20439 Continental Court NW, Bemidji, MN 56601

$524,900
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 3,062 Lot Size (sq. ft.): 64,904 Status: Active
Current Price: $524,900 List Date: 3/11/2026 Last Modified: 4/21/2026

Overview

Description

Spacious and beautifully maintained home with access to Lake Julia located on desirable Continental Court! Enjoy lake life without the waterfront taxes with your own dock and boat lift already in place on the lake. This impressive updated home offers 3 bedrooms and 2 bathrooms, with two bedrooms and a full bath conveniently located on the main level. One of the standout features is the massive sunroom with vaulted ceilings, providing a bright and inviting space to relax year-round. The sunroom opens to a fenced backyard area that connects to the oversized heated detached garage, offering excellent functionality and storage. Outdoor living is exceptional here with a wraparound deck that flows from the front entrance around the home and leads to the patio area—perfect for enjoying fresh air, entertaining guests, or simply taking in the peaceful setting. Inside, you'll find generous living spaces and abundant storage throughout the home. The spacious kitchen features ample cabinetry, while the large dining area provides plenty of room for gatherings. The open-concept upper level living room creates a comfortable atmosphere and offers beautiful views overlooking a back yard deck and Lake Julia. The lower level adds even more usable space with a third bedroom, a huge laundry room, and an oversized storage room that doubles perfectly as a workout area or hobby space. The cozy family room features a gas fireplace and a newly built-in bar, making it the ideal spot for entertaining or relaxing evenings at home. Additional highlights include attached garage, oversized heated detached garage, and two garden sheds—one of which is brand new—**providing plenty of space for tools, toys, and lake gear. Plus tons of updates to include flooring, electrical, and decking to name a few. If you’ve been waiting for a spacious and elegant home with lake access on beautiful Lake Julia, this property offers the perfect blend of comfort, recreation, and convenience located just a few minutes from Buena Vista ski area, a few minutes to shopping in Bemidji, close to schools and many fishing and recreational lakes. This home is nestled under the mature trees in natures paradise!

Listing Details MLS# 7033842

General Property Information

Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Number of Fireplaces
2
Road Btwn WF & Home?
No
Waterfront Frontage
60
Waterfront Present
Yes
Year Built
1972
Yearly/Seasonal
Yearly
Zoning
Shoreline
Bath Full
Yes
Bath Three Quarters
Yes
Main Floor Total SqFt
1531
Above Grd Total SqFt
1531
Below Grd Total SqFt
1531
Total SqFt
3062
Total Finished Sqft
2482.00
FireplaceYN
Yes
Lake/Waterfront Name
Julia
Style
(SF) Single Family
Foundation Size
1531
Garage Stalls
5
Lot Dimensions
200+324
Acres
1.49
Assessment Pending
No
Bath Half
0
Bath Quarter
0
Association Fee
0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Boat Slip; Ceiling Fan(s); Deck; Dock; Exercise Room; Kitchen Window; Main Floor Primary Bedroom; Natural Woodwork; Patio; Porch; Skylight; Tile Floors; Vaulted Ceiling(s); Washer/Dryer Hookup Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer; Water Filtration System Basement: Concrete Block; Egress Windows; Full Bath Description: Main Floor Full Bath; 3/4 Basement Construction Materials: Frame Construction Status: Previously Owned Dining Room Description: Living/Dining Room Elevation Highpoint to Waterfront Slope: Gradual Exterior: Vinyl Family Room Characteristics: 2 or More; 2 Story/High/Vaulted Ceilings; Family Room; Lower Level Fencing: Chain Link; Partial Fireplace Characteristics: Amusement Room; Decorative; Family Room; Free Standing; Gas Burning Foundation: Concrete Block Fuel: Natural Gas Heating: Baseboard; Forced Air Internet Options: Cable; DSL; Fiber Optic Lake Details: Hard; Rocky; Undeveloped Laundry: In Basement Lot Description: Accessible Shoreline; Irregular Lot; Tree Coverage - Medium Property Subtype: Acreage; Cabin; Ranch-Style Home; Rural Residential Road Frontage: No Outlet/Dead End Roof: Asphalt Shingles Sellers Terms: Cash; Conventional; FHA; Rural Development; Special Funding; VA Sewer: Private Sewer Special Search: Main Floor Bedroom; Primary Bdr Suite Stories: One and One Half Water: Well Waterfront View: Lake; Panoramic

Contract Information

Contingency
None
Original List Price
524900
ListPrice
524900
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
20439
Street Name
Continental
Street Suffix
Court
Street Direction Suffix
NW
Postal City
Bemidji
County
Beltrami
State
MN
Zip Code
56601

Assessments

Tax With Assessments
3972
Assessment Balance
0

Basement

Foundation Dimensions
49+25
Concrete Block
Yes
Egress Windows
Yes
Full
Yes

More Information

Building Information

Finished SqFt Above Ground
1531
Finished SqFt Below Ground
951

Elevation Highpoint to Waterfront Feet

Elevation Highpoint Waterfront Feet
4-10

Lake Details

Lake Acres
492
Lake Depth
40
Hard
Yes
Rocky
Yes
Undeveloped
Yes

Lease Details

Land Leased
Not Applicable

Lock Box Type

Lock Box Source
NWMAR

Miscellaneous Information

DP Resource
Yes
Homestead
Yes

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Square Feet
1200

Public Survey Info

Range#
33
Section#
4
Township#
148

Office/Member Info

Association
NWMAR

Location, Tax and Other Information

AssocFeeYN
No
Legal Description
SECT-04 TWP-148 RANGE-033 1.49 AC THAT PART OF LOT 5 DESC AS FOLLOWS: BEG AT NE'RLY CORNER OF LOT 20, JULIA HEIGHTS, THENCE RUNNING NW'RLY ALONG N'RLY BDRY LINE OF SAID LOT 20 - 238.83' TO A PT WHICH SHALL HEREINAFTER BE DESG PT "A", THENCE DEFLECT T O R 82*41' - 90.06' TO A PT HEREINAFTER DESG PT "B", THENCE DEFLECT TO R 42*35' & RUNNING A DIS OF 136.79' TO A PT, THENCE DEFLECT TO R 54*46' - 198.36' TO A PT, THENCE DEFLECT TO R 82*09' - 201.88' +- TO THE PT OF BEG & THAT PART OF LOT 5 DESC AS F O LLOWS: COMM AT NE'RLY CORNER OF LOT 20, JULIA HEIGHTS, THENCE DEFLECT R 97*51' FROM N'RLY LINE OF SAID LOT 20 - 201.88' TO THE ACTUAL PT OF BEG, THENCE CONT ON EXTENSIONS OF LAST DESC LINE - 166.21', THENCE DEFLECT L 134*14' - 275.67', THENCE
Listing City
Bemidji
Map Page
999
Municipality
Bemidji
School District
Bemidji
School District Phone
218-333-3100
DNR Lake ID#
04016600
DNR Lake Classification
Recreational Development
Zip Plus 4
7104
Property ID Number
470004200
Tax Year
2025
Tax Amount
3972
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Spacious and beautifully maintained home with access to Lake Julia located on desirable Continental Court! Enjoy lake life without the waterfront taxes with your own dock and boat lift already in place on the lake. This impressive updated home offers 3 bedrooms and 2 bathrooms, with two bedrooms and a full bath conveniently located on the main level. One of the standout features is the massive sunroom with vaulted ceilings, providing a bright and inviting space to relax year-round. The sunroom opens to a fenced backyard area that connects to the oversized heated detached garage, offering excellent functionality and storage. Outdoor living is exceptional here with a wraparound deck that flows from the front entrance around the home and leads to the patio area—perfect for enjoying fresh air, entertaining guests, or simply taking in the peaceful setting. Inside, you'll find generous living spaces and abundant storage throughout the home. The spacious kitchen features ample cabinetry, while the large dining area provides plenty of room for gatherings. The open-concept upper level living room creates a comfortable atmosphere and offers beautiful views overlooking a back yard deck and Lake Julia. The lower level adds even more usable space with a third bedroom, a huge laundry room, and an oversized storage room that doubles perfectly as a workout area or hobby space. The cozy family room features a gas fireplace and a newly built-in bar, making it the ideal spot for entertaining or relaxing evenings at home. Additional highlights include attached garage, oversized heated detached garage, and two garden sheds—one of which is brand new—**providing plenty of space for tools, toys, and lake gear. Plus tons of updates to include flooring, electrical, and decking to name a few. If you’ve been waiting for a spacious and elegant home with lake access on beautiful Lake Julia, this property offers the perfect blend of comfort, recreation, and convenience located just a few minutes from Buena Vista ski area, a few minutes to shopping in Bemidji, close to schools and many fishing and recreational lakes. This home is nestled under the mature trees in natures paradise!
Directions
Take Irvine Ave N to left on Continental, to home on right

Accessible

None
Yes

Air Conditioning

Central Air
Yes

Amenities Unit

Boat Slip
Yes
Ceiling Fan(s)
Yes
Deck
Yes
Dock
Yes
Exercise Room
Yes
Kitchen Window
Yes
Main Floor Primary Bedroom
Yes
Natural Woodwork
Yes
Patio
Yes
Porch
Yes
Skylight
Yes
Tile Floors
Yes
Vaulted Ceiling(s)
Yes
Washer/Dryer Hookup
Yes

Appliances

Dishwasher
Yes
Dryer
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes
Water Filtration System
Yes

Bath Description

Main Floor Full Bath
Yes
3/4 Basement
Yes

Construction Materials

Frame
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Living/Dining Room
Yes

Elevation Highpoint to Waterfront Slope

Gradual
Yes

Exterior

Vinyl
Yes

Family Room Characteristics

2 or More
Yes
2 Story/High/Vaulted Ceilings
Yes
Family Room
Yes
Lower Level
Yes

Fencing

Chain Link
Yes
Partial
Yes

Fireplace Characteristics

Amusement Room
Yes
Decorative
Yes
Family Room
Yes
Free Standing
Yes
Gas Burning
Yes

Foundation

Concrete Block
Yes

Fuel

Natural Gas
Yes

Heating

Baseboard
Yes
Forced Air
Yes

Insurance Fee

Insurance Fee
0

Internet Options

Cable
Yes
DSL
Yes
Fiber Optic
Yes

Lake/Waterfront

Deeded Access
Yes
Lake Front
Yes
Lake View
Yes

Laundry

In Basement
Yes

Lot Description

Accessible Shoreline
Yes
Irregular Lot
Yes
Tree Coverage - Medium
Yes

Property Subtype

Acreage
Yes
Cabin
Yes
Ranch-Style Home
Yes
Rural Residential
Yes

Road Frontage

No Outlet/Dead End
Yes

Roof

Asphalt Shingles
Yes

Sellers Terms

Cash
Yes
Conventional
Yes
FHA
Yes
Rural Development
Yes
Special Funding
Yes
VA
Yes

Sewer

Private Sewer
Yes

Special Search

Main Floor Bedroom
Yes
Primary Bdr Suite
Yes

Stories

One and One Half
Yes

Water

Well
Yes

Waterfront View

Lake
Yes
Panoramic
Yes
Listing Office: Headwaters Realty Services LLC
IDX
Last Updated: April - 21 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.