20525 Harrow Avenue N, Forest Lake, MN 55025

New Listing
$435,000
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,626 Lot Size (sq. ft.): 44,867 Status: Active
Current Price: $435,000 List Date: 4/10/2026 Last Modified: 4/11/2026

Overview

Description

Amazing south-facing waterfront setting with gorgeous, sun-filled views. This well-loved home has been thoughtfully cared for and is truly move-in ready for its next owners. Offering three bedrooms plus a lower-level office or potential fourth bedroom, the layout provides flexibility for today's lifestyles. Two fireplaces add warmth and charm, while an attached garage and an additional single-stall detached garage or shed offer excellent storage and convenience. Set on over an acre, the property delivers a peaceful, country-like feel yet remains just minutes from Forest Lake amenities, lakes, schools, and trails. A rare opportunity to own a beautiful home in an exceptional waterfront setting.

Listing Details MLS# 7014102

General Property Information

Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Number of Fireplaces
2
Waterfront Present
No
Year Built
1968
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Three Quarters
2
Bath Half
Yes
Main Floor Total SqFt
1326
Above Grd Total SqFt
1326
Below Grd Total SqFt
1300
Total SqFt
2626
Total Finished Sqft
1872.00
FireplaceYN
Yes
Lake/Waterfront Name
Unnamed
Style
(SF) Single Family
Foundation Size
1300
Garage Stalls
2
Lot Dimensions
Irr.
Acres
1.03
Assessment Pending
Unknown
Bath Quarter
0
Association Fee
0

Property Features

Accessible: Stair Chair Lift Air Conditioning: Central Air Appliances: Dishwasher; Dryer; Range; Refrigerator; Washer Basement: Concrete Block; Egress Windows Construction Status: Previously Owned Exterior: Brick/Stone; Metal; Other Fireplace Characteristics: Gas Burning; Wood Burning Foundation: Concrete Block Fuel: Natural Gas Heating: Forced Air Lot Description: Accessible Shoreline Outbuildings: Additional Garage Road Frontage: City Street Roof: Asphalt Shingles Sewer: Private Sewer; Other Stories: Bi-Level Water: Private

Contract Information

Contingency
None
Original List Price
435000
ListPrice
435000
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
20525
Street Name
Harrow
Street Suffix
Avenue
Street Direction Suffix
N
Postal City
Forest Lake
County
Washington
State
MN
Zip Code
55025

Assessments

Tax With Assessments
3728
Assessment Balance
0

Basement

Foundation Dimensions
25x52
Concrete Block
Yes
Egress Windows
Yes

More Information

Building Information

Finished SqFt Above Ground
1326
Finished SqFt Below Ground
546

Lake Details

Lake Acres
26
Lake Depth
No

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

DP Resource
Yes
Homestead
Yes

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Square Feet
525

Public Survey Info

Range#
21
Section#
21
Township#
32

Office/Member Info

Association
SPAAR

Location, Tax and Other Information

AssocFeeYN
No
Legal Description
ALL THAT PART OF THE SE 1/4 OF THE NE 1/4 OF SECTION 21. TOWNSHIP 32 NORTH, RANGE 21 WEST, WASHINGTON COUNTY, MINNESOTA, DESCRIBED AS FOLLOWS: COMMENCING AT THE CONCRETE MONUMENT AT THE CENTER OF SECTION 21; THENCE EAST 0 00 ASSUMED BEARING, ALONG TH E SOUTH LINE OF THE NE 1/4 OF SECTION 21, A DISTANCE OF 2,005.7 FEET TO THE POINT OF BEGINNING ON THE CENTER LINE OF A TOWNSHIP ROAD; THENCE CONTINUING EAST 0 00 , ALONG THE SOUTH LINE OF THE SOUTH LINE OF NE 1/2 OF SECTION 21, A DISTANCE OF 229 FEET TO A POINT DISTANT 2,234.7 FEET EAST 0 00 OF THE CENTER OF SECTION 21; THENCE NORTH 8 46 EAST A DISTANCE OF 207.1 FEET; THENCE NORTH 78 40 WEST, A DISTANCE OF 143.1 FEET TO THE CENTER LINE OF A TOWNSHIP ROAD; THENCE SOUTHWESTERLY, ALONG SAID
Listing City
Forest Lake
Map Page
53
Municipality
Forest Lake
School District
Forest Lake
School District Phone
651-982-8103
DNR Lake Classification
Not Applicable
Zip Plus 4
9640
Property ID Number
2103221140002
Tax Year
2025
Tax Amount
3728
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Amazing south-facing waterfront setting with gorgeous, sun-filled views. This well-loved home has been thoughtfully cared for and is truly move-in ready for its next owners. Offering three bedrooms plus a lower-level office or potential fourth bedroom, the layout provides flexibility for today's lifestyles. Two fireplaces add warmth and charm, while an attached garage and an additional single-stall detached garage or shed offer excellent storage and convenience. Set on over an acre, the property delivers a peaceful, country-like feel yet remains just minutes from Forest Lake amenities, lakes, schools, and trails. A rare opportunity to own a beautiful home in an exceptional waterfront setting.
Directions
H 97 East to Harrow Ave, South to home on left (East side).

Accessible

Stair Chair Lift
Yes

Air Conditioning

Central Air
Yes

Appliances

Dishwasher
Yes
Dryer
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Construction Status

Previously Owned
Yes

Exterior

Brick/Stone
Yes
Metal
Yes
Other
Yes

Fireplace Characteristics

Gas Burning
Yes
Wood Burning
Yes

Foundation

Concrete Block
Yes

Fuel

Natural Gas
Yes

Heating

Forced Air
Yes

Insurance Fee

Insurance Fee
0

Lake/Waterfront

Pond
Yes

Lot Description

Accessible Shoreline
Yes

Outbuildings

Additional Garage
Yes

Patio, Porch and Deck Features

Deck
Yes

Road Frontage

City Street
Yes

Roof

Asphalt Shingles
Yes

Sewer

Private Sewer
Yes
Other
Yes

Stories

Bi-Level
Yes

Water

Private
Yes

Room Information

Dining Room Dimensions: 11x10 Level: Main Family Room Dimensions: 18x13 Level: Lower First (1st) Bedroom Dimensions: 15x12 Level: Main Kitchen Dimensions: 14x11 Level: Main Living Room Dimensions: 19x14 Level: Main Office Dimensions: 11x11 Level: Lower Second (2nd) Bedroom Dimensions: 12x11 Level: Main Third (3rd) Bedroom Dimensions: 11x11 Level: Main
Listing Office: LPT Realty, LLC
IDX
Last Updated: April - 11 - 2026
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