Escape to 103 feet of prime, level shoreline on Upper Pine Lake in Finlayson, MN. This inviting year-round home offers the perfect blend of Northwoods charm and modern comfort, just ~100 miles north of the Twin Cities. Open-concept living with panoramic lake views. Step into a welcoming foyer with space for gear and boots, then discover an open-concept living area with walkout deck access. You'll notice stunning lake views from nearly every room on both the first and second floors- the foyer, living room, eat-in kitchen, studio, and all bedrooms all frame the water. The kitchen features rich hickory cabinets, stainless steel appliances, and an eat-in dining space, all with uninterrupted sightlines to the lake. A flexible studio space (ideal for a home office, creative workspace, or guest area) and a convenient 3/4 bath. Upstairs, three comfortable bedrooms, a full bath, and lots of storage space. Waterfront outdoor living, enjoy direct lake access with the included dock, plus an oversized detached garage with room for vehicles, boats, and all your outdoor toys. The level shoreline invites summer fun like swimming, fishing, kayaking, and boating right from your backyard. Upper Pine Lake spans approximately 200 acres which is big enough for boats, quiet enough for relaxation. Whether you're seeking a full-time residence, weekend retreat, or rental investment, this property delivers authentic Minnesota lake living with metro-area convenience. Easy to show.