44528 McGowan Estates Rd, Ottertail, MN 56571

New Listing
$698,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,248 Lot Size (sq. ft.): 34,848 Status: Active
Current Price: $698,000 List Date: 5/18/2026 Last Modified: 5/24/2026

Overview

Description

SUGAR-SAND BEACH ON RUSH LAKE! Enjoy the best of Lake Life with this year-round home on 101 Ft of Beautiful Sugar-Sand Frontage on Rush Lake, set on a Spacious & Perfectly Level 0.80-Acre Lot just 7 minutes from Ottertail and 10 minutes from Perham. The true highlight of this property is the Flat, Level Yard all the way to the water’s edge, paired with a Pristine Beachfront that avoids the constant weed and reed maintenance often found on Rush Lake. Inside, the 3 Bed, 2 Bath home offers 3,624 SqFt, a Warm Cabin Feel, and Sweeping Lake Views from nearly every room. The main level features a spacious Living Room with Gas Fireplace, a Knotty Pine Kitchen with Center Island, and direct walk-out access to the standout 359 SqFt Maintenance-Free Deck overlooking the water and large backyard. Two Bedrooms, a Full Bath, and convenient Laundry Closet complete the main floor. Downstairs, the fully finished Walk-Out Basement adds a 3rd Bedroom, 2nd Bath, Utility Room, and a large Family Room/E ...

Listing Details MLS# 7062163

General Property Information

Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Number of Fireplaces
Yes
Road Btwn WF & Home?
No
Waterfront Frontage
101
Waterfront Present
Yes
Year Built
1990
Yearly/Seasonal
Yearly
Zoning
Shoreline, Residential-Single Family
Bath Three Quarters
2
Main Floor Total SqFt
1208
Above Grd Total SqFt
1208
Below Grd Total SqFt
1040
Total SqFt
2248
Total Finished Sqft
2248.00
FireplaceYN
Yes
Lake/Waterfront Name
Rush Lake (56014100)
Style
(SF) Single Family
Foundation Size
1208
Power Company
Ottertail Power
Garage Stalls
2
Lot Dimensions
102 x 355 x 101 x 335
Acres
0.8
Assessment Pending
No
Bath Half
0
Bath Quarter
0
Association Fee
0

Property Features

Accessible: Other Air Conditioning: Central Air Amenities Unit: Cable; Ceiling Fan(s); Deck; Dock; In-Ground Sprinkler; Kitchen Center Island; Kitchen Window; Main Floor Primary Bedroom; Natural Woodwork; Panoramic View; Patio; Porch Appliances: Air-To-Air Exchanger; Dishwasher; Dryer; Energy Star Appliances; Microwave; Range; Refrigerator; Washer Basement: Full Bath Description: Main Floor 3/4 Bath; 3/4 Basement Construction Materials: Concrete; Frame Construction Status: Previously Owned Dining Room Description: Eat In Kitchen; Informal Dining Room; Kitchen/Dining Room Electric: 200+ Amp Service Elevation Highpoint to Waterfront Slope: Gradual Exterior: Brick/Stone; Wood Family Room Characteristics: 2 or More; Lower Level; Main Level Fireplace Characteristics: Gas Burning; Living Room Foundation: Wood Fuel: Natural Gas Heating: Forced Air; Radiant Internet Options: Fiber Optic Lake Details: Excellent Sand Laundry: Laundry Closet; Laundry Room; Lower Level; Main Level Lock Box Type: Combo Lot Description: Accessible Shoreline; Tree Coverage - Light Outbuildings: Additional Garage Parking Characteristics: Garage Door Opener; Storage Property Subtype: Rural Residential Road Frontage: No Outlet/Dead End; Paved Streets; Township Road Responsibility: Public Maintained Road Roof: Asphalt Shingles Sewer: Private Sewer; Tank with Drainage Field Special Search: All Living Facilities on One Level; Main Floor Bedroom; Main Floor Laundry; Main Floor Primary Stories: One Topography: Level; Walkout Water: Drilled; Private; Well Waterfront View: Lake; Panoramic; South; East

Contract Information

Contingency
None
Original List Price
698000
ListPrice
698000
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
44528
Street Name
McGowan Estates Rd
Postal City
Ottertail
County
Otter Tail
State
MN
Zip Code
56571
Complex/Dev/Subdivision
McGowan Estates

Assessments

Assessment Installment
85
Tax With Assessments
3326
Assessment Balance
0

Basement

Foundation Dimensions
26x40 | 12x14
Full
Yes

More Information

Building Information

Finished SqFt Above Ground
1208
Finished SqFt Below Ground
1040

Elevation Highpoint to Waterfront Feet

Elevation Highpoint Waterfront Feet
4-10

Lake Details

Lake Acres
5275
Lake Depth
68
Excellent Sand
Yes

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

DP Resource
Yes
Homestead
No

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
24 x 48
Garage Square Feet
1152
Garage Door Opener
Yes
Storage
Yes

Public Survey Info

Range#
39
Section#
23
Township#
135

Office/Member Info

Association
LCAR

Location, Tax and Other Information

AssocFeeYN
No
Legal Description
SECT-23 TWP-135 RANGE-039 MCGOWAN ESTATES LOT 10
Listing City
Ottertail
Map Page
999
Municipality
Ottertail
School District
Perham-Dent
School District Phone
218-346-4501
DNR Lake ID#
56014100
DNR Lake Classification
General Development
Zip Plus 4
9450
Property ID Number
53000990506000
Tax Year
2026
Tax Amount
3241
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
SUGAR-SAND BEACH ON RUSH LAKE! Enjoy the best of Lake Life with this year-round home on 101 Ft of Beautiful Sugar-Sand Frontage on Rush Lake, set on a Spacious & Perfectly Level 0.80-Acre Lot just 7 minutes from Ottertail and 10 minutes from Perham. The true highlight of this property is the Flat, Level Yard all the way to the water’s edge, paired with a Pristine Beachfront that avoids the constant weed and reed maintenance often found on Rush Lake. Inside, the 3 Bed, 2 Bath home offers 3,624 SqFt, a Warm Cabin Feel, and Sweeping Lake Views from nearly every room. The main level features a spacious Living Room with Gas Fireplace, a Knotty Pine Kitchen with Center Island, and direct walk-out access to the standout 359 SqFt Maintenance-Free Deck overlooking the water and large backyard. Two Bedrooms, a Full Bath, and convenient Laundry Closet complete the main floor. Downstairs, the fully finished Walk-Out Basement adds a 3rd Bedroom, 2nd Bath, Utility Room, and a large Family Room/Entertainment Space with walk-out access to the concrete patio. Outside, enjoy beautiful landscaping, ample room for gardens and recreation, a landscaped Firepit for warm summer nights, and a 24x48 Detached Garage offering excellent space for parking, storage, and projects. A rare Rush Lake property with Level Elevation, Sugar-Sand Shoreline, and Year-Round Living!
Directions
From Perham, Head South on Co Hwy 78 for about 6.5 Miles, or until Rush Lake Loop, then turn left. Take the first left onto McGowan Estates Rd. Continue for about 0.7 miles & the property will be on the right.

Accessible

Other
Yes

Air Conditioning

Central Air
Yes

Amenities Unit

Cable
Yes
Ceiling Fan(s)
Yes
Deck
Yes
Dock
Yes
In-Ground Sprinkler
Yes
Kitchen Center Island
Yes
Kitchen Window
Yes
Main Floor Primary Bedroom
Yes
Natural Woodwork
Yes
Panoramic View
Yes
Patio
Yes
Porch
Yes

Appliances

Air-To-Air Exchanger
Yes
Dishwasher
Yes
Dryer
Yes
Energy Star Appliances
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Bath Description

Main Floor 3/4 Bath
Yes
3/4 Basement
Yes

Construction Materials

Concrete
Yes
Frame
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Eat In Kitchen
Yes
Informal Dining Room
Yes
Kitchen/Dining Room
Yes

Electric

200+ Amp Service
Yes

Elevation Highpoint to Waterfront Slope

Gradual
Yes

Exterior

Brick/Stone
Yes
Wood
Yes

Family Room Characteristics

2 or More
Yes
Lower Level
Yes
Main Level
Yes

Fireplace Characteristics

Gas Burning
Yes
Living Room
Yes

Foundation

Wood
Yes

Fuel

Natural Gas
Yes

Heating

Forced Air
Yes
Radiant
Yes

Insurance Fee

Insurance Fee
0

Internet Options

Fiber Optic
Yes

Lake/Waterfront

Lake Front
Yes
Lake View
Yes

Laundry

Laundry Closet
Yes
Laundry Room
Yes
Lower Level
Yes
Main Level
Yes

Lock Box Type

Combo
Yes

Lot Description

Accessible Shoreline
Yes
Tree Coverage - Light
Yes

Outbuildings

Additional Garage
Yes

Patio, Porch and Deck Features

Composite Decking
Yes
Deck
Yes
Front Porch
Yes
Patio
Yes
Porch
Yes

Property Subtype

Rural Residential
Yes

Restriction/Covenants

None
Yes

Road Frontage

No Outlet/Dead End
Yes
Paved Streets
Yes
Township
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Asphalt Shingles
Yes

Sewer

Private Sewer
Yes
Tank with Drainage Field
Yes

Special Search

All Living Facilities on One Level
Yes
Main Floor Bedroom
Yes
Main Floor Laundry
Yes
Main Floor Primary
Yes

Stories

One
Yes

Topography

Level
Yes
Walkout
Yes

Water

Drilled
Yes
Private
Yes
Well
Yes

Waterfront View

Lake
Yes
Panoramic
Yes
South
Yes
East
Yes

Room Information

Room Name Level
Bathroom Lower
Deck Main
Family Room Lower
First (1st) Bedroom Main
Foyer Main
Garage Main
Informal Dining Room Main
Kitchen Main
Laundry Main
Living Room Main
Primary Bath Main
Patio Lower
Second (2nd) Bedroom Main
Third (3rd) Bedroom Lower
IDX
Listing Office: Jack Chivers Realty
Last Updated: May - 24 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.