3049 145th Street NW, Monticello, MN 55362

New Listing
$725,000
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,672 Lot Size (sq. ft.): 50,530 Status: Coming Soon
Current Price: $725,000 List Date: 4/06/2026 Last Modified: 4/07/2026

Overview

Description

Situated on 1.16 acres and spanning 200' of south facing lake shore, this walkout rambler is a gem. Wide open floor plan with stunning lake views. Lots of counter space in the open concept kitchen/dining/living room. Quartz countertops, refinished cabinets and gorgeous tile backsplash. Main floor has newer tiled handicapped accessible shower. Master bedroom features sliding glass door to access your deck overlooking the lake! Walkin closet, and full bath with separate soaker tub. Lower level features a huge family room and walks out to the lake where you have a dock and a boathouse, two large lower level bedrooms and a 3/4 bath. Separate entrance from garage to lower level. Ready to move in and enjoy!

Open Houses

Listing Details MLS# 7046320

General Property Information

Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Number of Fireplaces
2
Road Btwn WF & Home?
No
Waterfront Frontage
201
Waterfront Present
Yes
Year Built
1989
Yearly/Seasonal
Yearly
Zoning
Shoreline, Residential-Single Family
Bath Full
Yes
Bath Three Quarters
2
Main Floor Total SqFt
1836
Above Grd Total SqFt
1836
Below Grd Total SqFt
1836
Total SqFt
3672
Total Finished Sqft
3444.00
FireplaceYN
Yes
Lake/Waterfront Name
Locke
Style
(SF) Single Family
Foundation Size
1836
Garage Stalls
4
Lot Dimensions
193 x 253x 201 x 240
Acres
1.16
Assessment Pending
No
Bath Half
0
Bath Quarter
0
Association Fee
0

Property Features

Accessible: No Stairs External; Roll-In Shower; Wheelchair Ramp Air Conditioning: Central Air; Zoned Amenities Unit: Deck; Dock; Hardwood Floors; In-Ground Sprinkler; Kitchen Center Island; Kitchen Window; Main Floor Primary Bedroom; Natural Woodwork; Panoramic View; Primary Bedroom Walk-In Closet; Vaulted Ceiling(s); Walk-In Closet Appliances: Central Vacuum; Cooktop; Dishwasher; Microwave; Refrigerator; Washer Assumable Loan: Not Assumable Basement: Full Bath Description: Main Floor 3/4 Bath; Main Floor Full Bath; Full Primary; Private Primary; 3/4 Basement; Separate Tub & Shower Construction Materials: Block; Frame Construction Status: Previously Owned Dining Room Description: Breakfast Area; Breakfast Bar; Eat In Kitchen; Informal Dining Room; Kitchen/Dining Room; Living/Dining Room Electric: Circuit Breakers Elevation Highpoint to Waterfront Slope: Level Existing Financing: Conventional Exterior: Cedar; Wood Family Room Characteristics: 2 or More; 2 Story/High/Vaulted Ceilings; Family Room; Lower Level; Main Level Fencing: None Fireplace Characteristics: Family Room; Living Room; Wood Burning Foundation: Concrete Block Fuel: Natural Gas Heating: Forced Air; Humidifier; Zoned Lake Details: Sand Laundry: Laundry Room; Lower Level Lock Box Type: Supra Lot Description: Accessible Shoreline Outbuildings: Additional Garage; Boat House Parking Characteristics: Multiple Garages Property Subtype: Cabin Road Frontage: City Street Road Responsibility: Public Maintained Road Roof: Architectural Shingle; Asphalt Shingles Second Unit: Easily Divided Sellers Terms: Cash; Conventional Sewer: Mound Septic; Septic System Compliant - Yes Special Search: Main Floor Bedroom; Main Floor Primary; Primary Bdr Suite Stories: One Water: Well Waterfront View: Panoramic; South

Contract Information

Contingency
None
Original List Price
725000
ListPrice
725000
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
3049
Street Name
145th Street
Street Direction Suffix
NW
Postal City
Monticello
County
Wright
State
MN
Zip Code
55362
Complex/Dev/Subdivision
Biskes Locke Lake Estates

Assessments

Tax With Assessments
6004
Assessment Balance
0

Building Information

Finished SqFt Above Ground
1836
Finished SqFt Below Ground
1608

More Information

Elevation Highpoint to Waterfront Feet

Elevation Highpoint Waterfront Feet
0-4

Lake Details

Lake Acres
139
Lake Depth
49
Sand
Yes

Lease Details

Land Leased
Not Applicable

Lock Box Type

Lock Box Source
MAAR
Supra
Yes

Miscellaneous Information

Homestead
No

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
32x24 20x12
Garage Square Feet
880
Multiple Garages
Yes

Public Survey Info

Range#
26
Section#
21
Township#
122

Office/Member Info

Association
MAAR

Location, Tax and Other Information

AssocFeeYN
No
Legal Description
SECT-21 TWP-122 RANGE-026 BISKE'S LOCKE LAKE ESTATES LOT-009 BLOCK-001 LT9BLK1EX TR DES IN BK336-577(DDED TO TWP FOR ROAD)
Listing City
Monticello
Map Page
16
Municipality
Monticello
School District
Monticello
School District Phone
763-272-2000
DNR Lake ID#
86016800
DNR Lake Classification
General Development
Zip Plus 4
6107
Property ID Number
216111001090
Tax Year
2026
Tax Amount
6004
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Situated on 1.16 acres and spanning 200' of south facing lake shore, this walkout rambler is a gem. Wide open floor plan with stunning lake views. Lots of counter space in the open concept kitchen/dining/living room. Quartz countertops, refinished cabinets and gorgeous tile backsplash. Main floor has newer tiled handicapped accessible shower. Master bedroom features sliding glass door to access your deck overlooking the lake! Walkin closet, and full bath with separate soaker tub. Lower level features a huge family room and walks out to the lake where you have a dock and a boathouse, two large lower level bedrooms and a 3/4 bath. Separate entrance from garage to lower level. Ready to move in and enjoy!
Directions
94 to County Rd 8 to left on 137th street to left on 145th street at T to home.

Accessible

No Stairs External
Yes
Roll-In Shower
Yes
Wheelchair Ramp
Yes

Air Conditioning

Central Air
Yes
Zoned
Yes

Amenities Unit

Deck
Yes
Dock
Yes
Hardwood Floors
Yes
In-Ground Sprinkler
Yes
Kitchen Center Island
Yes
Kitchen Window
Yes
Main Floor Primary Bedroom
Yes
Natural Woodwork
Yes
Panoramic View
Yes
Primary Bedroom Walk-In Closet
Yes
Vaulted Ceiling(s)
Yes
Walk-In Closet
Yes

Appliances

Central Vacuum
Yes
Cooktop
Yes
Dishwasher
Yes
Microwave
Yes
Refrigerator
Yes
Washer
Yes

Assumable Loan

Not Assumable
Yes

Basement

Full
Yes

Bath Description

Main Floor 3/4 Bath
Yes
Main Floor Full Bath
Yes
Full Primary
Yes
Private Primary
Yes
3/4 Basement
Yes
Separate Tub & Shower
Yes

Construction Materials

Block
Yes
Frame
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Breakfast Area
Yes
Breakfast Bar
Yes
Eat In Kitchen
Yes
Informal Dining Room
Yes
Kitchen/Dining Room
Yes
Living/Dining Room
Yes

Electric

Circuit Breakers
Yes

Elevation Highpoint to Waterfront Slope

Level
Yes

Existing Financing

Conventional
Yes

Exterior

Cedar
Yes
Wood
Yes

Family Room Characteristics

2 or More
Yes
2 Story/High/Vaulted Ceilings
Yes
Family Room
Yes
Lower Level
Yes
Main Level
Yes

Fencing

None
Yes

Fireplace Characteristics

Family Room
Yes
Living Room
Yes
Wood Burning
Yes

Foundation

Concrete Block
Yes

Fuel

Natural Gas
Yes

Heating

Forced Air
Yes
Humidifier
Yes
Zoned
Yes

Insurance Fee

Insurance Fee
0

Lake/Waterfront

Lake Front
Yes

Laundry

Laundry Room
Yes
Lower Level
Yes

Lot Description

Accessible Shoreline
Yes

Outbuildings

Additional Garage
Yes
Boat House
Yes

Patio, Porch and Deck Features

Awning(s)
Yes
Composite Decking
Yes
Deck
Yes
Front Porch
Yes
Porch
Yes

Property Subtype

Cabin
Yes

Road Frontage

City Street
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Architectural Shingle
Yes
Asphalt Shingles
Yes

Second Unit

Easily Divided
Yes

Sellers Terms

Cash
Yes
Conventional
Yes

Sewer

Mound Septic
Yes
Septic System Compliant - Yes
Yes

Special Search

Main Floor Bedroom
Yes
Main Floor Primary
Yes
Primary Bdr Suite
Yes

Stories

One
Yes

Water

Well
Yes

Waterfront View

Panoramic
Yes
South
Yes

Room Information

Deck Dimensions: 32 x 24 Level: Main Dining Room Dimensions: 17 x 15 Level: Main Family Room Dimensions: 35 x 15 Level: Lower First (1st) Bedroom Dimensions: 16 x 14 Level: Main Fourth (4th) Bedroom Dimensions: 16 x 13 Level: Lower Foyer Dimensions: 9 x 6 Level: Main Kitchen Dimensions: 23 x 14 Level: Main Laundry Dimensions: 15 x 08 Level: Lower Living Room Dimensions: 21 x 15 Level: Main Patio Dimensions: 70 x 12 Level: Lower Second (2nd) Bedroom Dimensions: 13 x 11 Level: Main Third (3rd) Bedroom Dimensions: 16 x 15 Level: Lower
Listing Office: eXp Realty
IDX
Last Updated: April - 07 - 2026
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