24909 Sandy Lane, 801, 802, 803, Deerwood, MN 56444

$369,499
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,790 Lot Size (sq. ft.): 2,178 Status: Active
Current Price: $369,499 List Date: 2/28/2026 Last Modified: 5/27/2026

Overview

Description

This is the property for you if you are searching for a property that can produce income and allows you, the owner, a wonderful vacation get away! Condos with a beautiful view of Bay Lake, located at Ruttgers Bay Lake Lodge, a Premier Minnesota Resort. Each condo has 3 separate units, Rental income. Owner use for 21 days during their off season. That's a total of 6 weeks for yourself! All rentals are PROFESSIONALLY MANAGED, MAINTAINED, AND RENTED. Ruttgers offers golfing, fishing, boating, lodging, shopping, salon and spa, take-out and dining! Owners/Investor golf for free on Alec's Nine course and enjoy discounted gold on The Lakes. Full access to Bay Lake, plus all the privileges of Ruttgers resort guests.

Listing Details MLS# 7025419

General Property Information

Assoc Mgmt Co. Phone #
218-678-2885
Association Fee Frequency
Monthly
Association Mgmt Co. Name
Bay Lake Villa's Owner's Association Inc.
Common Wall
Yes
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Number of Fireplaces
2
Other Parking Spaces
2
Road Btwn WF & Home?
No
Waterfront Frontage
2319
Waterfront Present
Yes
Year Built
2007
Yearly/Seasonal
Yearly
Zoning
Residential-Multi-Family
Bath Full
2
Bath Three Quarters
Yes
Main Floor Total SqFt
1056
Above Grd Total SqFt
1790
Total SqFt
1790
Total Finished Sqft
1790.00
FireplaceYN
Yes
Lake/Waterfront Name
Bay
Style
(TH) Side x Side
Foundation Size
1056
Association Fee
924.49
Lot Dimensions
29 x 70
Acres
0.05
Assessment Pending
No
# Carport Spaces
0
Bath Half
0
Bath Quarter
0
Below Grd Total SqFt
0
Garage Stalls
0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Shared: Beach; Dock; Golf Course Amenities Unit: Balcony; Ceiling Fan(s); Deck; Dock; Natural Woodwork; Patio; Tile Floors Appliances: Cooktop; Dishwasher; Microwave; Range; Refrigerator Association Fee Includes: Beach Access; Building Exterior; Cable TV; Dock; Hazard Insurance; Internet; Lawn Care; Outside Maintenance; Parking Space; Professional Mgmt; Recreation Facility; Sanitation; Snow Removal; Water Assumable Loan: Not Assumable Basement: None Bath Description: Main Floor Full Bath; Upper Level 3/4 Bath; Upper Level Full Bath Construction Materials: Concrete; Frame Construction Status: Previously Owned Dining Room Description: Eat In Kitchen; Kitchen/Dining Room Electric: Circuit Breakers Elevation Highpoint to Waterfront Slope: Gradual Existing Financing: Conventional Exterior: Log; Shakes; Wood Family Room Characteristics: Main Level Fencing: None Fireplace Characteristics: Family Room; Gas Burning; Living Room; Stone Foundation: Slab Fuel: Electric; Propane Heating: Forced Air Internet Options: Cable Laundry: None Lock Box Type: None Lot Description: Accessible Shoreline; Tree Coverage - Medium Parking Characteristics: Parking Lot; Paved Lot; Unassigned; Uncovered/Open Pool Description: None Property Subtype: Cabin Road Frontage: County Road Road Responsibility: Public Maintained Road Roof: Age Over 8 Years Sellers Terms: Cash; Conventional Sewer: Septic System Compliant - Yes; Shared System Stories: More Than 2 Stories Townhouse Characteristics: End Unit Water: Drilled; Shared System; Well

Contract Information

Contingency
Subject to Statutory Rescission
Original List Price
382500
ListPrice
369499
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
24909
Street Name
Sandy
Street Suffix
Lane
Unit Number
801, 802, 803
Postal City
Deerwood
County
Crow Wing
State
MN
Zip Code
56444
Complex/Dev/Subdivision
Cic #1082 Ruttgers Bay Lake Villas

Assessments

Tax With Assessments
1848
Assessment Balance
0
Assessment Installment
0

Building Information

Finished SqFt Above Ground
1790

More Information

Insurance Fee

Insurance Fee Frequency
N/A
Insurance Fee
0

Lake Details

Lake Acres
2329
Lake Depth
74

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

DP Resource
Yes
Homestead
No

Ownership

Fractional Ownership
No

Public Survey Info

Range#
28
Section#
4
Township#
45

Office/Member Info

Association
SPAAR

Location, Tax and Other Information

AssocFeeYN
Yes
Legal Description
LOT 1 BLOCK 1 (COMMON ELEMENT PARCEL 506040010170009)
Listing City
Deerwood
Map Page
999
Municipality
Bay Lake Twp
School District
Crosby-Ironton
School District Phone
218-545-8801
DNR Lake ID#
18003400
DNR Lake Classification
Recreational Development
County Abbreviation
801, 802, 803
Zip Plus 4
1307
Property ID Number
50040518
Tax Year
2025
Tax Amount
1848
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
This is the property for you if you are searching for a property that can produce income and allows you, the owner, a wonderful vacation get away! Condos with a beautiful view of Bay Lake, located at Ruttgers Bay Lake Lodge, a Premier Minnesota Resort. Each condo has 3 separate units, Rental income. Owner use for 21 days during their off season. That's a total of 6 weeks for yourself! All rentals are PROFESSIONALLY MANAGED, MAINTAINED, AND RENTED. Ruttgers offers golfing, fishing, boating, lodging, shopping, salon and spa, take-out and dining! Owners/Investor golf for free on Alec's Nine course and enjoy discounted gold on The Lakes. Full access to Bay Lake, plus all the privileges of Ruttgers resort guests.
Directions
From Deerwood, south on Hwy 6 approximately 8 miles to a left on Sandy Lane (1st road south of Tame Fish Lake Road)

Accessible

None
Yes

Air Conditioning

Central Air
Yes

Amenities Shared

Beach
Yes
Dock
Yes
Golf Course
Yes

Amenities Unit

Balcony
Yes
Ceiling Fan(s)
Yes
Deck
Yes
Dock
Yes
Natural Woodwork
Yes
Patio
Yes
Tile Floors
Yes

Appliances

Cooktop
Yes
Dishwasher
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes

Association Fee Includes

Beach Access
Yes
Building Exterior
Yes
Cable TV
Yes
Dock
Yes
Hazard Insurance
Yes
Internet
Yes
Lawn Care
Yes
Outside Maintenance
Yes
Parking Space
Yes
Professional Mgmt
Yes
Recreation Facility
Yes
Sanitation
Yes
Sewer
Yes
Snow Removal
Yes
Water
Yes

Assumable Loan

Not Assumable
Yes

Basement

None
Yes

Bath Description

Main Floor Full Bath
Yes
Upper Level 3/4 Bath
Yes
Upper Level Full Bath
Yes

Construction Materials

Concrete
Yes
Frame
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Eat In Kitchen
Yes
Kitchen/Dining Room
Yes

Electric

Circuit Breakers
Yes

Elevation Highpoint to Waterfront Slope

Gradual
Yes

Existing Financing

Conventional
Yes

Exterior

Log
Yes
Shakes
Yes
Wood
Yes

Family Room Characteristics

Main Level
Yes

Fencing

None
Yes

Fireplace Characteristics

Family Room
Yes
Gas Burning
Yes
Living Room
Yes
Stone
Yes

Foundation

Slab
Yes

Fuel

Electric
Yes
Propane
Yes

Heating

Forced Air
Yes

Internet Options

Cable
Yes

Lake/Waterfront

Lake Front
Yes

Laundry

None
Yes

Lock Box Type

None
Yes

Lot Description

Accessible Shoreline
Yes
Tree Coverage - Medium
Yes

Parking Characteristics

Garage Dimensions
No
Garage Stall ID#
No
Parking Lot
Yes
Paved Lot
Yes
Unassigned
Yes
Uncovered/Open
Yes

Patio, Porch and Deck Features

Deck
Yes
Patio
Yes

Pool Description

None
Yes

Property Subtype

Cabin
Yes

Restriction/Covenants

Mandatory Owners Assoc
Yes

Road Frontage

County Road
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Age Over 8 Years
Yes

Sellers Terms

Cash
Yes
Conventional
Yes

Sewer

Septic System Compliant - Yes
Yes
Shared System
Yes

Stories

More Than 2 Stories
Yes

Townhouse Characteristics

End Unit
Yes

Water

Drilled
Yes
Shared System
Yes
Well
Yes

Room Information

Room Name Dimensions Level
Dining Room 10.5x8 Main
Family Room 10.5x6 Upper
First (1st) Bedroom 11.3x14 Main
Kitchen 10x10.5 Main
Living Room 12x16.5 Main
Second (2nd) Bedroom 17.6x19 Upper
Third (3rd) Bedroom 18x19.3 Upper
IDX
Listing Office: Real Broker, LLC
Last Updated: May - 27 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.