420 Spruce Street, Paynesville, MN 56362

$246,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,636 Lot Size (sq. ft.): 13,068 Status: Closed
Current Price: $246,000 List Date: 3/29/2025 Last Modified: 5/20/2026

Overview

Description

**Back on the market. The pending sale was subject to the sale of two other properties. One of those sales fell through, making this home available again.** Wonderfully located in a desirable neighborhood close to Paynesville's high school, elementary school, and hospital, this 3 bedroom, 2 bathroom split-level home is ready for its next owner! The home features an open-concept kitchen-living-dining space with vaulted ceilings, two bedrooms, and a full bathroom on the upper level. A sliding glass door leads from the dining area to a lovely deck that was recently redone with composite decking (2020). A large family room with a gas fireplace, 3rd bedroom, and 3/4 bath are found on the lower level. The home has recently updated oven, refrigerator, microwave, furnace, AC, water heater, and water softener. Lawn features include an in-ground sprinkler system and garden shed. Come take a look today!

Listing Details MLS# 6612715

General Property Information

Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Number of Fireplaces
Yes
Other Parking Spaces
2
Waterfront Present
No
Year Built
1999
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Full
Yes
Bath Three Quarters
Yes
Main Floor Total SqFt
858
Above Grd Total SqFt
936
Below Grd Total SqFt
700
Total SqFt
1636
Total Finished Sqft
1636.00
FireplaceYN
Yes
Style
(SF) Single Family
Foundation Size
936
Power Company
Xcel Energy
Garage Stalls
2
Lot Dimensions
108 x 153 x 64 x 144
Acres
0.3
Assessment Pending
No
Bath Half
0
Bath Quarter
0
Association Fee
0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Cable; Ceiling Fan(s); Deck; Kitchen Center Island; Kitchen Window; Vaulted Ceiling(s) Appliances: Air-To-Air Exchanger; Cooktop; Dishwasher; Disposal; Microwave; Refrigerator Assumable Loan: Not Assumable Basement: Concrete Block; Drain Tiled; Egress Windows; Full; Sump Pump Bath Description: Upper Level Full Bath Construction Materials: Frame Construction Status: Previously Owned Dining Room Description: Kitchen/Dining Room Electric: 200+ Amp Service Exterior: Vinyl Family Room Characteristics: Lower Level Financing Terms: FHA Fireplace Characteristics: Family Room; Gas Burning Foundation: Concrete Block Fuel: Natural Gas Heating: Forced Air Laundry: Lower Level Lock Box Type: Combo Lot Description: Tree Coverage - Light Pool Description: None Road Frontage: City Street Road Responsibility: Public Maintained Road Roof: Age Over 8 Years; Asphalt Shingles Sewer: City Sewer/Connected Stories: Bi-Level Water: City Water/Connected

Contract Information

Off Market Date
2025-04-22
Contingency
None
Closed Date
2025-05-19
Original List Price
249000
Sales Close Price
246000
ListPrice
249000
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
420
Street Name
Spruce
Street Suffix
Street
Postal City
Paynesville
County
Stearns
State
MN
Zip Code
56362
Complex/Dev/Subdivision
Ridgeview 3rd Add

Assessments

Tax With Assessments
2378
Assessment Balance
0

Basement

Foundation Dimensions
36.5 x 24.5
Concrete Block
Yes
Drain Tiled
Yes
Egress Windows
Yes
Full
Yes
Sump Pump
Yes

More Information

Building Information

Finished SqFt Above Ground
936
Finished SqFt Below Ground
700

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

DP Resource
Yes
Homestead
Yes

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
23 x 23 x 23 x 23
Garage Door Height
7
Garage Door Width
16
Garage Square Feet
506

Public Survey Info

Range#
32
Section#
16
Township#
122

Office/Member Info

Association
MAAR

Location, Tax and Other Information

AssocFeeYN
No
Legal Description
Lot 2, Block 2, RIDGEVIEW 3RD ADD
Listing City
Paynesville
Map Page
999
Municipality
Paynesville
School District
Paynesville
School District Phone
320-243-3410
Zip Plus 4
2037
Property ID Number
70393630015
Tax Year
2024
Tax Amount
2378
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
**Back on the market. The pending sale was subject to the sale of two other properties. One of those sales fell through, making this home available again.** Wonderfully located in a desirable neighborhood close to Paynesville's high school, elementary school, and hospital, this 3 bedroom, 2 bathroom split-level home is ready for its next owner! The home features an open-concept kitchen-living-dining space with vaulted ceilings, two bedrooms, and a full bathroom on the upper level. A sliding glass door leads from the dining area to a lovely deck that was recently redone with composite decking (2020). A large family room with a gas fireplace, 3rd bedroom, and 3/4 bath are found on the lower level. The home has recently updated oven, refrigerator, microwave, furnace, AC, water heater, and water softener. Lawn features include an in-ground sprinkler system and garden shed. Come take a look today!
Directions
This property is located on Spruce St. two blocks east of Paynesville High School.

Accessible

None
Yes

Air Conditioning

Central Air
Yes

Amenities Unit

Cable
Yes
Ceiling Fan(s)
Yes
Deck
Yes
Kitchen Center Island
Yes
Kitchen Window
Yes
Vaulted Ceiling(s)
Yes

Appliances

Air-To-Air Exchanger
Yes
Cooktop
Yes
Dishwasher
Yes
Disposal
Yes
Microwave
Yes
Refrigerator
Yes

Assumable Loan

Not Assumable
Yes

Bath Description

Upper Level Full Bath
Yes

Construction Materials

Frame
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Kitchen/Dining Room
Yes

Electric

200+ Amp Service
Yes

Exterior

Vinyl
Yes

Family Room Characteristics

Lower Level
Yes

Financing Terms

FHA
Yes

Fireplace Characteristics

Family Room
Yes
Gas Burning
Yes

Foundation

Concrete Block
Yes

Fuel

Natural Gas
Yes

Heating

Forced Air
Yes

Insurance Fee

Insurance Fee
0

Laundry

Lower Level
Yes

Lock Box Type

Combo
Yes

Lot Description

Tree Coverage - Light
Yes

Patio, Porch and Deck Features

Composite Decking
Yes
Deck
Yes

Pool Description

None
Yes

Road Frontage

City Street
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Age Over 8 Years
Yes
Asphalt Shingles
Yes

Sewer

City Sewer/Connected
Yes

Stories

Bi-Level
Yes

Water

City Water/Connected
Yes

Room Information

Room Name Dimensions Level
Dining Room 10 x 8 Upper
Living Room 14 x 17.5 Upper
First (1st) Bedroom 12 x 12.5 Upper
Kitchen 10 x 10 Upper
Third (3rd) Bedroom 12 x 11.5 Lower
Second (2nd) Bedroom 10 x 13.5 Upper
Family Room 17.5 x 23.5 Lower
IDX
Listing Office: Your Next Place Real Estate
Last Updated: May - 20 - 2026
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