20270 Polk Street NW, Elk River, MN 55330

$499,900
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,916 Lot Size (sq. ft.): 38,768 Status: Closed
Current Price: $499,900 List Date: 2/12/2026 Last Modified: 4/06/2026

Overview

Description

This well-maintained 3-bedroom, 3-bath Elk River home offers a comfortable layout with thoughtful updates and inviting indoor and outdoor spaces. The kitchen features granite countertops and hardwood flooring that extends into the dining area, creating a warm and functional gathering space. Recent mechanical updates include a new furnace and dishwasher in 2023, along with a new washer and dryer added in 2025. The home offers multiple living areas, including a lower-level family room and bar area, making it ideal for entertaining or relaxing. Step outside to enjoy the back patio with a built-in fireplace—perfect for cozy evenings and outdoor gatherings. With a practical floor plan, quality finishes, and a great Elk River location near parks, schools, and shopping, this home is a wonderful opportunity for comfortable everyday living.

Listing Details MLS# 7014591

General Property Information

Assoc Mgmt Co. Phone #
612-247-0241
Association Fee Frequency
Annually
Association Mgmt Co. Name
Whitetail Ridge
Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Number of Fireplaces
2
Waterfront Present
No
Year Built
2001
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Full
2
Bath Three Quarters
Yes
Main Floor Total SqFt
1517
Above Grd Total SqFt
1517
Below Grd Total SqFt
1399
Total SqFt
2916
Total Finished Sqft
2628.00
FireplaceYN
Yes
Style
(SF) Single Family
Foundation Size
1523
Association Fee
400
Garage Stalls
3
Lot Dimensions
133x370x100x332
Acres
0.89
Bath Half
0
Bath Quarter
0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Shared: Trail(s) Amenities Unit: Deck; Hardwood Floors; In-Ground Sprinkler; Kitchen Window; Main Floor Primary Bedroom; Natural Woodwork; Paneled Doors; Patio; Walk-In Closet; Washer/Dryer Hookup; Wet Bar Appliances: Air-To-Air Exchanger; Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer Association Fee Includes: Professional Mgmt; Shared Amenities; Other Assumable Loan: Not Assumable Bath Description: Main Floor 3/4 Bath; Main Floor Full Bath; Bathroom Ensuite; Separate Tub & Shower; Walk Thru Construction Materials: Concrete Construction Status: Previously Owned Dining Room Description: Breakfast Area; Informal Dining Room; Living/Dining Room Electric: 100 Amp Service; Circuit Breakers Exterior: Brick/Stone; Vinyl Family Room Characteristics: Family Room; Lower Level; Main Level Fencing: None Financing Terms: Conventional Fireplace Characteristics: Gas Burning Foundation: Concrete Block Fuel: Natural Gas Heating: Forced Air Laundry: Laundry Room; Main Level Lock Box Type: Combo Road Frontage: Paved Streets; Street Lights Road Responsibility: Public Maintained Road Roof: Asphalt Shingles Sellers Terms: Cash; Conventional; FHA; VA Sewer: Shared System Special Search: All Living Facilities on One Level; Main Floor Bedroom; Main Floor Laundry Stories: One Water: Well

Contract Information

Off Market Date
2026-02-19
Contingency
None
Closed Date
2026-04-06
Original List Price
499900
Sales Close Price
499900
ListPrice
499900
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
20270
Street Name
Polk
Street Suffix
Street
Street Direction Suffix
NW
Postal City
Elk River
County
Sherburne
State
MN
Zip Code
55330
Complex/Dev/Subdivision
Whitetail Ridge Cic #16

Assessments

Tax With Assessments
6506
Assessment Balance
0

Building Information

Finished SqFt Above Ground
1517
Finished SqFt Below Ground
1111

More Information

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

DP Resource
Yes
Homestead
Yes

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Square Feet
679

Public Survey Info

Range#
26
Section#
23
Township#
33

Office/Member Info

Association
MAAR

Location, Tax and Other Information

AssocFeeYN
Yes
Legal Description
LOT 2, BLK 4
Listing City
Elk River
Map Page
20
Municipality
Elk River
School District
Elk River
School District Phone
763-241-3400
Zip Plus 4
2060
Property ID Number
75006620410
Tax Year
2025
Tax Amount
6506
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
This well-maintained 3-bedroom, 3-bath Elk River home offers a comfortable layout with thoughtful updates and inviting indoor and outdoor spaces. The kitchen features granite countertops and hardwood flooring that extends into the dining area, creating a warm and functional gathering space. Recent mechanical updates include a new furnace and dishwasher in 2023, along with a new washer and dryer added in 2025. The home offers multiple living areas, including a lower-level family room and bar area, making it ideal for entertaining or relaxing. Step outside to enjoy the back patio with a built-in fireplace—perfect for cozy evenings and outdoor gatherings. With a practical floor plan, quality finishes, and a great Elk River location near parks, schools, and shopping, this home is a wonderful opportunity for comfortable everyday living.
Directions
20270 Polk St NW

Accessible

None
Yes

Air Conditioning

Central Air
Yes

Amenities Shared

Trail(s)
Yes

Amenities Unit

Deck
Yes
Hardwood Floors
Yes
In-Ground Sprinkler
Yes
Kitchen Window
Yes
Main Floor Primary Bedroom
Yes
Natural Woodwork
Yes
Paneled Doors
Yes
Patio
Yes
Walk-In Closet
Yes
Washer/Dryer Hookup
Yes
Wet Bar
Yes

Appliances

Air-To-Air Exchanger
Yes
Dishwasher
Yes
Dryer
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Association Fee Includes

Professional Mgmt
Yes
Shared Amenities
Yes
Other
Yes

Assumable Loan

Not Assumable
Yes

Bath Description

Main Floor 3/4 Bath
Yes
Main Floor Full Bath
Yes
Bathroom Ensuite
Yes
Separate Tub & Shower
Yes
Walk Thru
Yes

Construction Materials

Concrete
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Breakfast Area
Yes
Informal Dining Room
Yes
Living/Dining Room
Yes

Electric

100 Amp Service
Yes
Circuit Breakers
Yes

Exterior

Brick/Stone
Yes
Vinyl
Yes

Family Room Characteristics

Family Room
Yes
Lower Level
Yes
Main Level
Yes

Fencing

None
Yes

Financing Terms

Conventional
Yes

Fireplace Characteristics

Gas Burning
Yes

Foundation

Concrete Block
Yes

Fuel

Natural Gas
Yes

Heating

Forced Air
Yes

Insurance Fee

Insurance Fee
0

Laundry

Laundry Room
Yes
Main Level
Yes

Lock Box Type

Combo
Yes

Patio, Porch and Deck Features

Composite Decking
Yes
Deck
Yes

Restriction/Covenants

Mandatory Owners Assoc
Yes

Road Frontage

Paved Streets
Yes
Street Lights
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Asphalt Shingles
Yes

Sellers Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Sewer

Shared System
Yes

Special Search

All Living Facilities on One Level
Yes
Main Floor Bedroom
Yes
Main Floor Laundry
Yes

Stories

One
Yes

Water

Well
Yes

Room Information

Dining Room Dimensions: 15x9 Level: Main First (1st) Bedroom Dimensions: 14x14 Level: Main Kitchen Dimensions: 17x18 Level: Main Laundry Dimensions: 9x11 Level: Main Library Dimensions: 10x14 Level: Lower Living Room Dimensions: 24x16 Level: Main Recreation Room Dimensions: 36x23 Level: Lower Second (2nd) Bedroom Dimensions: 12x10 Level: Main Third (3rd) Bedroom Dimensions: 13x12 Level: Lower
Listing Office: Pemberton RE
IDX
Last Updated: April - 06 - 2026
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