426 20th Avenue N, Saint Cloud, MN 56303

New Listing
$189,900
Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,280 Lot Size (sq. ft.): 6,970 Status: Active
Current Price: $189,900 List Date: 5/04/2026 Last Modified: 5/04/2026

Overview

Description

Step into a home that blends thoughtful updates with everyday comfort. Wrapped in durable aluminum siding and complemented by rain gutters, both the house and the detached two-stall garage offer low-maintenance peace of mind. The garage itself is more than just storage, it’s a versatile space featuring a built-in wall air conditioner and already equipped for a natural gas heater, making it usable year-round. As you enter through either the front or back storm doors, each with convenient pull-down window screens, you’re welcomed into a warm and inviting main level. Hardwood floors flow seamlessly through the living room, dining area, and kitchen, creating a timeless and cohesive feel. The living room is bright and comfortable, complete with a ceiling fan, new carpet and updated lighting that adds a modern touch throughout the home. The kitchen is designed with both style and function in mind, featuring recessed lighting, stainless steel appliances, and beautiful Silestone countertops. A walk-in pantry with its own light provides ample storage, and all kitchen appliances are included, making this space truly move-in ready. Convenience continues with a main-level half bath just off the back entrance, finished with tiled flooring, perfect for guests or everyday use. A laundry chute adds a practical touch, leading to the lower level where the washer and dryer, both included, await. Downstairs, the lower level offers exciting potential, with room to expand and finish additional living space to suit your needs. The home is supported by a 95% high-efficiency forced air furnace and a 100-amp circuit breaker panel, ensuring reliable performance and efficiency. Dual-pane windows throughout, some of which tilt out for easy cleaning, enhance comfort and energy savings year-round. Altogether, this home tells a story of thoughtful care, smart updates, and room to grow, ready for its next chapter with you. Experience the home firsthand by taking the interactive 3-D virtual tour.

Listing Details MLS# 7061352

General Property Information

Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Waterfront Present
No
Year Built
1905
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Three Quarters
Yes
Bath Half
Yes
Main Floor Total SqFt
740
Above Grd Total SqFt
1280
Total SqFt
1280
Total Finished Sqft
1280.00
FireplaceYN
No
Style
(SF) Single Family
Foundation Size
740
Garage Stalls
2
Lot Dimensions
56x126
Acres
0.16
Assessment Pending
No
Number of Fireplaces
0
Bath Quarter
0
Below Grd Total SqFt
0
Association Fee
0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Ceiling Fan(s); Hardwood Floors; Kitchen Center Island; Natural Woodwork; Primary Bedroom Walk-In Closet; Tile Floors Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer Basement: Concrete Block Bath Description: Main Floor 1/2 Bath; Upper Level 3/4 Bath Construction Status: Previously Owned Dining Room Description: Eat In Kitchen; Kitchen/Dining Room Electric: 100 Amp Service; Circuit Breakers Exterior: Aluminum Siding Foundation: Concrete Block Fuel: Natural Gas Heating: Forced Air Internet Options: Fiber Optic Laundry: Laundry Room; Lower Level Lock Box Type: Combo Road Frontage: City Street; Curbs; Paved Streets; Sidewalks Road Responsibility: Public Maintained Road Roof: Architectural Shingle Sellers Terms: Cash; Conventional; FHA; VA Sewer: City Sewer/Connected Stories: Two Water: City Water/Connected

Contract Information

Contingency
None
Original List Price
189900
ListPrice
189900
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
426
Street Name
20th
Street Suffix
Avenue
Street Direction Suffix
N
Postal City
Saint Cloud
County
Stearns
State
MN
Zip Code
56303
Complex/Dev/Subdivision
Coates, Cooper & Freemans Add

Assessments

Assessment Installment
1470.12
Tax With Assessments
3264
Assessment Balance
0

Building Information

Finished SqFt Above Ground
1280

More Information

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

DP Resource
Yes
Homestead
Yes

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
20x24
Garage Door Height
7
Garage Door Width
16
Garage Square Feet
480

Public Survey Info

Range#
28
Section#
10
Township#
124

Office/Member Info

Association
SCAAR

Location, Tax and Other Information

AssocFeeYN
No
Legal Description
LOT 18 & N10' OF LOT 17 BLK 3 COATES, COOPER & FREEMAN'S ADD
Listing City
Saint Cloud
Map Page
231
Municipality
Saint Cloud
School District
St. Cloud
School District Phone
320-253-9333
Zip Plus 4
3831
Property ID Number
82458020000
Tax Year
2026
Tax Amount
1794
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Step into a home that blends thoughtful updates with everyday comfort. Wrapped in durable aluminum siding and complemented by rain gutters, both the house and the detached two-stall garage offer low-maintenance peace of mind. The garage itself is more than just storage, it’s a versatile space featuring a built-in wall air conditioner and already equipped for a natural gas heater, making it usable year-round. As you enter through either the front or back storm doors, each with convenient pull-down window screens, you’re welcomed into a warm and inviting main level. Hardwood floors flow seamlessly through the living room, dining area, and kitchen, creating a timeless and cohesive feel. The living room is bright and comfortable, complete with a ceiling fan, new carpet and updated lighting that adds a modern touch throughout the home. The kitchen is designed with both style and function in mind, featuring recessed lighting, stainless steel appliances, and beautiful Silestone countertops. A walk-in pantry with its own light provides ample storage, and all kitchen appliances are included, making this space truly move-in ready. Convenience continues with a main-level half bath just off the back entrance, finished with tiled flooring, perfect for guests or everyday use. A laundry chute adds a practical touch, leading to the lower level where the washer and dryer, both included, await. Downstairs, the lower level offers exciting potential, with room to expand and finish additional living space to suit your needs. The home is supported by a 95% high-efficiency forced air furnace and a 100-amp circuit breaker panel, ensuring reliable performance and efficiency. Dual-pane windows throughout, some of which tilt out for easy cleaning, enhance comfort and energy savings year-round. Altogether, this home tells a story of thoughtful care, smart updates, and room to grow, ready for its next chapter with you. Experience the home firsthand by taking the interactive 3-D virtual tour.
Directions
East on Division Street (Hwy 23), Left on 25th Ave. N, Right on 4th street N, Left on 20th Ave N to home on the Right.

Accessible

None
Yes

Air Conditioning

Central Air
Yes

Amenities Unit

Ceiling Fan(s)
Yes
Hardwood Floors
Yes
Kitchen Center Island
Yes
Natural Woodwork
Yes
Primary Bedroom Walk-In Closet
Yes
Tile Floors
Yes

Appliances

Dishwasher
Yes
Dryer
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Basement

Concrete Block
Yes

Bath Description

Main Floor 1/2 Bath
Yes
Upper Level 3/4 Bath
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Eat In Kitchen
Yes
Kitchen/Dining Room
Yes

Electric

100 Amp Service
Yes
Circuit Breakers
Yes

Exterior

Aluminum Siding
Yes

Foundation

Concrete Block
Yes

Fuel

Natural Gas
Yes

Heating

Forced Air
Yes

Insurance Fee

Insurance Fee
0

Internet Options

Fiber Optic
Yes

Laundry

Laundry Room
Yes
Lower Level
Yes

Lock Box Type

Combo
Yes

Road Frontage

City Street
Yes
Curbs
Yes
Paved Streets
Yes
Sidewalks
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Architectural Shingle
Yes

Sellers Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Sewer

City Sewer/Connected
Yes

Stories

Two
Yes

Water

City Water/Connected
Yes

Room Information

Dining Room Dimensions: 9x11 Level: Main Family Room Dimensions: 15x17 Level: Lower First (1st) Bedroom Dimensions: 12x15.9 Level: Upper Foyer Dimensions: 6.6x6.8 Level: Main Kitchen Dimensions: 10x12 Level: Main Laundry Dimensions: 9x13.7 Level: Lower Living Room Dimensions: 11.4x15.8 Level: Main Mud Room Dimensions: 7.9x6.8 Level: Main Second (2nd) Bedroom Dimensions: 8.9x13.4 Level: Upper
Listing Office: RE/MAX Results
IDX
Last Updated: May - 04 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.