2135 Bay Drive, Lino Lakes, MN 55038

$345,000
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,804 Lot Size (sq. ft.): 17,424 Status: Active
Current Price: $345,000 List Date: 4/03/2026 Last Modified: 4/21/2026

Overview

Description

This beautiful move-in ready townhome in the highly sought-after Watermark community offers a truly hard-to-find combination all at once: location, convenience, breathtaking pond views, and a luxurious feel. Your attention is immediately drawn to spectacular panoramic views of the pond through large windows from the living room, kitchen, and upper level primary bedroom complete with an en-suite bathroom featuring double sinks and a large walk in shower. The kitchen is both striking and functional, featuring a center island, beautiful floor-to-ceiling wood-toned cabinetry, and stainless steel appliances — perfect for gathering, cooking, and entertaining. The adjoining living room, anchored by a thoughtfully placed fireplace, seamlessly flows to your private patio, where you can enjoy peaceful mornings and vibrant sunsets over the pond just feet from your sliding door. All three spacious bedrooms on the upper level feature walk-in closets. A full bathroom and laundry room add comfort and convenience, keeping everything right where you need it most. The loft provides incredible flexibility — imagine a home office, reading nook, fitness space, or entertainment lounge tailored to your lifestyle. Experience truly hassle-free living with an association that handles lawn care, snow removal, exterior maintenance, and 24-hour access to Watermark’s outstanding amenities, including a state-of-the-art clubhouse with a fitness center, gathering spaces, and a community kitchen. Residents also enjoy tennis, basketball, and pickleball courts, scenic trails, fishing piers, and playgrounds. Just minutes away, Rice Creek Chain of Lakes Park Reserve offers boating, beaches, fishing, golfing, and miles of trails in the summer, along with ice fishing and snowmobiling in the winter. All while conveniently located near major freeways, shopping, dining, and Metro Transit park-and-ride. Schedule your private showing before this home is gone and experience it for yourself!

Open Houses

Listing Details MLS# 7036659

General Property Information

Assoc Mgmt Co. Phone #
763-225-6400
Association Fee Frequency
Monthly
Association Mgmt Co. Name
Associa
Common Wall
Yes
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Number of Fireplaces
Yes
Waterfront Present
No
Year Built
2021
Yearly/Seasonal
Yearly
Zoning
Residential-Multi-Family
Bath Full
Yes
Bath Three Quarters
Yes
Bath Half
Yes
Main Floor Total SqFt
670
Above Grd Total SqFt
1804
Total SqFt
1804
Total Finished Sqft
1804.00
FireplaceYN
Yes
Style
(TH) Side x Side
Foundation Size
765
Power Company
Connexus Energy
Association Fee
263
Garage Stalls
2
Lot Dimensions
32x61x32x61
Acres
0.4
Assessment Pending
Yes
Bath Quarter
0
Below Grd Total SqFt
0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Shared: In-Ground Sprinkler System; Tennis Courts; Trail(s); Other Amenities Unit: Cable; Ceiling Fan(s); Ethernet Wired; In-Ground Sprinkler; Kitchen Center Island; Kitchen Window; Panoramic View; Patio; Primary Bedroom Walk-In Closet; Walk-In Closet; Washer/Dryer Hookup Appliances: Air-To-Air Exchanger; Dishwasher; Disposal; Dryer; Microwave; Range; Refrigerator; Washer Association Fee Includes: Building Exterior; Lawn Care; Outside Maintenance; Professional Mgmt; Recreation Facility; Sanitation; Shared Amenities; Snow Removal Assumable Loan: Not Assumable Basement: None Bath Description: Double Sink; Main Floor 1/2 Bath; Upper Level 3/4 Bath; Upper Level Full Bath; Private Primary; Bathroom Ensuite Construction Status: Previously Owned Dining Room Description: Eat In Kitchen; Informal Dining Room Electric: 100 Amp Service Exterior: Brick/Stone; Shakes; Vinyl; Wood Family Room Characteristics: Loft Fireplace Characteristics: Electric; Living Room Foundation: Slab Fuel: Natural Gas Green Energy Efficient: HVAC; Insulation; Water Heater; Windows Green Indoor Air Quality: Passive Radon Mitigation System; Ventilation Heating: Forced Air Laundry: Upper Level Lock Box Type: Supra Parking Characteristics: Finished Garage; Garage Door Opener; Insulated Garage; Tuckunder Garage Pool Description: None Road Responsibility: Association Maintained Road Roof: Age 8 Years or Less; Architectural Shingle Sewer: City Sewer/Connected Shared Rooms: Amusement/Party Room; Club House; Community Room; Exercise Room; Play Area Special Search: 2nd Floor Laundry; 3 BR on One Level; Primary Bdr Suite Stories: Two Townhouse Characteristics: Multi-Level; No Exterior Stairs Water: City Water/Connected Waterfront View: Panoramic

Contract Information

Contingency
None
Original List Price
345000
ListPrice
345000
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
2135
Street Name
Bay
Street Suffix
Drive
Postal City
Lino Lakes
County
Anoka
State
MN
Zip Code
55038
Complex/Dev/Subdivision
Watermark

Assessments

Assessment Balance
24.02
Tax With Assessments
3922.5

Building Information

Finished SqFt Above Ground
1804

More Information

Lease Details

Land Leased
Not Applicable

Lock Box Type

Lock Box Source
MAAR
Supra
Yes

Miscellaneous Information

DP Resource
Yes
Homestead
Yes

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
20x18
Garage Square Feet
360
Finished Garage
Yes
Garage Door Opener
Yes
Insulated Garage
Yes
Tuckunder Garage
Yes

Public Survey Info

Range#
22
Section#
13
Township#
31

Office/Member Info

Association
MAAR

Location, Tax and Other Information

AssocFeeYN
Yes
Legal Description
LOT 18 BLOCK 6 WATERMARK
Listing City
Lino Lakes
Map Page
66
Municipality
Lino Lakes
School District
White Bear Lake
School District Phone
651-407-7500
Zip Plus 4
4690
Property ID Number
133122340043
Tax Year
2026
Tax Amount
3898.5
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
This beautiful move-in ready townhome in the highly sought-after Watermark community offers a truly hard-to-find combination all at once: location, convenience, breathtaking pond views, and a luxurious feel. Your attention is immediately drawn to spectacular panoramic views of the pond through large windows from the living room, kitchen, and upper level primary bedroom complete with an en-suite bathroom featuring double sinks and a large walk in shower. The kitchen is both striking and functional, featuring a center island, beautiful floor-to-ceiling wood-toned cabinetry, and stainless steel appliances — perfect for gathering, cooking, and entertaining. The adjoining living room, anchored by a thoughtfully placed fireplace, seamlessly flows to your private patio, where you can enjoy peaceful mornings and vibrant sunsets over the pond just feet from your sliding door. All three spacious bedrooms on the upper level feature walk-in closets. A full bathroom and laundry room add comfort and convenience, keeping everything right where you need it most. The loft provides incredible flexibility — imagine a home office, reading nook, fitness space, or entertainment lounge tailored to your lifestyle. Experience truly hassle-free living with an association that handles lawn care, snow removal, exterior maintenance, and 24-hour access to Watermark’s outstanding amenities, including a state-of-the-art clubhouse with a fitness center, gathering spaces, and a community kitchen. Residents also enjoy tennis, basketball, and pickleball courts, scenic trails, fishing piers, and playgrounds. Just minutes away, Rice Creek Chain of Lakes Park Reserve offers boating, beaches, fishing, golfing, and miles of trails in the summer, along with ice fishing and snowmobiling in the winter. All while conveniently located near major freeways, shopping, dining, and Metro Transit park-and-ride. Schedule your private showing before this home is gone and experience it for yourself!
Directions
From the intersection of 35E and County Rd 14 (Main Street), go W on County Rd 14 to 21st Ave N. Right or N on 21st Ave N, Right on Cass Dr, Left onto Bay Dr, Home is on the Left

Accessible

None
Yes

Air Conditioning

Central Air
Yes

Amenities Shared

In-Ground Sprinkler System
Yes
Tennis Courts
Yes
Trail(s)
Yes
Other
Yes

Amenities Unit

Cable
Yes
Ceiling Fan(s)
Yes
Ethernet Wired
Yes
In-Ground Sprinkler
Yes
Kitchen Center Island
Yes
Kitchen Window
Yes
Panoramic View
Yes
Patio
Yes
Primary Bedroom Walk-In Closet
Yes
Walk-In Closet
Yes
Washer/Dryer Hookup
Yes

Appliances

Air-To-Air Exchanger
Yes
Dishwasher
Yes
Disposal
Yes
Dryer
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Association Fee Includes

Building Exterior
Yes
Lawn Care
Yes
Outside Maintenance
Yes
Professional Mgmt
Yes
Recreation Facility
Yes
Sanitation
Yes
Shared Amenities
Yes
Snow Removal
Yes

Assumable Loan

Not Assumable
Yes

Basement

None
Yes

Bath Description

Double Sink
Yes
Main Floor 1/2 Bath
Yes
Upper Level 3/4 Bath
Yes
Upper Level Full Bath
Yes
Private Primary
Yes
Bathroom Ensuite
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Eat In Kitchen
Yes
Informal Dining Room
Yes

Electric

100 Amp Service
Yes

Exterior

Brick/Stone
Yes
Shakes
Yes
Vinyl
Yes
Wood
Yes

Family Room Characteristics

Loft
Yes

Fireplace Characteristics

Electric
Yes
Living Room
Yes

Foundation

Slab
Yes

Fuel

Natural Gas
Yes

Green Energy Efficient

HVAC
Yes
Insulation
Yes
Water Heater
Yes
Windows
Yes

Green Indoor Air Quality

Passive Radon Mitigation System
Yes
Ventilation
Yes

Heating

Forced Air
Yes

Insurance Fee

Insurance Fee
0

Lake/Waterfront

Pond
Yes

Laundry

Upper Level
Yes

Patio, Porch and Deck Features

Patio
Yes

Pool Description

None
Yes

Restriction/Covenants

Mandatory Owners Assoc
Yes
Pets - Cats Allowed
Yes
Pets - Dogs Allowed
Yes
Pets - Number Limit
Yes
Pets - Weight/Height Limit
Yes
Rental Restrictions May Apply
Yes

Road Responsibility

Association Maintained Road
Yes

Roof

Age 8 Years or Less
Yes
Architectural Shingle
Yes

Sewer

City Sewer/Connected
Yes

Shared Rooms

Amusement/Party Room
Yes
Club House
Yes
Community Room
Yes
Exercise Room
Yes
Play Area
Yes

Special Search

2nd Floor Laundry
Yes
3 BR on One Level
Yes
Primary Bdr Suite
Yes

Stories

Two
Yes

Townhouse Characteristics

Multi-Level
Yes
No Exterior Stairs
Yes

Water

City Water/Connected
Yes

Waterfront View

Panoramic
Yes

Room Information

Dining Room Dimensions: 15x8 Level: Main First (1st) Bedroom Dimensions: 14x12 Level: Upper Kitchen Dimensions: 14x9 Level: Main Living Room Dimensions: 14x13 Level: Main Loft Dimensions: 13x12 Level: Upper Second (2nd) Bedroom Dimensions: 12x12 Level: Upper Third (3rd) Bedroom Dimensions: 13x11 Level: Upper
Listing Office: Kris Lindahl Real Estate
IDX
Last Updated: April - 21 - 2026
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