1891 4th Street, White Bear Lake, MN 55110

$326,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,088 Lot Size (sq. ft.): 13,939 Status: Closed
Current Price: $326,000 List Date: 3/18/2026 Last Modified: 4/20/2026

Overview

Description

Affordable living in the heart of White Bear Lake? Yes, it's possible! This 3 bedroom, 2 bathroom quintessential White Bear Lake cottage has been fully remodeled from the inside out. It features beautiful original hardwood flooring in the bright living room; an updated kitchen with tile backsplash, stone countertops, newer kitchen appliances, and tile flooring; a full bath with stacked laundry unit; and cozy primary with private 3/4 bath with tiled shower. Roof, gutters, siding, windows, and mechanicals have all been replaced! Situated on a spacious corner lot, fully fenced with updated landscaping and fire pit added last year. Detached, oversized 2-car garage! Desirable location close to schools, parks, the famous Cup and Cone, and all the great amenities of Downtown White Bear Lake. Why rent when you can own!?

Listing Details MLS# 7035286

General Property Information

Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Waterfront Present
No
Year Built
1914
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Full
Yes
Bath Three Quarters
Yes
Main Floor Total SqFt
1088
Above Grd Total SqFt
1088
Total SqFt
1088
Total Finished Sqft
1088.00
FireplaceYN
No
Style
(SF) Single Family
Foundation Size
1088
Power Company
Xcel Energy
Garage Stalls
2
Lot Dimensions
119x120
Acres
0.32
Assessment Pending
No
Number of Fireplaces
0
Bath Half
0
Bath Quarter
0
Below Grd Total SqFt
0
Association Fee
0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Ceiling Fan(s); Hardwood Floors; Kitchen Window; Main Floor Primary Bedroom; Patio; Tile Floors; Washer/Dryer Hookup Appliances: Dishwasher; Disposal; Dryer; Microwave; Range; Refrigerator; Washer Basement: Crawl Space Bath Description: Main Floor Full Bath; 3/4 Primary Construction Status: Previously Owned Dining Room Description: Eat In Kitchen Existing Financing: FHA Exterior: Vinyl Fencing: Chain Link; Full Financing Terms: Cash Foundation: Concrete Block Fuel: Natural Gas Heating: Forced Air Laundry: Main Level Lock Box Type: Supra Lot Description: Corner Lot; Tree Coverage - Light Parking Characteristics: Garage Door Opener Pool Description: None Road Frontage: City Street Road Responsibility: Public Maintained Road Roof: Age 8 Years or Less; Asphalt Shingles Sellers Terms: Cash; Conventional; FHA; VA Sewer: City Sewer/Connected Special Search: 3 BR on One Level; All Living Facilities on One Level; Main Floor Bedroom; Main Floor Laundry; Main Floor Primary Stories: One Water: City Water/Connected

Contract Information

Off Market Date
2026-03-21
Contingency
None
Closed Date
2026-04-20
Original List Price
300000
Sales Close Price
326000
ListPrice
300000
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
1891
Street Name
4th
Street Suffix
Street
Postal City
White Bear Lake
County
Ramsey
State
MN
Zip Code
55110
Complex/Dev/Subdivision
W F Krechs Add To, White Be

Assessments

Tax With Assessments
4278
Assessment Balance
0
Assessment Installment
0

Building Information

Finished SqFt Above Ground
1088

More Information

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

DP Resource
Yes
Homestead
Yes

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
24x20
Garage Door Height
7
Garage Door Width
16
Garage Square Feet
480
Garage Door Opener
Yes

Public Survey Info

Range#
22
Section#
14
Township#
30

Office/Member Info

Association
MAAR

Location, Tax and Other Information

AssocFeeYN
No
Legal Description
W F KRECHS ADD TO WHITE BE EX N 205.6 FT; LOT 1 BLK 1
Listing City
White Bear Lake
Map Page
81
Municipality
White Bear Lake
School District
White Bear Lake
School District Phone
651-407-7500
Zip Plus 4
3164
Property ID Number
143022320129
Tax Year
2026
Tax Amount
4278
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Affordable living in the heart of White Bear Lake? Yes, it's possible! This 3 bedroom, 2 bathroom quintessential White Bear Lake cottage has been fully remodeled from the inside out. It features beautiful original hardwood flooring in the bright living room; an updated kitchen with tile backsplash, stone countertops, newer kitchen appliances, and tile flooring; a full bath with stacked laundry unit; and cozy primary with private 3/4 bath with tiled shower. Roof, gutters, siding, windows, and mechanicals have all been replaced! Situated on a spacious corner lot, fully fenced with updated landscaping and fire pit added last year. Detached, oversized 2-car garage! Desirable location close to schools, parks, the famous Cup and Cone, and all the great amenities of Downtown White Bear Lake. Why rent when you can own!?
Directions
From Hwy 61, west on 4th St, home on corner of 4th and Wood Ave. Driveway is on Wood Ave.

Accessible

None
Yes

Air Conditioning

Central Air
Yes

Amenities Unit

Ceiling Fan(s)
Yes
Hardwood Floors
Yes
Kitchen Window
Yes
Main Floor Primary Bedroom
Yes
Patio
Yes
Tile Floors
Yes
Washer/Dryer Hookup
Yes

Appliances

Dishwasher
Yes
Disposal
Yes
Dryer
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Basement

Crawl Space
Yes
Foundation Dimensions
No

Bath Description

Main Floor Full Bath
Yes
3/4 Primary
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Eat In Kitchen
Yes

Existing Financing

FHA
Yes

Exterior

Vinyl
Yes

Fencing

Chain Link
Yes
Full
Yes

Financing Terms

Cash
Yes

Foundation

Concrete Block
Yes

Fuel

Natural Gas
Yes

Heating

Forced Air
Yes

Insurance Fee

Insurance Fee
0

Laundry

Main Level
Yes

Lock Box Type

Supra
Yes

Lot Description

Corner Lot
Yes
Tree Coverage - Light
Yes

Patio, Porch and Deck Features

Patio
Yes

Pool Description

None
Yes

Road Frontage

City Street
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Age 8 Years or Less
Yes
Asphalt Shingles
Yes

Sellers Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Sewer

City Sewer/Connected
Yes

Special Search

3 BR on One Level
Yes
All Living Facilities on One Level
Yes
Main Floor Bedroom
Yes
Main Floor Laundry
Yes
Main Floor Primary
Yes

Stories

One
Yes

Water

City Water/Connected
Yes

Room Information

First (1st) Bedroom Dimensions: 12x10 Level: Main Kitchen Dimensions: 12x10 Level: Main Laundry Dimensions: 10x8 Level: Main Living Room Dimensions: 18x16 Level: Main Second (2nd) Bedroom Dimensions: 11x10 Level: Main Third (3rd) Bedroom Dimensions: 10x9 Level: Main
Listing Office: RE/MAX Results
IDX
Last Updated: April - 20 - 2026
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