183 Cardinal Lane, Clearwater, MN 55320

$319,900
Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,516 Lot Size (sq. ft.): 6,534 Status: Active
Current Price: $319,900 List Date: 3/18/2026 Last Modified: 5/22/2026

Overview

Description

Step into your next home & enjoy all the wonderful comforts of one-level living. Sun filled, open floor plan welcomes you in…nicely maintained & beautifully updated. Eat-in kitchen with separate dining area, custom cabinetry, snack bar & high-end LVP, tastefully accented gas fireplace in the adjoining living room, glass pocket doors separate the formal dining & sunroom providing privacy. Relax on the maint-free deck with new privacy panel fence, Spacious Owners suite w/private full bath & walk-in closet, 2nd bedroom & ¾ Guest Bath, recently installed new tile flooring in the laundry room along with new laundry tub faucet, new gas water heater, upgraded light fixtures in Kitchen, LR & Owner’s suite. Oversized, Heated Garage w/loads of storage. Roof-2022, Siding-2023, refreshed landscape rocks. It doesn’t stop there: Neighborhood amenities…club house, exercise room, outdoor pool, party room and scenic park overlooking the Mississippi River. Move-in Ready!

Listing Details MLS# 7037857

General Property Information

Assoc Mgmt Co. Phone #
612-381-8600
Association Fee Frequency
Monthly
Association Mgmt Co. Name
Cities Management
Common Wall
Yes
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Number of Fireplaces
Yes
Waterfront Present
No
Year Built
2000
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Full
Yes
Bath Three Quarters
Yes
Main Floor Total SqFt
1516
Above Grd Total SqFt
1516
Total SqFt
1516
Total Finished Sqft
1516.00
FireplaceYN
Yes
Style
(TH) Side x Side
Foundation Size
1516
Power Company
Xcel Energy
Association Fee
232
Garage Stalls
2
Lot Dimensions
52x108x42x110
Acres
0.15
Assessment Pending
No
Bath Half
0
Bath Quarter
0
Below Grd Total SqFt
0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Shared: Other Amenities Unit: Ceiling Fan(s); Deck; In-Ground Sprinkler; Kitchen Window; Main Floor Primary Bedroom; Natural Woodwork; Patio; Primary Bedroom Walk-In Closet; Tile Floors; Walk-In Closet; Washer/Dryer Hookup Appliances: Dishwasher; Disposal; Dryer; Microwave; Range; Refrigerator; Washer Association Fee Includes: Hazard Insurance; Internet; Professional Mgmt; Recreation Facility; Sanitation; Shared Amenities; Other Assumable Loan: Not Assumable Basement: None Bath Description: Main Floor 3/4 Bath; Full Primary; Private Primary; Bathroom Ensuite; Walk-In Shower Stall Construction Status: Previously Owned Dining Room Description: Breakfast Bar; Eat In Kitchen; Separate/Formal Dining Room Electric: Circuit Breakers Existing Financing: Conventional Exterior: Brick/Stone; Steel Siding Fencing: None Fireplace Characteristics: Gas Burning; Living Room Foundation: Slab Fuel: Natural Gas Heating: Forced Air Internet Options: Fiber Optic Laundry: Electric Dryer Hookup; In Hall; Main Level; Sink; Washer Hookup Lock Box Type: Combo Lot Description: Tree Coverage - Medium; Underground Utilities Parking Characteristics: Finished Garage; Garage Door Opener; Heated Garage; Insulated Garage; Storage Pool Description: Shared Road Frontage: Paved Streets; Private Road Road Responsibility: Association Maintained Road Roof: Age 8 Years or Less; Architectural Shingle; Asphalt Shingles; Pitched Sellers Terms: Cash; Conventional; VA Sewer: City Sewer/Connected Shared Rooms: Amusement/Party Room; Club House; Community Room; Other Special Search: All Living Facilities on One Level; Main Floor Bedroom; Main Floor Laundry; Main Floor Primary; Primary Bdr Suite Stories: One Townhouse Characteristics: No Exterior Stairs; No Interior Stairs; Single-Level; Street-Level Water: City Water/Connected

Contract Information

Contingency
None
Original List Price
319900
ListPrice
319900
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
183
Street Name
Cardinal
Street Suffix
Lane
Postal City
Clearwater
County
Wright
State
MN
Zip Code
55320
Complex/Dev/Subdivision
Clearwater Estates 3

Assessments

Tax With Assessments
3166
Assessment Balance
0

Basement

Foundation Dimensions
1516
None
Yes

More Information

Building Information

Finished SqFt Above Ground
1516

Insurance Fee

Insurance Fee Frequency
Monthly
Insurance Fee
0

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

DP Resource
Yes
Homestead
Yes

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Square Feet
567
Finished Garage
Yes
Garage Door Opener
Yes
Heated Garage
Yes
Insulated Garage
Yes
Storage
Yes

Public Survey Info

Range#
27
Section#
02
Township#
122

Office/Member Info

Association
MAAR

Location, Tax and Other Information

AssocFeeYN
Yes
Legal Description
SECT-02 TWP-122 RANGE-027 CLEARWATER ESTATES PLAT 3 LOT-008 BLOCK-003
Listing City
Clearwater
Map Page
Yes
Municipality
Clearwater
School District
St. Cloud
School District Phone
320-253-9333
Zip Plus 4
2026
Property ID Number
104022003080
Tax Year
2025
Tax Amount
3166
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Step into your next home & enjoy all the wonderful comforts of one-level living. Sun filled, open floor plan welcomes you in…nicely maintained & beautifully updated. Eat-in kitchen with separate dining area, custom cabinetry, snack bar & high-end LVP, tastefully accented gas fireplace in the adjoining living room, glass pocket doors separate the formal dining & sunroom providing privacy. Relax on the maint-free deck with new privacy panel fence, Spacious Owners suite w/private full bath & walk-in closet, 2nd bedroom & ¾ Guest Bath, recently installed new tile flooring in the laundry room along with new laundry tub faucet, new gas water heater, upgraded light fixtures in Kitchen, LR & Owner’s suite. Oversized, Heated Garage w/loads of storage. Roof-2022, Siding-2023, refreshed landscape rocks. It doesn’t stop there: Neighborhood amenities…club house, exercise room, outdoor pool, party room and scenic park overlooking the Mississippi River. Move-in Ready!
Directions
I94 to Hwy 24 N Right on CR 75, Left on Main to Clearwater Estates, Right on Eagle Dr, Lf on Cardinal

Accessible

None
Yes

Air Conditioning

Central Air
Yes

Amenities Shared

Other
Yes

Amenities Unit

Ceiling Fan(s)
Yes
Deck
Yes
In-Ground Sprinkler
Yes
Kitchen Window
Yes
Main Floor Primary Bedroom
Yes
Natural Woodwork
Yes
Patio
Yes
Primary Bedroom Walk-In Closet
Yes
Tile Floors
Yes
Walk-In Closet
Yes
Washer/Dryer Hookup
Yes

Appliances

Dishwasher
Yes
Disposal
Yes
Dryer
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Association Fee Includes

Hazard Insurance
Yes
Internet
Yes
Professional Mgmt
Yes
Recreation Facility
Yes
Sanitation
Yes
Shared Amenities
Yes
Other
Yes

Assumable Loan

Not Assumable
Yes

Bath Description

Main Floor 3/4 Bath
Yes
Full Primary
Yes
Private Primary
Yes
Bathroom Ensuite
Yes
Walk-In Shower Stall
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Breakfast Bar
Yes
Eat In Kitchen
Yes
Separate/Formal Dining Room
Yes

Electric

Circuit Breakers
Yes

Existing Financing

Conventional
Yes

Exterior

Brick/Stone
Yes
Steel Siding
Yes

Fencing

None
Yes

Fireplace Characteristics

Gas Burning
Yes
Living Room
Yes

Foundation

Slab
Yes

Fuel

Natural Gas
Yes

Heating

Forced Air
Yes

Internet Options

Fiber Optic
Yes

Laundry

Electric Dryer Hookup
Yes
In Hall
Yes
Main Level
Yes
Sink
Yes
Washer Hookup
Yes

Lock Box Type

Combo
Yes

Lot Description

Tree Coverage - Medium
Yes
Underground Utilities
Yes

Patio, Porch and Deck Features

Deck
Yes

Pool Description

Shared
Yes

Restriction/Covenants

Architecture Committee
Yes
Mandatory Owners Assoc
Yes
Pets - Cats Allowed
Yes
Pets - Dogs Allowed
Yes

Road Frontage

Paved Streets
Yes
Private Road
Yes

Road Responsibility

Association Maintained Road
Yes

Roof

Age 8 Years or Less
Yes
Architectural Shingle
Yes
Asphalt Shingles
Yes
Pitched
Yes

Sellers Terms

Cash
Yes
Conventional
Yes
VA
Yes

Sewer

City Sewer/Connected
Yes

Shared Rooms

Amusement/Party Room
Yes
Club House
Yes
Community Room
Yes
Other
Yes

Special Search

All Living Facilities on One Level
Yes
Main Floor Bedroom
Yes
Main Floor Laundry
Yes
Main Floor Primary
Yes
Primary Bdr Suite
Yes

Stories

One
Yes

Townhouse Characteristics

No Exterior Stairs
Yes
No Interior Stairs
Yes
Single-Level
Yes
Street-Level
Yes

Water

City Water/Connected
Yes

Room Information

Room Name Dimensions Level
Deck 12x12 Main
Den 13x10 Main
Dining Room 14x10 Main
First (1st) Bedroom 13x13 Main
Kitchen 21x14 Main
Living Room 17x14 Main
Second (2nd) Bedroom 13x12 Main
IDX
Listing Office: RE/MAX Results
Last Updated: May - 22 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.