21620 Fin Trail, Osakis, MN 56360

New Listing
$399,900
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,912 Lot Size (sq. ft.): 9,148 Status: Coming Soon
Current Price: $399,900 List Date: 4/25/2026 Last Modified: 4/29/2026

Overview

Description

Welcome to your perfect lakeside escape on Lake Osakis—one of Central Minnesota’s most sought-after destinations for cabins, cottages, and year-round living. Located at 21620 Fin Trail in Osakis, this well-maintained home offers the ideal blend of comfort, recreation, and turnkey convenience. Being sold fully furnished, this property truly is move-in ready—right down to the extras. The garage is stocked with valuable additions, including a John Deere riding mower with a bagger, a paddleboard, tools, and even the dock. Just bring your suitcase and start enjoying lake life from day one. Inside, the home features warm hardwood flooring, two main-floor bedrooms, and a bright, inviting kitchen complete with a dishwasher. The living room is anchored by a large picture window that frames stunning lake views, creating a relaxing space to unwind in every season. Downstairs, you’ll find a third bedroom and a second bathroom—perfect for guests or extended family. Comfort is guaranteed year-round with forced-air heat and central air conditioning, making this home ideal whether it’s a summer getaway or a full-time residence. Step outside and experience one of the property’s standout features—a massive wrap-around deck (36' x 10' across the front and 20' x 10' along the side). This expansive outdoor space is perfect for everything from morning coffee to evening sunsets, offering panoramic views and endless opportunities to entertain or relax. The property also includes a back lot across the street, complete with a garden shed and a raised mound septic system that has been inspected and is fully compliant—adding both value and peace of mind. And of course, the lake itself is the star of the show. Enjoy excellent fishing right off your dock, with crappies and walleye commonly caught just steps from your door. Lake Osakis is renowned for its outstanding fishing and all-around recreation, making it a true destination for outdoor enthusiasts. This is more than just a home—it’s a place to relax, recharge, and create lasting memories. Your lake life starts here.

Listing Details MLS# 7061926

General Property Information

Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
Yes
New Development
No
Number of Fireplaces
Yes
Waterfront Frontage
60
Waterfront Present
Yes
Year Built
1960
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Three Quarters
2
Main Floor Total SqFt
956
Above Grd Total SqFt
956
Below Grd Total SqFt
956
Total SqFt
1912
Total Finished Sqft
1193.00
FireplaceYN
Yes
Lake/Waterfront Name
Osakis
Style
(SF) Single Family
Foundation Size
956
Garage Stalls
Yes
Lot Dimensions
48 120 60 124
Acres
0.21
Assessment Pending
No
Bath Half
0
Bath Quarter
0
Association Fee
0

Property Features

Accessible: None Air Conditioning: Central Air Basement: Concrete Block Construction Status: Previously Owned Exterior: Vinyl Foundation: Concrete Block Fuel: Propane Heating: Forced Air Lock Box Type: Combo Sewer: Private Sewer; Septic System Compliant - Yes Stories: One Water: Private; Well

Contract Information

Contingency
None
Original List Price
399900
ListPrice
399900
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
21620
Street Name
Fin
Street Suffix
Trail
Postal City
Osakis
County
Todd
State
MN
Zip Code
56360
Complex/Dev/Subdivision
Geroys Lakeview Lts

Additional Parcels Information

Property ID #2
150042102

Assessments

Tax With Assessments
2552
Assessment Balance
0
Assessment Installment
0

More Information

Building Information

Finished SqFt Above Ground
956
Finished SqFt Below Ground
237

Lake Details

Lake Acres
6389
Lake Depth
73

Lease Details

Land Leased
Not Applicable

Lock Box Type

Lock Box Source
ALEX
Combo
Yes

Miscellaneous Information

Homestead
No

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
16 x 22
Garage Square Feet
352

Office/Member Info

Association
GAAAR

Location, Tax and Other Information

AssocFeeYN
No
Legal Description
GEROY'S LAKEVIEW LOTS (34,35-129-35)
Listing City
Osakis
Map Page
999
Municipality
Osakis
School District
Osakis
School District Phone
320-859-2191
DNR Lake ID#
77021500
DNR Lake Classification
General Development
Zip Plus 4
1841
Property ID Number
150059600
Tax Year
2026
Tax Amount
2552
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Welcome to your perfect lakeside escape on Lake Osakis—one of Central Minnesota’s most sought-after destinations for cabins, cottages, and year-round living. Located at 21620 Fin Trail in Osakis, this well-maintained home offers the ideal blend of comfort, recreation, and turnkey convenience. Being sold fully furnished, this property truly is move-in ready—right down to the extras. The garage is stocked with valuable additions, including a John Deere riding mower with a bagger, a paddleboard, tools, and even the dock. Just bring your suitcase and start enjoying lake life from day one. Inside, the home features warm hardwood flooring, two main-floor bedrooms, and a bright, inviting kitchen complete with a dishwasher. The living room is anchored by a large picture window that frames stunning lake views, creating a relaxing space to unwind in every season. Downstairs, you’ll find a third bedroom and a second bathroom—perfect for guests or extended family. Comfort is guaranteed year-round with forced-air heat and central air conditioning, making this home ideal whether it’s a summer getaway or a full-time residence. Step outside and experience one of the property’s standout features—a massive wrap-around deck (36' x 10' across the front and 20' x 10' along the side). This expansive outdoor space is perfect for everything from morning coffee to evening sunsets, offering panoramic views and endless opportunities to entertain or relax. The property also includes a back lot across the street, complete with a garden shed and a raised mound septic system that has been inspected and is fully compliant—adding both value and peace of mind. And of course, the lake itself is the star of the show. Enjoy excellent fishing right off your dock, with crappies and walleye commonly caught just steps from your door. Lake Osakis is renowned for its outstanding fishing and all-around recreation, making it a true destination for outdoor enthusiasts. This is more than just a home—it’s a place to relax, recharge, and create lasting memories. Your lake life starts here.
Directions
From Osakis, N on Hwy 27 to Cty Rd 37 for 4.5 miles, left on 210th St 1.25 miles, right on Finch Rd, left on Fiddle Drive, right on Fiddle Trl, right on Fiat, right on Fin Trl to the sign.

Accessible

None
Yes

Air Conditioning

Central Air
Yes

Basement

Concrete Block
Yes

Construction Status

Previously Owned
Yes

Exterior

Vinyl
Yes

Foundation

Concrete Block
Yes

Fuel

Propane
Yes

Heating

Forced Air
Yes

Insurance Fee

Insurance Fee
0

Lake/Waterfront

Lake Front
Yes

Sewer

Private Sewer
Yes
Septic System Compliant - Yes
Yes

Stories

One
Yes

Water

Private
Yes
Well
Yes

Room Information

Bathroom Dimensions: 6'8 x 5' Level: Main Bathroom Dimensions: 8' x 7'9 Level: Main Deck Dimensions: 36' x 10' Level: Main Deck Dimensions: 19' x 10' Level: Main Dining Room Dimensions: 13' x 8'9 Level: Main First (1st) Bedroom Dimensions: 12' x 10'4 Level: Main Kitchen Dimensions: 13' x 10' Level: Main Living Room Dimensions: 22'5 x 12' Level: Main Second (2nd) Bedroom Dimensions: 10' x 10' Level: Main Third (3rd) Bedroom Dimensions: 13'8 x 12'8 Level: Lower
Listing Office: Alex Brokers Realty, LLC
IDX
Last Updated: April - 29 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.