221 3rd Avenue NE, Saint Cloud, MN 56304

$287,900
Property Type: Multi-Family Bedrooms: 3 Baths: 2 Square Footage: 1,140 Lot Size (sq. ft.): 6,970 Status: Active
Current Price: $287,900 List Date: 5/13/2026 Last Modified: 5/27/2026

Overview

Description

Introducing 221 3rd Avenue NE in St. Cloud. This beautifully updated up-and-down duplex offers both classic character and modern convenience. Built in 1920, this property is ideal as an owner-occupied home with rental income potential or as an investment opportunity. The property offers the perfect combination of classic charm and a laundry list of modern upgrades and amenities. The lower unit is a two-bedroom, one-bathroom with over 1,000 square feet of finished living space. The open layout provides a relaxing, seamless flow with large picture windows, allowing for abundant natural light. The high ceilings and updated kitchen are sure to make anyone envious. The remodeled bathroom also features a modern walk-in shower with dual showerheads. The main level unit also has access to the basement, which provides additional storage space as well as a laundry area. The basement is also framed and just waiting to be finished with all your creative ideas. Upstairs we find a one-bedroom, one-b ...

Listing Details MLS# 7073155

General Property Information

Lot Measurement
Acres
Multiple PIDs?
No
Owner Occupied
No
Waterfront Present
No
Year Built
1920
Yearly/Seasonal
Yearly
Zoning
Residential-Multi-Family, Residential-Single Famil
Main Floor Total SqFt
1066
Above Ground SqFt
165
Below Grd Total SqFt
975
Total SqFt
1140
Foundation Size
975
Style
(MF) Duplex Up and Down
Total Finished Sqft
1658.00
Garage Stalls
2
Lot Dimensions
147x50
Acres
0.16
Assessment Pending
Unknown

Property Features

Accessible: None Amenities Shared: None Basement: Full; Single Tenant Access; Unfinished Construction Status: Previously Owned Electric: 200+ Amp Service; Circuit Breakers Exterior: Brick/Stone; Stucco; Vinyl Fencing: Wood Foundation: Concrete Block Fuel: Electric; Natural Gas Heating: Baseboard; Forced Air Laundry: Electric Dryer Hookup; Gas Dryer Hookup; In Basement; In Unit; Upper Level; Washer Hookup Lock Box Type: Combo Lot Description: Tree Coverage - Medium Owner Pays: Gas; Sewer; Trash Collection; Water Parking Characteristics: Garage Door Opener Pool Description: None Rental License Type: Standard Road Frontage: City Street; Curbs; Paved Streets; Sidewalks; Storm Sewer; Street Lights Road Responsibility: Public Maintained Road Roof: Asphalt Shingles; Pitched Sellers Terms: Cash; Conventional; FHA; VA Sewer: City Sewer/Connected Stories: One and One Half Tenant Pays: Cable TV; Electricity; Other Topography: Level Unit 1 Amenities: Countertops-Solid Surface; Custom Cabinetry; Open Floor Plan; Kitchen Window; Main Floor Primary Bedroom; Natural Woodwork; Washer/Dryer Hookup Unit 1 Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer; Water Softener-Rented Unit 1 Bath Description: Main Floor 3/4 Bath; Walk-In Shower Stall Unit 1 Cooling: Central Unit 1 Dining Room Description: Kitchen/Dining Room; Living/Dining Room Unit 1 Special Search: Main Floor Bedroom Unit 2 Amenities: Kitchen Window; Washer/Dryer Hookup Unit 2 Appliances: Dryer; Microwave; Range; Refrigerator; Washer Unit 2 Bath Description: Upper Level Full Bath Unit 2 Cooling: Window Unit 2 Dining Room Description: Kitchen/Dining Room Unit 2 Special Search: 2nd Floor Laundry Water: City Water/Connected

Contract Information

Contingency
None
Original List Price
287900
ListPrice
287900
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
221
Street Name
3rd
Street Suffix
Avenue
Street Direction Suffix
NE
Postal City
Saint Cloud
County
Benton
State
MN
Zip Code
56304
Complex/Dev/Subdivision
St Cloud Park

Assessments

Tax With Assessments
1752
Assessment Balance
0

Building Information

Finished SqFt Above Ground
1658

More Information

Income and Expenses

Annual Gross Income
27900
Annual Caretaker Expense
0
Annual Electric Expense
0
Annual Fuel Expense
0
Annual Gross Expenses
0
Annual Insurance Expense
0
Annual Maintenance Expense
0
Annual Repair Expense
0
Annual Trash Expense
0
Annual Water/Sewer Expense
0
Total Annual Expenses
0

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

DP Resource
Yes
Homestead
No

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
31x22
Garage Door Height
7
Garage Door Width
16
Garage Square Feet
682
Garage Door Opener
Yes

Public Survey Info

Range#
31
Section#
35
Township#
36

Unit 1

Furnished?
No
Lease Expiration Date
2026-12-31
Leased?
Yes
Level
Main Level
Unit Number
Yes
3/4 Baths
Yes
Annual Rent
18000
Finished SqFt
1066
Monthly Rent
1500
No. of Units Like This
Yes
Total Baths
Yes
Total Bedrooms
2
Total Rooms
5

Unit 2

Furnished?
No
Leased?
Yes
Level
2nd Level
Unit Number
2
Annual Rent
9900
Finished SqFt
592
Full Baths
Yes
Monthly Rent
825
No. of Units Like This
Yes
Total Baths
Yes
Total Bedrooms
Yes
Total Rooms
4

Unit Details

Total Units
2

Office/Member Info

Association
SCAAR

Location, Tax and Other Information

Legal Description
SECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-012 BLOCK-008
Listing City
Saint Cloud
Map Page
231
Municipality
Saint Cloud
School District
St. Cloud
School District Phone
320-253-9333
Zip Plus 4
425
Property ID Number
170078500
Tax Year
2025
Tax Amount
1742
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Introducing 221 3rd Avenue NE in St. Cloud. This beautifully updated up-and-down duplex offers both classic character and modern convenience. Built in 1920, this property is ideal as an owner-occupied home with rental income potential or as an investment opportunity. The property offers the perfect combination of classic charm and a laundry list of modern upgrades and amenities. The lower unit is a two-bedroom, one-bathroom with over 1,000 square feet of finished living space. The open layout provides a relaxing, seamless flow with large picture windows, allowing for abundant natural light. The high ceilings and updated kitchen are sure to make anyone envious. The remodeled bathroom also features a modern walk-in shower with dual showerheads. The main level unit also has access to the basement, which provides additional storage space as well as a laundry area. The basement is also framed and just waiting to be finished with all your creative ideas. Upstairs we find a one-bedroom, one-bathroom unit with a private exterior entrance. This cozy space features a kitchen, bedroom, bathroom, and living room, which also has its own laundry area. Check out the work that has been done on this property; updates include spray foam insulation, electrical, plumbing, furnace, air conditioner, drywall, flooring, cabinets, and the list goes on and on! Don’t overlook the fenced-in backyard and two-stall detached garage. All of this in a convenient location with easy access to downtown, parks, the river, and all that St. Cloud has to offer!
Directions
From East St Germain go North on 2nd Ave NE to 3rd Ave NE to home.

Accessible

None
Yes

Amenities Shared

None
Yes

Basement

Full
Yes
Single Tenant Access
Yes
Unfinished
Yes

Construction Status

Previously Owned
Yes

Electric

200+ Amp Service
Yes
Circuit Breakers
Yes

Exterior

Brick/Stone
Yes
Stucco
Yes
Vinyl
Yes

Fencing

Wood
Yes

Foundation

Concrete Block
Yes

Fuel

Electric
Yes
Natural Gas
Yes

Heating

Baseboard
Yes
Forced Air
Yes

Laundry

Electric Dryer Hookup
Yes
Gas Dryer Hookup
Yes
In Basement
Yes
In Unit
Yes
Upper Level
Yes
Washer Hookup
Yes

Lock Box Type

Combo
Yes

Lot Description

Tree Coverage - Medium
Yes

Owner Pays

Gas
Yes
Sewer
Yes
Trash Collection
Yes
Water
Yes

Patio, Porch and Deck Features

Front Porch
Yes
Patio
Yes
Screened
Yes

Pool Description

None
Yes

Rental License Type

Standard
Yes

Road Frontage

City Street
Yes
Curbs
Yes
Paved Streets
Yes
Sidewalks
Yes
Storm Sewer
Yes
Street Lights
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Asphalt Shingles
Yes
Pitched
Yes

Sellers Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Sewer

City Sewer/Connected
Yes

Stories

One and One Half
Yes

Topography

Level
Yes

Water

City Water/Connected
Yes

No. of Ranges

Two
Yes

No. of Refrigerators

Two
Yes

Tenant Pays

Cable TV
Yes
Electricity
Yes
Other
Yes

Unit 1 Amenities

Countertops-Solid Surface
Yes
Custom Cabinetry
Yes
Open Floor Plan
Yes
Kitchen Window
Yes
Main Floor Primary Bedroom
Yes
Natural Woodwork
Yes
Washer/Dryer Hookup
Yes

Unit 1 Appliances

Dishwasher
Yes
Dryer
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes
Water Softener-Rented
Yes

Unit 1 Bath Description

Main Floor 3/4 Bath
Yes
Walk-In Shower Stall
Yes

Unit 1 Cooling

Central
Yes

Unit 1 Dining Room Description

Kitchen/Dining Room
Yes
Living/Dining Room
Yes

Unit 1 Special Search

Main Floor Bedroom
Yes

Unit 2 Amenities

Kitchen Window
Yes
Washer/Dryer Hookup
Yes

Unit 2 Appliances

Dryer
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Unit 2 Bath Description

Upper Level Full Bath
Yes

Unit 2 Cooling

Window
Yes

Unit 2 Dining Room Description

Kitchen/Dining Room
Yes

Unit 2 Special Search

2nd Floor Laundry
Yes
IDX
Listing Office: Your Next Place Real Estate
Last Updated: May - 27 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.