406 4th Street S, Buffalo, MN 55313 (MLS# 7037508)

General Property Information

Lot Measurement: Acres
Multiple PIDs?: No
Owner Occupied: Yes
Waterfront Present: No
Year Built: 1956
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Main Floor Total SqFt: 1274
Above Ground SqFt: 2068
Below Grd Total SqFt: 1061
Total SqFt: 3129
Foundation Size: 1274
Style: (MF) Duplex Up and Down
Total Finished Sqft: 2068.00
Garage Stalls: Yes
Lot Dimensions: 80x133
Acres: 0.24
Assessment Pending: No

Property Features

Accessible: None Amenities Shared: Other Assumable Loan: Not Assumable Basement: Concrete Block; Full; Unfinished Construction Materials: Block Construction Status: Previously Owned Electric: 100 Amp Service; Circuit Breakers Existing Financing: VA Exterior: Engineered Wood Fencing: Full; Privacy; Wood Foundation: Concrete Block Fuel: Natural Gas Heating: Boiler; Radiant Internet Options: Cable Laundry: Electric Dryer Hookup; In Basement; Sink Lock Box Type: None Lot Description: Tree Coverage - Light Owner Pays: Broadband; Heat; Water Parking Characteristics: Garage Door Opener Pool Description: None Road Frontage: City Street; Paved Streets; Sidewalks; Street Lights Road Responsibility: Public Maintained Road Roof: Age 8 Years or Less; Asphalt Shingles; Pitched Sellers Terms: Cash; Conventional; Rural Development; VA Sewer: City Sewer/Connected Stories: Two Tenant Pays: Electricity; Trash Collection Topography: Level Unit 1 Amenities: Open Floor Plan; Cable; Ceiling Fan(s); Hardwood Floors; Kitchen Center Island; Kitchen Window; Main Floor Primary Bedroom; Patio; Washer/Dryer Hookup Unit 1 Appliances: Cooktop; Dishwasher; Dryer; Exhaust Fan/Hood; Refrigerator; Wall Oven; Washer; Water Softener-Owned Unit 1 Bath Description: Main Floor Full Bath Unit 1 Cooling: None Unit 1 Dining Room Description: Breakfast Area; Eat In Kitchen; Kitchen/Dining Room Unit 1 Family Room Characteristics: Main Level Unit 1 Fireplace Char: Wood Burning Unit 1 Special Search: Main Floor Bedroom; Main Floor Primary Unit 2 Amenities: Cable; Kitchen Window; Tile Floors Unit 2 Appliances: Range; Refrigerator Unit 2 Bath Description: Upper Level Full Bath Unit 2 Cooling: None Water: City Water/Connected

Contract Information

Contingency: None
Original List Price: 325000
ListPrice: 325000
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 406
Street Name: 4th
Street Suffix: Street
Street Direction Suffix: S
Postal City: Buffalo
County: Wright
State: MN
Zip Code: 55313
Complex/Dev/Subdivision: Cadys 2nd Add

Assessments

Tax With Assessments: 3074
Assessment Balance: 0

Basement

Foundation Dimensions: 37x38
Concrete Block: Yes
Full: Yes
Unfinished: Yes

More Information

Building Information

Finished SqFt Above Ground: 2068

Income and Expenses

Annual Electric Expense: 2093
Annual Fuel Expense: 1657
Annual Gross Income: 10810
Annual Water/Sewer Expense: 2521
Annual Caretaker Expense: 0
Annual Gross Expenses: 0
Annual Insurance Expense: 0
Annual Maintenance Expense: 0
Annual Repair Expense: 0
Annual Trash Expense: 0
Total Annual Expenses: 0

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

DP Resource: Yes
Homestead: Yes

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Dimensions: 13x21
Garage Square Feet: 273
Garage Door Opener: Yes

Public Survey Info

Range#: 25
Section#: 30
Township#: 120

Unit 1

Furnished?: No
Leased?: No
Level: Main Level
Unit Number: Yes
# of Fireplaces: Yes
Finished SqFt: 1274
Full Baths: Yes
No. of Units Like This: Yes
Total Baths: Yes
Total Bedrooms: 2
Total Rooms: 6

Unit 2

Furnished?: No
Lease Expiration Date: 2026-08-31
Leased?: Yes
Level: 2nd Level
Unit Number: 2
Annual Rent: 10800
Finished SqFt: 784
Full Baths: Yes
Monthly Rent: 900
No. of Units Like This: Yes
Total Baths: Yes
Total Bedrooms: Yes
Total Rooms: 4

Unit Details

Total Units: 2

Office/Member Info

Association: MAAR

Location, Tax and Other Information

Legal Description: SECT-30 TWP-120 RANGE-025 CADY'S 2ND ADDN LOT-004 BLOCK-002 LOT4&E20FT OF LT3BLK2CADY'S 2ND ADDITION
Listing City: Buffalo
Map Page: 58
Municipality: Buffalo
School District: Buffalo-Hanover-Montrose
School District Phone: 763-682-8707
Zip Plus 4: 1429
Property ID Number: 103020002040
Tax Year: 2025
Tax Amount: 3074
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Exceptional duplex opportunity in the heart of Buffalo, offering both refined living and strong investment potential. The upper-level residence is leased to a long-term tenant, providing immediate, stable income. This thoughtfully designed space features a full bath and an expansive kitchen and living room, with generous proportions. The main-level residence showcases an inviting open-concept design with two bedrooms and a full bath. An eat-in kitchen flows effortlessly into the living area, anchored by a cozy fireplace that adds warmth and character. A spacious, unfinished lower level presents excellent storage or future value-add potential. Outdoors, enjoy a charming front porch and a large, level backyard fully enclosed with a privacy wood fence—ideal for entertaining or quiet relaxation. Perfectly positioned within walking distance to downtown Buffalo’s shops, dining, and amenities, this property blends lifestyle, location, and opportunity. Don’t miss out on this one. Schedule your showing today! Make this house your home!
Directions: Hwy 55 to 2nd St So, Left to stay on 2nd St So, left on 6th Ave So, Right on to 4th Street S

Accessible

None: Yes

Amenities Shared

Other: Yes

Assumable Loan

Not Assumable: Yes

Construction Materials

Block: Yes

Construction Status

Previously Owned: Yes

Electric

100 Amp Service: Yes
Circuit Breakers: Yes

Existing Financing

VA: Yes

Exterior

Engineered Wood: Yes

Fencing

Full: Yes
Privacy: Yes
Wood: Yes

Foundation

Concrete Block: Yes

Fuel

Natural Gas: Yes

Heating

Boiler: Yes
Radiant: Yes

Internet Options

Cable: Yes

Laundry

Electric Dryer Hookup: Yes
In Basement: Yes
Sink: Yes

Lock Box Type

None: Yes

Lot Description

Tree Coverage - Light: Yes

Owner Pays

Broadband: Yes
Heat: Yes
Water: Yes

Patio, Porch and Deck Features

Front Porch: Yes
Patio: Yes

Pool Description

None: Yes

Road Frontage

City Street: Yes
Paved Streets: Yes
Sidewalks: Yes
Street Lights: Yes

Road Responsibility

Public Maintained Road: Yes

Roof

Age 8 Years or Less: Yes
Asphalt Shingles: Yes
Pitched: Yes

Sellers Terms

Cash: Yes
Conventional: Yes
Rural Development: Yes
VA: Yes

Sewer

City Sewer/Connected: Yes

Stories

Two: Yes

Topography

Level: Yes

Water

City Water/Connected: Yes

No. of Ranges

Two: Yes

No. of Refrigerators

Two: Yes

Tenant Pays

Electricity: Yes
Trash Collection: Yes

Unit 1 Amenities

Open Floor Plan: Yes
Cable: Yes
Ceiling Fan(s): Yes
Hardwood Floors: Yes
Kitchen Center Island: Yes
Kitchen Window: Yes
Main Floor Primary Bedroom: Yes
Patio: Yes
Washer/Dryer Hookup: Yes

Unit 1 Appliances

Cooktop: Yes
Dishwasher: Yes
Dryer: Yes
Exhaust Fan/Hood: Yes
Refrigerator: Yes
Wall Oven: Yes
Washer: Yes
Water Softener-Owned: Yes

Unit 1 Bath Description

Main Floor Full Bath: Yes

Unit 1 Cooling

None: Yes

Unit 1 Dining Room Description

Breakfast Area: Yes
Eat In Kitchen: Yes
Kitchen/Dining Room: Yes

Unit 1 Family Room Characteristics

Main Level: Yes

Unit 1 Fireplace Char

Wood Burning: Yes

Unit 1 Special Search

Main Floor Bedroom: Yes
Main Floor Primary: Yes

Unit 2 Amenities

Cable: Yes
Kitchen Window: Yes
Tile Floors: Yes

Unit 2 Appliances

Range: Yes
Refrigerator: Yes

Unit 2 Bath Description

Upper Level Full Bath: Yes

Unit 2 Cooling

None: Yes