28636 99th Street NW, Zimmerman, MN 55398

New Listing
$499,000
Property Type: Residential Bedrooms: 3 Baths: 1 Square Footage: 1,240 Lot Size (sq. ft.): 40,075 Status: Coming Soon
Current Price: $499,000 List Date: 5/05/2026 Last Modified: 5/07/2026

Overview

Description

Super charming year-round retreat on Sandy Lake! This timeless home is filled with character and classic lake cabin charm, featuring beautiful knotty pine wainscoting throughout and sun-filled rooms that capture fantastic lake views from nearly every angle. The welcoming living room is anchored by a stunning wood-burning stone fireplace, creating the perfect gathering space in every season. The spacious primary bedroom offers a walk-in closet, while two adorable bunk rooms provide the ideal setup for hosting family and friends. The efficient galley kitchen keeps everything within reach, making lake living easy and relaxed. Set on a picturesque 0.92-acre lot with 121 feet of pristine lakeshore, this property offers the perfect balance of privacy and recreation. Spend your days enjoying all that this fully recreational lake has to offer—boating, swimming, and endless summer fun—then unwind on the patio as you take in breathtaking sunset views. This is more than a home—it’s where lifelong memories are made.

Listing Details MLS# 7062654

General Property Information

Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Number of Fireplaces
Yes
Road Btwn WF & Home?
No
Waterfront Frontage
121
Waterfront Present
Yes
Year Built
1910
Yearly/Seasonal
Seasonal
Zoning
Residential-Single Family
Bath Three Quarters
Yes
Main Floor Total SqFt
1240
Above Grd Total SqFt
1240
Total SqFt
1240
Total Finished Sqft
1240.00
FireplaceYN
Yes
Lake/Waterfront Name
Sandy
Style
(SF) Single Family
Foundation Size
1240
Lot Dimensions
IRREGULAR
Acres
0.92
Assessment Pending
No
Bath Half
0
Bath Quarter
0
Below Grd Total SqFt
0
Garage Stalls
0
Association Fee
0

Property Features

Accessible: No Stairs External Air Conditioning: None Amenities Unit: Main Floor Primary Bedroom; Patio Appliances: Dishwasher; Microwave; Range; Refrigerator Assumable Loan: Not Assumable Basement: None Bath Description: Main Floor 3/4 Bath Construction Status: Previously Owned Dining Room Description: Kitchen/Dining Room Exterior: Brick/Stone; Wood Family Room Characteristics: 2 or More; Loft Fireplace Characteristics: Wood Burning Foundation: Concrete Block Fuel: Natural Gas Heating: Forced Air Lake Details: Sand Lock Box Type: Combo Roof: Age 8 Years or Less Sellers Terms: Cash; Conventional Sewer: Septic System Compliant - Yes Special Search: 3 BR on One Level; Main Floor Bedroom Stories: One Water: Well Waterfront View: Lake

Contract Information

Contingency
None
Original List Price
499000
ListPrice
499000
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
28636
Street Name
99th
Street Suffix
Street
Street Direction Suffix
NW
Postal City
Zimmerman
County
Sherburne
State
MN
Zip Code
55398
Complex/Dev/Subdivision
Whispering Oaks

Assessments

Tax With Assessments
2344
Assessment Balance
0

Building Information

Finished SqFt Above Ground
1240

More Information

Lake Details

Lake Acres
64
Lake Depth
41
Sand
Yes

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

Homestead
No

Ownership

Fractional Ownership
No

Public Survey Info

Range#
26
Section#
25
Township#
35

Office/Member Info

Association
MAAR

Location, Tax and Other Information

AssocFeeYN
No
Legal Description
OUTLOT B, LOT 1 & 2, BLK 3 & VAC TWP ROAD LYING ADJ TO & DES BY DOC NO 183512.
Listing City
Zimmerman
Map Page
250
Municipality
Baldwin Twp
School District
Princeton
School District Phone
763-389-2422
DNR Lake ID#
71004000
DNR Lake Classification
Recreational Development
Zip Plus 4
5831
Property ID Number
01004110305
Tax Year
2026
Tax Amount
2344
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Super charming year-round retreat on Sandy Lake! This timeless home is filled with character and classic lake cabin charm, featuring beautiful knotty pine wainscoting throughout and sun-filled rooms that capture fantastic lake views from nearly every angle. The welcoming living room is anchored by a stunning wood-burning stone fireplace, creating the perfect gathering space in every season. The spacious primary bedroom offers a walk-in closet, while two adorable bunk rooms provide the ideal setup for hosting family and friends. The efficient galley kitchen keeps everything within reach, making lake living easy and relaxed. Set on a picturesque 0.92-acre lot with 121 feet of pristine lakeshore, this property offers the perfect balance of privacy and recreation. Spend your days enjoying all that this fully recreational lake has to offer—boating, swimming, and endless summer fun—then unwind on the patio as you take in breathtaking sunset views. This is more than a home—it’s where lifelong memories are made.
Directions
MN-169 N to right on Co Rd 4 to left on 100th St NW to right on 99th St NW to destination on right

Accessible

No Stairs External
Yes

Air Conditioning

None
Yes

Amenities Unit

Main Floor Primary Bedroom
Yes
Patio
Yes

Appliances

Dishwasher
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes

Assumable Loan

Not Assumable
Yes

Basement

None
Yes

Bath Description

Main Floor 3/4 Bath
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Kitchen/Dining Room
Yes

Exterior

Brick/Stone
Yes
Wood
Yes

Family Room Characteristics

2 or More
Yes
Loft
Yes

Fireplace Characteristics

Wood Burning
Yes

Foundation

Concrete Block
Yes

Fuel

Natural Gas
Yes

Heating

Forced Air
Yes

Insurance Fee

Insurance Fee
0

Lake/Waterfront

Lake Front
Yes

Lock Box Type

Combo
Yes

Patio, Porch and Deck Features

Patio
Yes

Roof

Age 8 Years or Less
Yes

Sellers Terms

Cash
Yes
Conventional
Yes

Sewer

Septic System Compliant - Yes
Yes

Special Search

3 BR on One Level
Yes
Main Floor Bedroom
Yes

Stories

One
Yes

Water

Well
Yes

Waterfront View

Lake
Yes

Room Information

Bathroom Level: Main Dining Room Level: Main Family Room Level: Main First (1st) Bedroom Level: Main Kitchen Level: Main Living Room Level: Main Second (2nd) Bedroom Level: Main Third (3rd) Bedroom Level: Main

Documents

Listing Office: Coldwell Banker Realty
IDX
Last Updated: May - 07 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.