18344 N Lake Lane, Pine City, MN 55063

New Listing
$349,900
Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,084 Lot Size (sq. ft.): 52,272 Status: Active
Current Price: $349,900 List Date: 4/23/2026 Last Modified: 4/23/2026

Overview

Description

Welcome to your slice of Cross Lake living—where you get the views, the space, and all the upgrades without the lakefront price tag and taxes. This property sits on 1.2 beautifully landscaped acres, featuring cherry, Honeycrisp, and crab apple trees—giving you that perfect mix of privacy and charm. And with multiple boat launches just minutes away, getting out on the water couldn’t be easier. Inside, you’ll find a thoughtfully updated home with granite countertops in both the kitchen and upper-level bath, paired with top-of-the-line black stainless steel appliances, including a gas stove. You’ve also got a front-load washer and dryer already in place—so it’s truly move-in ready. The living space is warm and inviting with a gas fireplace, plus modern touches like remote-operated shades in both the living room and the master bedroom. The walk-through master bathroom adds convenience, and the plank flooring brings everything together with a clean, updated feel. Step outside and you’ve got room to breathe—and room to grow. Whether you’re thinking about adding a pole barn or just enjoying the open space, this lot gives you options. And let’s talk about the big-ticket upgrades: new furnace in 2019, water softener in 2021, air conditioning in 2021, plus new windows and a patio slider in 2022. The insulated and heated garage with storage above is the cherry on top. Even better—you’ve got city septic, natural gas, and a private well, giving you the best of both convenience and efficiency. If you’ve been looking for space, updates, and that Cross Lake lifestyle—this one checks all

Listing Details MLS# 7060081

General Property Information

Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Number of Fireplaces
Yes
Waterfront Present
No
Year Built
1995
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Full
Yes
Bath Three Quarters
Yes
Main Floor Total SqFt
1084
Above Grd Total SqFt
1084
Below Grd Total SqFt
1000
Total SqFt
2084
Total Finished Sqft
2000.00
FireplaceYN
Yes
Lake/Waterfront Name
Cross
Style
(SF) Single Family
Foundation Size
1068
Garage Stalls
2
Lot Dimensions
210x233x207x214
Acres
1.2
Assessment Pending
No
Bath Half
0
Bath Quarter
0
Association Fee
0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Ceiling Fan(s); Exercise Room; Hardwood Floors; Kitchen Window; Main Floor Primary Bedroom; Natural Woodwork Appliances: Air-To-Air Exchanger; Dishwasher; Dryer; Electronic Air Filter; Microwave; Range; Refrigerator; Washer Assumable Loan: Not Assumable Basement: Egress Windows; Full; Storage Space; Sump Pump Bath Description: Double Sink; Main Floor Full Bath; 3/4 Basement Construction Materials: Block Construction Status: Previously Owned Dining Room Description: Kitchen/Dining Room Existing Financing: Conventional Exterior: Brick/Stone Family Room Characteristics: Lower Level Fencing: None Fireplace Characteristics: Gas Burning; Stone Foundation: Concrete Block Fuel: Natural Gas Heating: Forced Air Internet Options: Fiber Optic Laundry: Laundry Room; Lower Level Lock Box Type: Combo Lot Description: Tree Coverage - Light Parking Characteristics: Garage Door Opener; Heated Garage; Insulated Garage; Storage Property Subtype: Acreage Road Frontage: Township; Unpaved Streets Road Responsibility: Public Maintained Road Roof: Age Over 8 Years Sellers Terms: Cash; Conventional; FHA; VA Sewer: City Sewer/Connected Stories: Bi-Level Water: Well

Contract Information

Contingency
None
Original List Price
349900
ListPrice
349900
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
18344
Street Direction Prefix
N
Street Name
Lake
Street Suffix
Lane
Postal City
Pine City
County
Pine
State
MN
Zip Code
55063
Complex/Dev/Subdivision
Aud Sub

Assessments

Tax With Assessments
2358
Assessment Balance
0

Basement

Foundation Dimensions
44x24
Egress Windows
Yes
Full
Yes
Storage Space
Yes
Sump Pump
Yes

More Information

Building Information

Finished SqFt Above Ground
1000
Finished SqFt Below Ground
1000

Lake Details

Lake Acres
925
Lake Depth
30

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

Homestead
Yes

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
22x22
Garage Door Height
7
Garage Door Width
16
Garage Square Feet
484
Garage Door Opener
Yes
Heated Garage
Yes
Insulated Garage
Yes
Storage
Yes

Public Survey Info

Range#
21
Section#
14
Township#
39

Office/Member Info

Association
SPAAR

Location, Tax and Other Information

AssocFeeYN
No
Legal Description
SECT-14 TWP-039 RANGE-021 1.20 AC THAT PART OF LOT 16, AUD SUBD OF GOVT LOTS 5 & 6 DESC AS COMM AT MOST ELY CORNER OF LOT 1, AUD SUBD; THENCE SOUTH 27D 10' WEST ALONG SWLY EXTENSION OF SELY LINE OF LOTS 2 THRU 8, AUD SUBD 242.36 FT TO PT OF BEG; THEN CONTINUE SOUTH 27D 10' WEST 191.44 FT; THEN SOUTH 4D WEST 18.73 FT; THEN SOUTH 62D39' EAST 235.55 FT; THENCE NORTH 28D35' EAST 208.71 FT TO INTERSECTION WITH LINE THAT BEARS SOUTH 62D39' EAST FROM PT OF BEG; THEN NORTH 62D93' WEST 248.08 FT TO POINT OF BEGINNING SUBJECT TO TWP RD OVER WLY 33' MICRO #457005
Listing City
Pine City
Map Page
999
Municipality
Chengwatana Twp
School District
Pine City
School District Phone
320-629-4010
DNR Lake ID#
58011900
DNR Lake Classification
General Development
Zip Plus 4
5143
Property ID Number
0080381002
Tax Year
2025
Tax Amount
2358
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Welcome to your slice of Cross Lake living—where you get the views, the space, and all the upgrades without the lakefront price tag and taxes. This property sits on 1.2 beautifully landscaped acres, featuring cherry, Honeycrisp, and crab apple trees—giving you that perfect mix of privacy and charm. And with multiple boat launches just minutes away, getting out on the water couldn’t be easier. Inside, you’ll find a thoughtfully updated home with granite countertops in both the kitchen and upper-level bath, paired with top-of-the-line black stainless steel appliances, including a gas stove. You’ve also got a front-load washer and dryer already in place—so it’s truly move-in ready. The living space is warm and inviting with a gas fireplace, plus modern touches like remote-operated shades in both the living room and the master bedroom. The walk-through master bathroom adds convenience, and the plank flooring brings everything together with a clean, updated feel. Step outside and you’ve got room to breathe—and room to grow. Whether you’re thinking about adding a pole barn or just enjoying the open space, this lot gives you options. And let’s talk about the big-ticket upgrades: new furnace in 2019, water softener in 2021, air conditioning in 2021, plus new windows and a patio slider in 2022. The insulated and heated garage with storage above is the cherry on top. Even better—you’ve got city septic, natural gas, and a private well, giving you the best of both convenience and efficiency. If you’ve been looking for space, updates, and that Cross Lake lifestyle—this one checks all
Directions
Cross Lake Road on East side of Cross Lake to Orchard West to Lake Lane

Accessible

None
Yes

Air Conditioning

Central Air
Yes

Amenities Unit

Ceiling Fan(s)
Yes
Exercise Room
Yes
Hardwood Floors
Yes
Kitchen Window
Yes
Main Floor Primary Bedroom
Yes
Natural Woodwork
Yes

Appliances

Air-To-Air Exchanger
Yes
Dishwasher
Yes
Dryer
Yes
Electronic Air Filter
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Assumable Loan

Not Assumable
Yes

Bath Description

Double Sink
Yes
Main Floor Full Bath
Yes
3/4 Basement
Yes

Construction Materials

Block
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Kitchen/Dining Room
Yes

Existing Financing

Conventional
Yes

Exterior

Brick/Stone
Yes

Family Room Characteristics

Lower Level
Yes

Fencing

None
Yes

Fireplace Characteristics

Gas Burning
Yes
Stone
Yes

Foundation

Concrete Block
Yes

Fuel

Natural Gas
Yes

Heating

Forced Air
Yes

Insurance Fee

Insurance Fee
0

Internet Options

Fiber Optic
Yes

Lake/Waterfront

Lake View
Yes

Laundry

Laundry Room
Yes
Lower Level
Yes

Lock Box Type

Combo
Yes

Lot Description

Tree Coverage - Light
Yes

Patio, Porch and Deck Features

Deck
Yes

Property Subtype

Acreage
Yes

Road Frontage

Township
Yes
Unpaved Streets
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Age Over 8 Years
Yes

Sellers Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Sewer

City Sewer/Connected
Yes

Stories

Bi-Level
Yes

Water

Well
Yes

Room Information

Deck Dimensions: 12x20 Level: Main Dining Room Dimensions: 11x10 Level: Main Family Room Dimensions: 30x13 Level: Lower First (1st) Bedroom Dimensions: 13x11 Level: Main Fourth (4th) Bedroom Dimensions: 12x10 Level: Lower Garage Dimensions: 22x22 Level: Main Kitchen Dimensions: 11x10 Level: Main Laundry Dimensions: 10x10 Level: Lower Living Room Dimensions: 24x14 Level: Main Second (2nd) Bedroom Dimensions: 13x10 Level: Main Third (3rd) Bedroom Dimensions: 12x11 Level: Lower

Documents

Listing Office: Keller Williams Premier Realty
IDX
Last Updated: April - 23 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.