522 1st Street SE, Saint Stephen, MN 56375

$649,900
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,968 Lot Size (sq. ft.): 65,340 Status: Active
Current Price: $649,900 List Date: 11/04/2025 Last Modified: 4/20/2026

Overview

Description

Beautifully designed new-construction home in White Oak Country Estates of St. Stephen! This single-level layout offers nearly 2,000 sq ft with 3 bedrooms, 2 full baths, and all living facilities on one level. The open-concept kitchen features a center island and custom cabinetry—perfect for entertaining. Enjoy the comfort of in-floor heat, a spacious family room, and a private primary suite with walk-in closet and full bath. Oversized 4-stall heated garage with finished interior and concrete driveway. Nestled on a 1.5-acre lot at the end of a quiet cul-de-sac, this home blends peaceful country living with convenient proximity to Sartell and St. Cloud. Move-in ready with quality finishes throughout!

Listing Details MLS# 6813249

General Property Information

Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Waterfront Present
No
Year Built
2025
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Full
2
Main Floor Total SqFt
1968
Above Grd Total SqFt
1968
Total SqFt
1968
Total Finished Sqft
1968.00
FireplaceYN
No
Style
(SF) Single Family
Foundation Size
1968
Garage Stalls
4
Lot Dimensions
irregular
Acres
1.5
Assessment Pending
No
Number of Fireplaces
0
Bath Three Quarters
0
Bath Half
0
Bath Quarter
0
Below Grd Total SqFt
0
Association Fee
0

Property Features

Accessible: Doors 36"+ Air Conditioning: Central Air Amenities Unit: Kitchen Center Island; Kitchen Window; Walk-In Closet; Washer/Dryer Hookup Appliances: Air-To-Air Exchanger; Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer Basement: None Bath Description: Main Floor Full Bath; Full Primary Construction Materials: Frame Construction Status: Completed New Construction Dining Room Description: Kitchen/Dining Room Electric: Circuit Breakers Exterior: Engineered Wood Family Room Characteristics: Main Level Fencing: None Foundation: Concrete Block Fuel: Natural Gas Heating: Forced Air; In-Floor Heating Internet Options: Fiber Optic Laundry: Laundry Room; Main Level; Sink Lock Box Type: Combo Lot Description: Irregular Lot Parking Characteristics: Finished Garage; Garage Door Opener; Heated Garage Property Subtype: Acreage Road Frontage: Cul De Sac; Paved Streets; Street Lights Road Responsibility: Public Maintained Road Roof: Age 8 Years or Less; Asphalt Shingles Sellers Terms: Cash; Conventional Sewer: Mound Septic; Septic System Compliant - Yes Special Search: 3 BR on One Level; All Living Facilities on One Level; Main Floor Bedroom; Main Floor Laundry; Main Floor Primary Stories: One Water: Well

Contract Information

Contingency
None
Original List Price
699900
ListPrice
649900
Owner is an Agent?
Yes
Auction?
No

Location Tax and Other Information

House Number
522
Street Name
1st
Street Suffix
Street
Street Direction Suffix
SE
Postal City
Saint Stephen
County
Stearns
State
MN
Zip Code
56375
Complex/Dev/Subdivision
White Oak Country Estates

Assessments

Tax With Assessments
288
Assessment Balance
0

Basement

Foundation Dimensions
84x34
None
Yes

More Information

Builder Information

Builder ID
TLC ENT LLC
Builder License Number
665643
Builder Name
TLC ENT LLC

Building Information

Finished SqFt Above Ground
1968

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

DP Resource
Yes
Homestead
No

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
48x26
Garage Door Height
8
Garage Door Width
9
Garage Square Feet
1460
Finished Garage
Yes
Garage Door Opener
Yes
Heated Garage
Yes

Public Survey Info

Range#
29
Section#
24
Township#
126

Office/Member Info

Association
SCAAR

Location, Tax and Other Information

AssocFeeYN
No
Legal Description
LOT 001 BLK 004 WHITE OAK COUNTRY ESTATES SECTION 24 TOWNSHIP 126 RANGE 29
Listing City
Saint Stephen
Map Page
999
Municipality
Saint Stephen
School District
Sartell-St. Stephens
School District Phone
320-656-3715
Zip Plus 4
7728
Property ID Number
90559630712
Tax Year
2025
Tax Amount
288
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Beautifully designed new-construction home in White Oak Country Estates of St. Stephen! This single-level layout offers nearly 2,000 sq ft with 3 bedrooms, 2 full baths, and all living facilities on one level. The open-concept kitchen features a center island and custom cabinetry—perfect for entertaining. Enjoy the comfort of in-floor heat, a spacious family room, and a private primary suite with walk-in closet and full bath. Oversized 4-stall heated garage with finished interior and concrete driveway. Nestled on a 1.5-acre lot at the end of a quiet cul-de-sac, this home blends peaceful country living with convenient proximity to Sartell and St. Cloud. Move-in ready with quality finishes throughout!
Directions
From Main street, South on Sixth Ave SE, Right on First ST SE, home on Left

Accessible

Doors 36"+
Yes

Air Conditioning

Central Air
Yes

Amenities Unit

Kitchen Center Island
Yes
Kitchen Window
Yes
Walk-In Closet
Yes
Washer/Dryer Hookup
Yes

Appliances

Air-To-Air Exchanger
Yes
Dishwasher
Yes
Dryer
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Bath Description

Main Floor Full Bath
Yes
Full Primary
Yes

Construction Materials

Frame
Yes

Construction Status

Completed New Construction
Yes

Dining Room Description

Kitchen/Dining Room
Yes

Electric

Circuit Breakers
Yes

Exterior

Engineered Wood
Yes

Family Room Characteristics

Main Level
Yes

Fencing

None
Yes

Foundation

Concrete Block
Yes

Fuel

Natural Gas
Yes

Heating

Forced Air
Yes
In-Floor Heating
Yes

Insurance Fee

Insurance Fee
0

Internet Options

Fiber Optic
Yes

Laundry

Laundry Room
Yes
Main Level
Yes
Sink
Yes

Lock Box Type

Combo
Yes

Lot Description

Irregular Lot
Yes

Property Subtype

Acreage
Yes

Road Frontage

Cul De Sac
Yes
Paved Streets
Yes
Street Lights
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Age 8 Years or Less
Yes
Asphalt Shingles
Yes

Sellers Terms

Cash
Yes
Conventional
Yes

Sewer

Mound Septic
Yes
Septic System Compliant - Yes
Yes

Special Search

3 BR on One Level
Yes
All Living Facilities on One Level
Yes
Main Floor Bedroom
Yes
Main Floor Laundry
Yes
Main Floor Primary
Yes

Stories

One
Yes

Water

Well
Yes

Room Information

Second (2nd) Bedroom Dimensions: 12x15 Level: Main Third (3rd) Bedroom Dimensions: 12x15 Level: Main Kitchen Dimensions: 15x14 Level: Main First (1st) Bedroom Dimensions: 15x15 Level: Main Dining Room Dimensions: 15x15 Level: Main Family Room Dimensions: 12x16 Level: Main Living Room Dimensions: 12x28 Level: Main
Listing Office: Century 21 First Realty, Inc.
IDX
Last Updated: April - 20 - 2026
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