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489 Whitall Street, Saint Paul, MN 55130

New Listing
$239,900
Property Type: Multi-Family Bedrooms: 4 Baths: 2 Square Footage: 1,421 Lot Size (sq. ft.): 3,920 Status: Active
Current Price: $239,900 List Date: 5/11/2026 Last Modified: 5/13/2026

Overview

Description

Investor and owner-occupant opportunity in the heart of Saint Paul’s Payne-Phalen neighborhood! This up-and-down duplex offers 4 bedrooms and 2 bathrooms with flexible living and rental options. Charming character from its historic 1879 construction is complemented by solid exterior condition, a corner lot setting, and convenient off-street/garage parking. Easy access to downtown Saint Paul, I-35E, shopping, dining, parks, and public transportation makes this a great addition to any portfolio or a smart option for buyers looking to offset their mortgage with rental income. Don’t miss this affordable multi-family opportunity with strong long-term potential.

Listing Details MLS# 7071799

General Property Information

Lot Measurement
Acres
Multiple PIDs?
No
Owner Occupied
Yes
Waterfront Present
No
Year Built
1879
Yearly/Seasonal
Yearly
Zoning
Residential-Multi-Family
Main Floor Total SqFt
622
Above Ground SqFt
1421
Total SqFt
1421
Foundation Size
1600
Style
(MF) Duplex Up and Down
Total Finished Sqft
1421.00
Garage Stalls
Yes
Lot Dimensions
105x61
Acres
0.09
Assessment Pending
No
Below Grd Total SqFt
0

Property Features

Accessible: None Basement: Concrete Block Construction Materials: Block; Concrete Construction Status: Previously Owned Existing Financing: FHA Exterior: Stucco Foundation: Brick/Mortar Fuel: Natural Gas Heating: Forced Air Laundry: In Basement Lock Box Type: Supra Sellers Terms: Cash; Conventional; FHA Sewer: City Sewer/Connected Stories: Two Water: City Water/Connected

Contract Information

Contingency
None
Original List Price
2399000
ListPrice
239900
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
489
Street Name
Whitall
Street Suffix
Street
Postal City
Saint Paul
County
Ramsey
State
MN
Zip Code
55130
Complex/Dev/Subdivision
Edmund Rices First Add

Assessments

Tax With Assessments
3394
Assessment Balance
0

Basement

Foundation Dimensions
1600
Concrete Block
Yes

More Information

Building Information

Finished SqFt Above Ground
1421

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

DP Resource
Yes
Homestead
Yes

Ownership

Fractional Ownership
No

Public Survey Info

Range#
22
Section#
29
Township#
29

Unit 1

Furnished?
No
Leased?
No
Level
Main Level
Unit Number
Yes
Annual Rent
14400
Finished SqFt
622
Full Baths
Yes
Monthly Rent
1200
No. of Units Like This
Yes
Total Baths
Yes
Total Bedrooms
2
Total Rooms
4

Unit 2

Furnished?
No
Leased?
No
Level
2nd Level
Unit Number
2
Annual Rent
14400
Finished SqFt
672
Full Baths
Yes
Monthly Rent
1200
No. of Units Like This
Yes
Total Baths
Yes
Total Bedrooms
2
Total Rooms
5

Unit Details

Total Units
2

Office/Member Info

Association
SPAAR

Location, Tax and Other Information

Legal Description
EDMUND RICES FIRST ADDITION EX N 4O FT LOT 6 BLK 3
Listing City
Saint Paul
Map Page
108
Municipality
Saint Paul
School District
St. Paul
School District Phone
651-767-8100
Zip Plus 4
4136
Property ID Number
292922310104
Tax Year
2025
Tax Amount
3394
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Investor and owner-occupant opportunity in the heart of Saint Paul’s Payne-Phalen neighborhood! This up-and-down duplex offers 4 bedrooms and 2 bathrooms with flexible living and rental options. Charming character from its historic 1879 construction is complemented by solid exterior condition, a corner lot setting, and convenient off-street/garage parking. Easy access to downtown Saint Paul, I-35E, shopping, dining, parks, and public transportation makes this a great addition to any portfolio or a smart option for buyers looking to offset their mortgage with rental income. Don’t miss this affordable multi-family opportunity with strong long-term potential.
Directions
Exit on Cayuga from 35E, East on Cayuga, North on Arkwright, East on Whitall

Accessible

None
Yes

Construction Materials

Block
Yes
Concrete
Yes

Construction Status

Previously Owned
Yes

Existing Financing

FHA
Yes

Exterior

Stucco
Yes

Foundation

Brick/Mortar
Yes

Fuel

Natural Gas
Yes

Heating

Forced Air
Yes

Laundry

In Basement
Yes

Lock Box Type

Supra
Yes

Sellers Terms

Cash
Yes
Conventional
Yes
FHA
Yes

Sewer

City Sewer/Connected
Yes

Stories

Two
Yes

Water

City Water/Connected
Yes

Income and Expenses

Annual Caretaker Expense
0
Annual Electric Expense
0
Annual Fuel Expense
0
Annual Gross Expenses
0
Annual Gross Income
0
Annual Insurance Expense
0
Annual Maintenance Expense
0
Annual Net Income
0
Annual Repair Expense
0
Annual Trash Expense
0
Annual Water/Sewer Expense
0
Total Annual Expenses
0
Listing Office: Diversified Realty
IDX
Last Updated: May - 13 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.
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