44556 Mcgowan Estates Road, Ottertail, MN 56571

New Listing
$679,000
Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 3,072 Lot Size (sq. ft.): 44,431 Status: Active
Current Price: $679,000 List Date: 4/24/2026 Last Modified: 4/24/2026

Overview

Description

Rare opportunity to own a premier spot on Rush Lake! This property offers incredible potential, situated perfectly at the end of a quiet, dead-end paved road. Boasting 100 feet of lakeshore and over an acre of land, the setting features a paved driveway and a full irrigation system to keep the grounds pristine. The main cabin includes an attached garage and brand-new patio doors that look out toward the water. Inside, the lower level is a blank canvas, already roughed-in with framing and electrical, ready for you to finish into a spacious 3,000 square foot 4-bedroom, 3-bath retreat tailored to your exact vision. The property also includes an insulated two-bedroom bunkhouse with its own garage, providing excellent additional space for guests. Whether you are looking for a seasonal getaway or a year-round residence, this is a chance to secure a high-end location and finish it exactly how you want.

Listing Details MLS# 7056548

General Property Information

Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Road Btwn WF & Home?
No
Waterfront Frontage
100
Waterfront Present
Yes
Year Built
2001
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Full
Yes
Bath Three Quarters
2
Main Floor Total SqFt
1536
Above Grd Total SqFt
1536
Below Grd Total SqFt
1536
Total SqFt
3072
Total Finished Sqft
1636.00
FireplaceYN
No
Lake/Waterfront Name
Rush Lake (56014100)
Style
(SF) Single Family
Foundation Size
1536
Power Company
Lake Region Electric Co-op
Garage Stalls
3
Lot Dimensions
100X375
Acres
1.02
Assessment Pending
No
Number of Fireplaces
0
Bath Half
0
Bath Quarter
0
Association Fee
0

Property Features

Accessible: Wheelchair Ramp Air Conditioning: Central Air Amenities Unit: Deck; In-Ground Sprinkler; Main Floor Primary Bedroom; Panoramic View; Patio; Washer/Dryer Hookup Appliances: Dishwasher; Disposal; Dryer; Microwave; Washer Assumable Loan: Not Assumable Basement: Concrete Block; Drain Tiled; Egress Windows; Storage Space Bath Description: Main Floor 3/4 Bath; Main Floor Full Bath; 3/4 Basement Construction Materials: Block Construction Status: Previously Owned Dining Room Description: Kitchen/Dining Room Electric: Circuit Breakers Elevation Highpoint to Waterfront Slope: Gradual Existing Financing: Conventional Exterior: Cedar Fireplace Characteristics: Other Foundation: Concrete Block Fuel: Electric; Natural Gas Heating: Dual Fuel/Off Peak Internet Options: Cable; Fiber Optic; Satellite Lake Details: Reeds; Sand Laundry: Electric Dryer Hookup; Washer Hookup Lock Box Type: Supra Lot Description: Tree Coverage - Medium Outbuildings: Additional Garage; Bunk House Parking Characteristics: Heated Garage; Insulated Garage Road Frontage: Township Road Responsibility: Public Maintained Road Roof: Age Over 8 Years Sellers Terms: Cash; Conventional; FHA; VA Sewer: Septic System Compliant - Yes Special Search: Main Floor Bedroom; Main Floor Primary Stories: Bi-Level Water: Well Waterfront View: South; East

Contract Information

Contingency
None
Original List Price
679000
ListPrice
679000
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
44556
Street Name
Mcgowan Estates
Street Suffix
Road
Postal City
Ottertail
County
Otter Tail
State
MN
Zip Code
56571
Complex/Dev/Subdivision
Mcgowan Estates

Assessments

Tax With Assessments
2672
Assessment Balance
0

Building Information

Finished SqFt Above Ground
1536
Finished SqFt Below Ground
100

More Information

Elevation Highpoint to Waterfront Feet

Elevation Highpoint Waterfront Feet
0-4

Lake Details

Lake Acres
5275
Lake Depth
68
Reeds
Yes
Sand
Yes

Lease Details

Land Leased
Not Applicable

Lock Box Type

Lock Box Source
LCAR
Supra
Yes

Miscellaneous Information

Homestead
Yes

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Square Feet
900
Heated Garage
Yes
Insulated Garage
Yes

Public Survey Info

Range#
39
Section#
23
Township#
135

Office/Member Info

Association
LCAR

Location, Tax and Other Information

AssocFeeYN
No
Legal Description
SECT-23 TWP-135 RANGE-039 MCGOWAN ESTATES LOT 13 LIFE EST GARY C & BARBARA E CHRISTIE
Listing City
Ottertail
Map Page
999
Municipality
Rush Lake Twp
School District
Perham-Dent
School District Phone
218-346-4501
DNR Lake ID#
56014100
DNR Lake Classification
General Development
Property ID Number
53000990509000
Tax Year
2025
Tax Amount
2672
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Rare opportunity to own a premier spot on Rush Lake! This property offers incredible potential, situated perfectly at the end of a quiet, dead-end paved road. Boasting 100 feet of lakeshore and over an acre of land, the setting features a paved driveway and a full irrigation system to keep the grounds pristine. The main cabin includes an attached garage and brand-new patio doors that look out toward the water. Inside, the lower level is a blank canvas, already roughed-in with framing and electrical, ready for you to finish into a spacious 3,000 square foot 4-bedroom, 3-bath retreat tailored to your exact vision. The property also includes an insulated two-bedroom bunkhouse with its own garage, providing excellent additional space for guests. Whether you are looking for a seasonal getaway or a year-round residence, this is a chance to secure a high-end location and finish it exactly how you want.
Directions
From Perham, take Hwy 78 five miles to Rush Lake Loop. Head east on McGowan Estates Road and property will be at end of Dead End road.

Accessible

Wheelchair Ramp
Yes

Air Conditioning

Central Air
Yes

Amenities Unit

Deck
Yes
In-Ground Sprinkler
Yes
Main Floor Primary Bedroom
Yes
Panoramic View
Yes
Patio
Yes
Washer/Dryer Hookup
Yes

Appliances

Dishwasher
Yes
Disposal
Yes
Dryer
Yes
Microwave
Yes
Washer
Yes

Assumable Loan

Not Assumable
Yes

Basement

Concrete Block
Yes
Drain Tiled
Yes
Egress Windows
Yes
Storage Space
Yes

Bath Description

Main Floor 3/4 Bath
Yes
Main Floor Full Bath
Yes
3/4 Basement
Yes

Construction Materials

Block
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Kitchen/Dining Room
Yes

Electric

Circuit Breakers
Yes

Elevation Highpoint to Waterfront Slope

Gradual
Yes

Existing Financing

Conventional
Yes

Exterior

Cedar
Yes

Fireplace Characteristics

Other
Yes

Foundation

Concrete Block
Yes

Fuel

Electric
Yes
Natural Gas
Yes

Heating

Dual Fuel/Off Peak
Yes

Insurance Fee

Insurance Fee
0

Internet Options

Cable
Yes
Fiber Optic
Yes
Satellite
Yes

Lake/Waterfront

Lake Front
Yes

Laundry

Electric Dryer Hookup
Yes
Washer Hookup
Yes

Lot Description

Tree Coverage - Medium
Yes

Outbuildings

Additional Garage
Yes
Bunk House
Yes

Patio, Porch and Deck Features

Deck
Yes
Patio
Yes

Road Frontage

Township
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Age Over 8 Years
Yes

Sellers Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Sewer

Septic System Compliant - Yes
Yes

Special Search

Main Floor Bedroom
Yes
Main Floor Primary
Yes

Stories

Bi-Level
Yes

Water

Well
Yes

Waterfront View

South
Yes
East
Yes
Listing Office: Real Broker, LLC
IDX
Last Updated: April - 24 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.