5222 406th Street, North Branch, MN 55056

$499,000
Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,880 Lot Size (sq. ft.): 203,861 Status: Active
Current Price: $499,000 List Date: 3/19/2026 Last Modified: 4/08/2026

Overview

Description

Set on almost 4.7 private acres with an incredible 200+ feet of level lakeshore on Chain Lake. This exceptional 4-bedroom, 2-bath rambler offers the perfect blend of space, scenery, and serenity - just minutes from town and freeway access. Tucked at the end of a dead-end road and surrounded by mature trees, this property delivers true privacy with panoramic, west-facing lake views and unforgettable sunsets. Inside this beautiful home, you’ll find generous room sizes, abundant natural light and thoughtful upgrades and updates throughout. The updated kitchen features granite countertops, solid oak floors, stainless steel appliances, and flows seamlessly into the living spaces, all framed by expansive windows overlooking the lake. Cozy up to two fireplaces - a striking stone-wall gas fireplace and a high-efficiency wood-burning fireplace, perfect for year-round comfort. Solid 6-panel doors and custom closet organization systems in every bedroom add both quality and functionality. Outdoor living is just as impressive with a nice sized deck with convenient and easy to maintain deck tile flooring - ideal for soaking in the views and a walkout lower-level patio that leads right to the shoreline. Storage truly abounds, including an oversized, heated and finished 2-stall garage complete with a gas heater, heavy-duty shelving, and a workbench with cabinets. This home has been meticulously cared for and the pride in ownership shows! With compliant septic, incredible lake frontage, and a rare combination of privacy and convenience, this is a truly special Chain Lake offering. Additional acreage available.

Listing Details MLS# 7034890

General Property Information

Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Number of Fireplaces
2
Waterfront Present
Yes
Year Built
1969
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Full
Yes
Bath Three Quarters
Yes
Main Floor Total SqFt
1440
Above Grd Total SqFt
1440
Below Grd Total SqFt
1440
Total SqFt
2880
Total Finished Sqft
2880.00
FireplaceYN
Yes
Style
(SF) Single Family
Foundation Size
1440
Power Company
East Central Energy
Garage Stalls
2
Lot Dimensions
0x0
Acres
4.68
# Carport Spaces
0
Other Parking Spaces
0
Bath Half
0
Bath Quarter
0
Association Fee
0

Property Features

Accessible: None Air Conditioning: Ductless Amenities Unit: Deck; Kitchen Window; Main Floor Primary Bedroom; Natural Woodwork; Paneled Doors; Panoramic View; Patio; Tile Floors; Washer/Dryer Hookup Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer Assumable Loan: Not Assumable Basement: Concrete Block; Full; Storage Space Bath Description: Main Floor Full Bath; 3/4 Basement Construction Status: Previously Owned Dining Room Description: Breakfast Area; Kitchen/Dining Room; Living/Dining Room Electric: 100 Amp Service; Circuit Breakers Elevation Highpoint to Waterfront Slope: Gradual Exterior: Steel Siding Family Room Characteristics: Lower Level Fencing: None Fireplace Characteristics: Family Room; Gas Burning; Living Room; Wood Burning Foundation: Concrete Block Fuel: Natural Gas Heating: Baseboard; Boiler; Hot Water Internet Options: Cable Laundry: Laundry Room; Lower Level Lock Box Type: Supra Lot Description: Accessible Shoreline; Tree Coverage - Heavy Parking Characteristics: Finished Garage; Driveway - Shared; Garage Door Opener; Heated Garage; Storage Property Subtype: Acreage Road Frontage: City Street Road Responsibility: Private Maintained Road Roof: Age Over 8 Years; Asphalt Shingles Sellers Terms: Cash; Conventional; FHA; VA Sewer: Private Sewer; Septic System Compliant - Yes Special Search: Main Floor Bedroom; Main Floor Primary Stories: One Water: Drilled; Well Waterfront View: Panoramic

Contract Information

Contingency
Other
Original List Price
499000
ListPrice
499000
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
5222
Street Name
406th
Street Suffix
Street
Postal City
North Branch
County
Chisago
State
MN
Zip Code
55056

Assessments

Tax With Assessments
5500
Assessment Balance
0

Basement

Foundation Dimensions
60x24
Concrete Block
Yes
Full
Yes
Storage Space
Yes

More Information

Building Information

Finished SqFt Above Ground
1440
Finished SqFt Below Ground
1440

Lake Details

Lake Acres
254
Lake Depth
No

Lease Details

Land Leased
Not Applicable

Lock Box Type

Lock Box Source
SPAAR
Supra
Yes

Miscellaneous Information

DP Resource
Yes
Homestead
Yes

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
25x24
Garage Door Height
7
Garage Door Width
16
Garage Square Feet
600
Finished Garage
Yes
Driveway - Shared
Yes
Garage Door Opener
Yes
Heated Garage
Yes
Storage
Yes

Public Survey Info

Range#
21
Section#
7
Township#
35

Office/Member Info

Association
MAAR

Location, Tax and Other Information

AssocFeeYN
No
Legal Description
SECTION 07 TOWNSHIP 035 RANGE 021 THAT PT OF N 230 FT OF S 54O FT OF N1/2 OF SE1/4 OF NE1/4 LYING W OF E 425 FT OF SAID N1/2 OF SE1/4 OF NE1/4
Listing City
North Branch
Map Page
242
Municipality
North Branch
School District
North Branch
School District Phone
651-674-1000
DNR Lake ID#
13006300
DNR Lake Classification
Natural Environment
Zip Plus 4
5295
Property ID Number
110012610
Tax Year
2025
Tax Amount
5500
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Set on almost 4.7 private acres with an incredible 200+ feet of level lakeshore on Chain Lake. This exceptional 4-bedroom, 2-bath rambler offers the perfect blend of space, scenery, and serenity - just minutes from town and freeway access. Tucked at the end of a dead-end road and surrounded by mature trees, this property delivers true privacy with panoramic, west-facing lake views and unforgettable sunsets. Inside this beautiful home, you’ll find generous room sizes, abundant natural light and thoughtful upgrades and updates throughout. The updated kitchen features granite countertops, solid oak floors, stainless steel appliances, and flows seamlessly into the living spaces, all framed by expansive windows overlooking the lake. Cozy up to two fireplaces - a striking stone-wall gas fireplace and a high-efficiency wood-burning fireplace, perfect for year-round comfort. Solid 6-panel doors and custom closet organization systems in every bedroom add both quality and functionality. Outdoor living is just as impressive with a nice sized deck with convenient and easy to maintain deck tile flooring - ideal for soaking in the views and a walkout lower-level patio that leads right to the shoreline. Storage truly abounds, including an oversized, heated and finished 2-stall garage complete with a gas heater, heavy-duty shelving, and a workbench with cabinets. This home has been meticulously cared for and the pride in ownership shows! With compliant septic, incredible lake frontage, and a rare combination of privacy and convenience, this is a truly special Chain Lake offering. Additional acreage available.
Directions
35 N to North Branch exit - Hwy 95 W to Flink N to 406th St W - follow to the very end

Accessible

None
Yes

Air Conditioning

Ductless
Yes

Amenities Unit

Deck
Yes
Kitchen Window
Yes
Main Floor Primary Bedroom
Yes
Natural Woodwork
Yes
Paneled Doors
Yes
Panoramic View
Yes
Patio
Yes
Tile Floors
Yes
Washer/Dryer Hookup
Yes

Appliances

Dishwasher
Yes
Dryer
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Assumable Loan

Not Assumable
Yes

Bath Description

Main Floor Full Bath
Yes
3/4 Basement
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Breakfast Area
Yes
Kitchen/Dining Room
Yes
Living/Dining Room
Yes

Electric

100 Amp Service
Yes
Circuit Breakers
Yes

Elevation Highpoint to Waterfront Slope

Gradual
Yes

Exterior

Steel Siding
Yes

Family Room Characteristics

Lower Level
Yes

Fencing

None
Yes

Fireplace Characteristics

Family Room
Yes
Gas Burning
Yes
Living Room
Yes
Wood Burning
Yes

Foundation

Concrete Block
Yes

Fuel

Natural Gas
Yes

Heating

Baseboard
Yes
Boiler
Yes
Hot Water
Yes

Insurance Fee

Insurance Fee
0

Internet Options

Cable
Yes

Lake/Waterfront

Lake Front
Yes

Laundry

Laundry Room
Yes
Lower Level
Yes

Lot Description

Accessible Shoreline
Yes
Tree Coverage - Heavy
Yes

Patio, Porch and Deck Features

Deck
Yes
Patio
Yes

Property Subtype

Acreage
Yes

Road Frontage

City Street
Yes

Road Responsibility

Private Maintained Road
Yes

Roof

Age Over 8 Years
Yes
Asphalt Shingles
Yes

Sellers Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Sewer

Private Sewer
Yes
Septic System Compliant - Yes
Yes

Special Search

Main Floor Bedroom
Yes
Main Floor Primary
Yes

Stories

One
Yes

Water

Drilled
Yes
Well
Yes

Waterfront View

Panoramic
Yes

Room Information

Dining Room Dimensions: 11x9 Level: Main Family Room Dimensions: 16x15 Level: Lower First (1st) Bedroom Dimensions: 16x15 Level: Main Fourth (4th) Bedroom Dimensions: 15x12 Level: Lower Kitchen Dimensions: 15x11 Level: Main Laundry Dimensions: 11x7 Level: Lower Living Room Dimensions: 30x15 Level: Main Second (2nd) Bedroom Dimensions: 15x15 Level: Lower Third (3rd) Bedroom Dimensions: 30x15 Level: Lower
Listing Office: RE/MAX Results
IDX
Last Updated: April - 08 - 2026
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