406 2nd Street N, Cold Spring, MN 56320 (MLS# 7054989)

General Property Information

Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: Yes
Waterfront Present: No
Year Built: 1957
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: 2
Main Floor Total SqFt: 924
Above Grd Total SqFt: 924
Below Grd Total SqFt: 924
Total SqFt: 1848
Total Finished Sqft: 1784.00
FireplaceYN: Yes
Style: (SF) Single Family
Foundation Size: 924
Power Company: Xcel Energy
Garage Stalls: Yes
Lot Dimensions: 82x66
Acres: 0.12
Assessment Pending: Yes
Bath Three Quarters: 0
Bath Half: 0
Bath Quarter: 0
Association Fee: 0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Kitchen Window; Patio; Tile Floors Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer Basement: Concrete Block; Drain Tiled; Egress Windows; Full; Sump Pump Bath Description: Main Floor Full Bath; Full Basement Construction Materials: Block; Concrete; Frame Construction Status: Previously Owned Dining Room Description: Informal Dining Room Electric: 100 Amp Service Exterior: Brick/Stone; Vinyl Family Room Characteristics: Lower Level; Main Level Fencing: Chain Link Fireplace Characteristics: Electric Foundation: Concrete Block Fuel: Natural Gas Heating: Forced Air; In-Floor Heating Internet Options: Cable Laundry: Lower Level Lot Description: Tree Coverage - Light Parking Characteristics: Insulated Garage Pool Description: None Property Subtype: Ranch-Style Home Road Frontage: City Street; Curbs; Paved Streets; Sidewalks Roof: Asphalt Shingles; Pitched Sellers Terms: Cash; Conventional; FHA; VA Sewer: City Sewer - In Street Special Search: Main Floor Bedroom Stories: One Water: City Water - In Street

Contract Information

Contingency: None
Original List Price: 269900
ListPrice: 269900
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 406
Street Name: 2nd
Street Suffix: Street
Street Direction Suffix: N
Postal City: Cold Spring
County: Stearns
State: MN
Zip Code: 56320
Complex/Dev/Subdivision: Townsite Of Cold Spring

Assessments

Assessment Balance: 5831
Assessment Installment: 934
Tax With Assessments: 2744

Basement

Foundation Dimensions: 32x30
Concrete Block: Yes
Drain Tiled: Yes
Egress Windows: Yes
Full: Yes
Sump Pump: Yes

More Information

Building Information

Finished SqFt Above Ground: 924
Finished SqFt Below Ground: 860

Lease Details

Land Leased: Not Applicable

Lock Box Type

Lock Box Source: OTHER

Miscellaneous Information

Homestead: No

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Dimensions: 22x14
Garage Door Height: 8
Garage Door Width: 8
Garage Square Feet: 308
Insulated Garage: Yes

Public Survey Info

Range#: 30
Section#: 15
Township#: 123

Office/Member Info

Association: SCAAR

Location, Tax and Other Information

AssocFeeYN: No
Legal Description: W2 OF LT 6 BLK 13 TOWNSITE OF COLD SPRING SECTION 15 TOWNSHIP 123 RANGE 030
Listing City: Cold Spring
Map Page: 999
Municipality: Cold Spring
School District: Rocori
School District Phone: 320-685-4901
Zip Plus 4: 1427
Property ID Number: 48297960000
Tax Year: 2026
Tax Amount: 1877
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Updated and move-in ready 3-bedroom, 2-bath rambler in a convenient Cold Spring location within walking distance to parks and downtown amenities. The home features a fenced yard and updated interior finishes, including granite countertops, vinyl planking, shiplap accents, and refreshed cabinetry. The newly renovated lower level offers additional living space with a cozy fireplace, third bedroom, and fully updated bathroom. Dining area provides direct access to a patio with a covered pergola, creating a functional indoor-outdoor living space.
Directions: From Hwy 23 heading into Cold Spring head North onto Red River Ave. Turn West onto 2nd St N. Home on South side of street.

Accessible

None: Yes

Air Conditioning

Central Air: Yes

Amenities Unit

Kitchen Window: Yes
Patio: Yes
Tile Floors: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Bath Description

Main Floor Full Bath: Yes
Full Basement: Yes

Construction Materials

Block: Yes
Concrete: Yes
Frame: Yes

Construction Status

Previously Owned: Yes

Dining Room Description

Informal Dining Room: Yes

Electric

100 Amp Service: Yes

Exterior

Brick/Stone: Yes
Vinyl: Yes

Family Room Characteristics

Lower Level: Yes
Main Level: Yes

Fencing

Chain Link: Yes

Fireplace Characteristics

Electric: Yes

Foundation

Concrete Block: Yes

Fuel

Natural Gas: Yes

Heating

Forced Air: Yes
In-Floor Heating: Yes

Insurance Fee

Insurance Fee: 0

Internet Options

Cable: Yes

Laundry

Lower Level: Yes

Lot Description

Tree Coverage - Light: Yes

Patio, Porch and Deck Features

Patio: Yes

Pool Description

None: Yes

Property Subtype

Ranch-Style Home: Yes

Road Frontage

City Street: Yes
Curbs: Yes
Paved Streets: Yes
Sidewalks: Yes

Roof

Asphalt Shingles: Yes
Pitched: Yes

Sellers Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Sewer

City Sewer - In Street: Yes

Special Search

Main Floor Bedroom: Yes

Stories

One: Yes

Water

City Water - In Street: Yes

Room Information

Bathroom Dimensions: 8x6 Level: Main Bathroom Dimensions: 12.5x7 Level: Lower Dining Room Dimensions: 11.5x9 Level: Main Family Room Dimensions: 16x26 Level: Lower First (1st) Bedroom Dimensions: 12x12 Level: Main Kitchen Dimensions: 11x10 Level: Main Living Room Dimensions: 15x14 Level: Main Second (2nd) Bedroom Dimensions: 10x12 Level: Main Third (3rd) Bedroom Dimensions: 14.5x12 Level: Lower