan(s); Deck; Kitchen Window; Patio; Washer/Dryer Hookup Appliances: Dishwasher; Disposal; Dryer; Microwave; Range; Refrigerator; Washer Basement: Concrete Block; Sump Pump Bath Description: Main Floor Full Bath; 3/4 Basement Construction Materials: Block; Frame Construction Status: Previously Owned Dining Room Description: Kitchen/Dining Room Electric: Circuit Breakers Exterior: Metal Family Room Characteristics: Family Room; Lower Level Fencing: Chain Link Fireplace Characteristics: Family Room; Gas Burning Foundation: Concrete Block Fuel: Natural Gas Heating: Forced Air Laundry: In Basement Lock Box Type: Supra Lot Description: Corner Lot; Tree Coverage - Medium Parking Characteristics: Multiple Garages Road Frontage: City Street Road Responsibility: Public Maintained Road Roof: Age 8 Years or Less; Asphalt Shingles Sellers Terms: Cash; Conventional; FHA; Rural Development; VA Sewer: City Sewer/Connected Stories: Bi-Level Water: City Water/Connected

Contract Information

Contingency: None
Original List Price: 329000
ListPrice: 329000
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 655
Street Name: 20th
Street Suffix: Street
Street Direction Suffix: NE
Postal City: Owatonna
County: Steele
State: MN
Zip Code: 55060
Complex/Dev/Subdivision: Mathews

Assessments

Tax With Assessments: 4126
Assessment Balance: 0

Building Information

Finished SqFt Above Ground: 1008
Finished SqFt Below Ground: 798

More Information

Lease Details

Land Leased: Not Applicable

Lock Box Type

Lock Box Source: SEMR
Supra: Yes

Miscellaneous Information

Homestead: Yes

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Square Feet: 796
Multiple Garages: Yes

Office/Member Info

Association: SEMR

Location, Tax and Other Information

AssocFeeYN: No
Legal Description: BLK 2 LOT 1 TORRENS PROPERTY
Listing City: Owatonna
Map Page: 999
Municipality: Owatonna
School District: Owatonna
School District Phone: 507-444-8610
Zip Plus 4: 1407
Property ID Number: 172420201
Tax Year: 2026
Tax Amount: 4126
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Care, pride, and a little love go a long way, and this home is proof. This well maintained and exceptionally clean split-level home offers the perfect blend of comfort, space, and functionality with 4 bedrooms and 2 bathrooms. The bright main living room features a beautiful bay window that fills the space with natural light, while the cozy lower level family room is highlighted by a warm gas fireplace, perfect for relaxing evenings at home. Step outside to enjoy the fenced backyard complete with a patio and deck, ideal for entertaining, grilling, or simply enjoying the outdoors. Situated on a desirable corner lot, this property also includes an attached 2 stall garage plus an additional detached 1 stall garage for extra storage, hobbies, or parking. With a roof that is only one year old, this move-in ready home has been thoughtfully cared for and is ready for its next owners to enjoy.
Directions: From Hwy 35 take the 26th St exit and head east on 26th St. Take a right on St Paul Rd and head south, then take a left on 20th St NE. The home will be on your right.

Accessible

None: Yes

Air Conditioning

Central Air: Yes

Amenities Unit

Ceiling Fan(s): Yes
Deck: Yes
Kitchen Window: Yes
Patio: Yes
Washer/Dryer Hookup: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Basement

Concrete Block: Yes
Sump Pump: Yes

Bath Description

Main Floor Full Bath: Yes
3/4 Basement: Yes

Construction Materials

Block: Yes
Frame: Yes

Construction Status

Previously Owned: Yes

Dining Room Description

Kitchen/Dining Room: Yes

Electric

Circuit Breakers: Yes

Exterior

Metal: Yes

Family Room Characteristics

Family Room: Yes
Lower Level: Yes

Fencing

Chain Link: Yes

Fireplace Characteristics

Family Room: Yes
Gas Burning: Yes

Foundation

Concrete Block: Yes

Fuel

Natural Gas: Yes

Heating

Forced Air: Yes

Insurance Fee

Insurance Fee: 0

Laundry

In Basement: Yes

Lot Description

Corner Lot: Yes
Tree Coverage - Medium: Yes

Patio, Porch and Deck Features

Composite Decking: Yes
Deck: Yes
Patio: Yes

Road Frontage

City Street: Yes

Road Responsibility

Public Maintained Road: Yes

Roof

Age 8 Years or Less: Yes
Asphalt Shingles: Yes

Sellers Terms

Cash: Yes
Conventional: Yes
FHA: Yes
Rural Development: Yes
VA: Yes

Sewer

City Sewer/Connected: Yes

Stories

Bi-Level: Yes

Water

City Water/Connected: Yes

Room Information

Family Room Level: Lower First (1st) Bedroom Dimensions: 14 x 10.1 Level: Main Fourth (4th) Bedroom Dimensions: 11.5 x 16.7 Level: Lower Kitchen Dimensions: 11.5 x 16.7 Level: Main Living Room Dimensions: 13.5 x 19.11 Level: Main Second (2nd) Bedroom Dimensions: 10.9 x 12.10 Level: Main Third (3rd) Bedroom Dimensions: 11.5 x 12.7 Level: Lower