351 20th Avenue N, Saint Cloud, MN 56303

New Listing
$215,000
Property Type: Residential Bedrooms: 6 Baths: 2 Square Footage: 1,877 Lot Size (sq. ft.): 5,663 Status: Active
Current Price: $215,000 List Date: 4/15/2026 Last Modified: 4/15/2026

Overview

Description

Welcome to this delightful move-in–ready 6-bedroom, 2-bathroom home located on a corner lot. Located just minutes from St. Cloud State University, this property offers strong investment upside. Student housing in the area averages approximately $500 per bedroom. Step inside through the welcoming front porch and be greeted by warm natural light that fills the space. The main floor offers a convenient layout with a primary bedroom, cozy living room, formal dining room, an updated kitchen with eat-in space, a half bath, and handy mudroom. Upstairs, you’ll find three more comfortable bedrooms and a full bathroom, while the lower level rounds out the home with two additional bedrooms; perfect for guests, kids, or a home office. Outside, enjoy a detached two-car garage, extra off-street parking, and the bonus of corner-lot appeal. This house is a must-see. schedule your tour today!

Listing Details MLS# 6802871

General Property Information

Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Waterfront Present
No
Year Built
1920
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Full
Yes
Bath Half
Yes
Main Floor Total SqFt
912
Above Grd Total SqFt
1488
Below Grd Total SqFt
389
Total SqFt
1877
Total Finished Sqft
1877.00
Style
(SF) Single Family
Foundation Size
912
Garage Stalls
2
Lot Dimensions
46x126x46x126
Acres
0.13
Assessment Pending
No
Number of Fireplaces
0
Bath Three Quarters
0
Bath Quarter
0
Association Fee
0

Property Features

Accessible: None Air Conditioning: Window Unit(s) Amenities Unit: Ceiling Fan(s); Hardwood Floors; Kitchen Window; Main Floor Primary Bedroom; Natural Woodwork; Porch; Washer/Dryer Hookup Appliances: Dryer; Microwave; Range; Refrigerator; Washer Basement: Egress Windows; Partially Finished Bath Description: Main Floor 1/2 Bath; Upper Level Full Bath Construction Status: Previously Owned Dining Room Description: Eat In Kitchen; Separate/Formal Dining Room Exterior: Shakes; Wood Fencing: None Foundation: Concrete Block Fuel: Natural Gas Heating: Forced Air Laundry: In Basement Lot Description: Corner Lot Road Frontage: City Street Road Responsibility: Public Maintained Road Roof: Age Over 8 Years; Asphalt Shingles Sewer: City Sewer/Connected Special Search: 3 BR on One Level; Main Floor Bedroom Stories: One and One Half Water: City Water/Connected

Contract Information

Contingency
None
Original List Price
225000
ListPrice
215000
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
351
Street Name
20th
Street Suffix
Avenue
Street Direction Suffix
N
Postal City
Saint Cloud
County
Stearns
State
MN
Zip Code
56303
Complex/Dev/Subdivision
Bell & Smiths Add

Assessments

Tax With Assessments
1831
Assessment Balance
0

Building Information

Finished SqFt Above Ground
1488
Finished SqFt Below Ground
389

More Information

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

DP Resource
Yes
Homestead
No

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Square Feet
462

Public Survey Info

Range#
28
Section#
10
Township#
124

Office/Member Info

Association
MAAR

Location, Tax and Other Information

AssocFeeYN
No
Legal Description
10 -124 -028 BELL & SMITH'S ADD
Listing City
Saint Cloud
Map Page
231
Municipality
Saint Cloud
School District
St. Cloud
School District Phone
320-253-9333
Zip Plus 4
3830
Property ID Number
82443610000
Tax Year
2025
Tax Amount
1831
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Welcome to this delightful move-in–ready 6-bedroom, 2-bathroom home located on a corner lot. Located just minutes from St. Cloud State University, this property offers strong investment upside. Student housing in the area averages approximately $500 per bedroom. Step inside through the welcoming front porch and be greeted by warm natural light that fills the space. The main floor offers a convenient layout with a primary bedroom, cozy living room, formal dining room, an updated kitchen with eat-in space, a half bath, and handy mudroom. Upstairs, you’ll find three more comfortable bedrooms and a full bathroom, while the lower level rounds out the home with two additional bedrooms; perfect for guests, kids, or a home office. Outside, enjoy a detached two-car garage, extra off-street parking, and the bonus of corner-lot appeal. This house is a must-see. schedule your tour today!
Directions
3rd St N to 20th Ave N, North on 20th to Property on Left

Accessible

None
Yes

Air Conditioning

Window Unit(s)
Yes

Amenities Unit

Ceiling Fan(s)
Yes
Hardwood Floors
Yes
Kitchen Window
Yes
Main Floor Primary Bedroom
Yes
Natural Woodwork
Yes
Porch
Yes
Washer/Dryer Hookup
Yes

Appliances

Dryer
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Basement

Egress Windows
Yes
Partially Finished
Yes

Bath Description

Main Floor 1/2 Bath
Yes
Upper Level Full Bath
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Eat In Kitchen
Yes
Separate/Formal Dining Room
Yes

Exterior

Shakes
Yes
Wood
Yes

Fencing

None
Yes

Foundation

Concrete Block
Yes

Fuel

Natural Gas
Yes

Heating

Forced Air
Yes

Insurance Fee

Insurance Fee
0

Laundry

In Basement
Yes

Lot Description

Corner Lot
Yes

Road Frontage

City Street
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Age Over 8 Years
Yes
Asphalt Shingles
Yes

Sewer

City Sewer/Connected
Yes

Special Search

3 BR on One Level
Yes
Main Floor Bedroom
Yes

Stories

One and One Half
Yes

Water

City Water/Connected
Yes

Room Information

Fifth (5th) Bedroom Dimensions: 8x14 Level: Lower Fourth (4th) Bedroom Dimensions: 11x10 Level: Upper Porch Dimensions: 18x8 Level: Main Sixth (6th) Bedroom Dimensions: 10x10 Level: Lower First (1st) Bedroom Dimensions: 14x9 Level: Main Kitchen Dimensions: 15x11 Level: Main Third (3rd) Bedroom Dimensions: 12x11 Level: Upper Second (2nd) Bedroom Dimensions: 10x11 Level: Upper Dining Room Dimensions: 13x10 Level: Main Living Room Dimensions: 13x12 Level: Main Mud Room Dimensions: 8x10 Level: Main
Listing Office: eXp Realty
IDX
Last Updated: April - 15 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.