23966 98th Street NW, Elk River, MN 55330

New Listing
$975,000
Property Type: Residential Bedrooms: 6 Baths: 4 Square Footage: 4,772 Lot Size (sq. ft.): 127,631 Status: Coming Soon
Current Price: $975,000 List Date: 5/11/2026 Last Modified: 5/11/2026

Overview

Description

Refined luxury meets peaceful privacy on nearly 3 acres overlooking Stone Lake. This extensively updated walkout rambler offers over 4,400 finished square feet with 6 bedrooms, 4 bathrooms, and a rare blend of timeless craftsmanship, comfort, and elevated living. Thoughtfully designed for both everyday function and entertaining, the home features expansive living spaces, a spacious gourmet kitchen, screened porch, multiple gathering areas, and highly sought-after one-level living amenities. The walkout lower level adds exceptional flexibility with additional bedrooms, office and recreation spaces, and room for multigenerational living or private guest accommodations. Surrounded by beautifully maintained grounds, mature trees, and tranquil water views, this property delivers a true estate-like setting while remaining conveniently close to shopping, dining, and major commuter routes. See supplements for extensive list of updates and improvements.

Open Houses

Listing Details MLS# 7038099

General Property Information

Assoc Mgmt Co. Phone #
651-555-5555
Association Fee Frequency
Annually
Association Mgmt Co. Name
TBD
Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Number of Fireplaces
3
Waterfront Frontage
224
Waterfront Present
Yes
Year Built
2003
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Full
2
Bath Three Quarters
Yes
Bath Half
Yes
Main Floor Total SqFt
2467
Above Grd Total SqFt
2467
Below Grd Total SqFt
2305
Total SqFt
4772
Total Finished Sqft
4436.00
FireplaceYN
Yes
Lake/Waterfront Name
Stone
Style
(SF) Single Family
Foundation Size
2638
Association Fee
600
Garage Stalls
6
Acres
2.93
Assessment Pending
No
Lot Dimensions
No
Bath Quarter
0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Cable; Ceiling Fan(s); Deck; French Doors; Hardwood Floors; In-Ground Sprinkler; Kitchen Center Island; Kitchen Window; Main Floor Primary Bedroom; Panoramic View; Patio; Porch; Primary Bedroom Walk-In Closet; Satellite Dish; Security System; Sun Room; Tile Floors; Vaulted Ceiling(s); Walk-In Closet; Wet Bar Appliances: Air-To-Air Exchanger; Central Vacuum; Cooktop; Dishwasher; Double Oven; Dryer; Microwave; Refrigerator; Washer; Water Filtration System; Water Osmosis System Association Fee Includes: Shared Amenities Basement: Drain Tiled; Egress Windows; Full; Owner Access; Sump Pump Bath Description: Main Floor 1/2 Bath; Main Floor Full Bath; 3/4 Basement Construction Status: Previously Owned Dining Room Description: Informal Dining Room Exterior: Steel Siding; Stucco Family Room Characteristics: Lower Level Fireplace Characteristics: 2-Sided; Family Room; Gas Burning; Living Room Foundation: Poured Concrete Fuel: Natural Gas Heating: Forced Air; Hot Water; Humidifier; In-Floor Heating Internet Options: Fiber Optic; Satellite Lake Details: Soft Laundry: In Basement; Upper Level Lock Box Type: Combo Lot Description: Accessible Shoreline; Tree Coverage - Heavy Parking Characteristics: Finished Garage; Multiple Garages; Covered; Garage Door Opener; Heated Garage; Insulated Garage Road Frontage: Township Road Responsibility: Public Maintained Road Roof: Age 8 Years or Less; Architectural Shingle Second Unit: Easily Divided; Existing In-Law w/Bath; Existing In-Law w/Kitchen Sellers Terms: Cash; Conventional; FHA; VA Sewer: Septic System Compliant - Yes; Tank with Drainage Field Special Search: 3 BR on One Level; All Living Facilities on One Level; Main Floor Bedroom; Main Floor Laundry; Main Floor Primary Stories: Two Water: Private; Well Waterfront View: Lake

Contract Information

Contingency
None
Original List Price
975000
ListPrice
975000
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
23966
Street Name
98th
Street Suffix
Street
Street Direction Suffix
NW
Postal City
Elk River
County
Sherburne
State
MN
Zip Code
55330
Complex/Dev/Subdivision
Pine Stone Estates Second Add

Assessments

Tax With Assessments
6852
Assessment Balance
0

Building Information

Finished SqFt Above Ground
2317
Finished SqFt Below Ground
2119

More Information

Lake Details

Lake Acres
44
Lake Depth
No
Soft
Yes

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

Homestead
Yes

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
46x21
Garage Square Feet
966
Finished Garage
Yes
Multiple Garages
Yes
Covered
Yes
Garage Door Opener
Yes
Heated Garage
Yes
Insulated Garage
Yes

Public Survey Info

Range#
26
Section#
25
Township#
34

Office/Member Info

Association
WWRA

Location, Tax and Other Information

AssocFeeYN
Yes
Legal Description
LOT 1, BLK 1
Listing City
Elk River
Map Page
6
Municipality
Livonia Twp
School District
Elk River
School District Phone
763-241-3400
DNR Lake ID#
71002900
DNR Lake Classification
Natural Environment
Zip Plus 4
4727
Property ID Number
30005180105
Tax Year
2025
Tax Amount
6852
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Refined luxury meets peaceful privacy on nearly 3 acres overlooking Stone Lake. This extensively updated walkout rambler offers over 4,400 finished square feet with 6 bedrooms, 4 bathrooms, and a rare blend of timeless craftsmanship, comfort, and elevated living. Thoughtfully designed for both everyday function and entertaining, the home features expansive living spaces, a spacious gourmet kitchen, screened porch, multiple gathering areas, and highly sought-after one-level living amenities. The walkout lower level adds exceptional flexibility with additional bedrooms, office and recreation spaces, and room for multigenerational living or private guest accommodations. Surrounded by beautifully maintained grounds, mature trees, and tranquil water views, this property delivers a true estate-like setting while remaining conveniently close to shopping, dining, and major commuter routes. See supplements for extensive list of updates and improvements.
Directions
Hwy 169 to Cty Rd 19 (245th); E to 98th; S to Home

Accessible

None
Yes

Air Conditioning

Central Air
Yes

Amenities Unit

Cable
Yes
Ceiling Fan(s)
Yes
Deck
Yes
French Doors
Yes
Hardwood Floors
Yes
In-Ground Sprinkler
Yes
Kitchen Center Island
Yes
Kitchen Window
Yes
Main Floor Primary Bedroom
Yes
Panoramic View
Yes
Patio
Yes
Porch
Yes
Primary Bedroom Walk-In Closet
Yes
Satellite Dish
Yes
Security System
Yes
Sun Room
Yes
Tile Floors
Yes
Vaulted Ceiling(s)
Yes
Walk-In Closet
Yes
Wet Bar
Yes

Appliances

Air-To-Air Exchanger
Yes
Central Vacuum
Yes
Cooktop
Yes
Dishwasher
Yes
Double Oven
Yes
Dryer
Yes
Microwave
Yes
Refrigerator
Yes
Washer
Yes
Water Filtration System
Yes
Water Osmosis System
Yes

Association Fee Includes

Sewer
Yes
Shared Amenities
Yes

Basement

Drain Tiled
Yes
Egress Windows
Yes
Full
Yes
Owner Access
Yes
Sump Pump
Yes

Bath Description

Main Floor 1/2 Bath
Yes
Main Floor Full Bath
Yes
3/4 Basement
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Informal Dining Room
Yes

Exterior

Steel Siding
Yes
Stucco
Yes

Family Room Characteristics

Lower Level
Yes

Fireplace Characteristics

2-Sided
Yes
Family Room
Yes
Gas Burning
Yes
Living Room
Yes

Foundation

Poured Concrete
Yes

Fuel

Natural Gas
Yes

Heating

Forced Air
Yes
Hot Water
Yes
Humidifier
Yes
In-Floor Heating
Yes

Insurance Fee

Insurance Fee
0

Internet Options

Fiber Optic
Yes
Satellite
Yes

Lake/Waterfront

Lake Front
Yes
Lake View
Yes

Laundry

In Basement
Yes
Upper Level
Yes

Lock Box Type

Combo
Yes

Lot Description

Accessible Shoreline
Yes
Tree Coverage - Heavy
Yes

Patio, Porch and Deck Features

Composite Decking
Yes
Deck
Yes
Enclosed
Yes
Front Porch
Yes
Patio
Yes

Road Frontage

Township
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Age 8 Years or Less
Yes
Architectural Shingle
Yes

Second Unit

Easily Divided
Yes
Existing In-Law w/Bath
Yes
Existing In-Law w/Kitchen
Yes

Sellers Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Sewer

Septic System Compliant - Yes
Yes
Tank with Drainage Field
Yes

Special Search

3 BR on One Level
Yes
All Living Facilities on One Level
Yes
Main Floor Bedroom
Yes
Main Floor Laundry
Yes
Main Floor Primary
Yes

Stories

Two
Yes

Water

Private
Yes
Well
Yes

Waterfront View

Lake
Yes

Room Information

Dining Room Dimensions: 14x14 Level: Main Family Room Dimensions: 28x26 Level: Lower Fifth (5th) Bedroom Dimensions: 20x11 Level: Lower First (1st) Bedroom Dimensions: 17x13 Level: Main Fourth (4th) Bedroom Dimensions: 25x18 Level: Lower Kitchen Dimensions: 20x16 Level: Main Kitchen Dimensions: 14x8 Level: Lower Living Room Dimensions: 23x15 Level: Main Office Dimensions: 10x10 Level: Main Screened Porch Dimensions: 13x11 Level: Main Second (2nd) Bedroom Dimensions: 14x12 Level: Main Sixth (6th) Bedroom Dimensions: 16x13 Level: Lower Third (3rd) Bedroom Dimensions: 12x11 Level: Main

Documents

Listing Office: Realty ONE Group SIMPLIFIED
IDX
Last Updated: May - 11 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.