1804 N Bay Road, Ely, MN 55731

$649,000
Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,520 Lot Size (sq. ft.): 135,907 Status: Active
Current Price: $649,000 List Date: 3/31/2026 Last Modified: 4/08/2026

Overview

Description

Nestled approximately 12 miles south of Ely, this 3BR/3BA Birch Lake home sits on a 2.6-acre point, offering unparalleled views of Birch Lake from three sides. With 675 feet of accessible, user-friendly shoreline, with sandy beach. Huge living/dining room with a cozy wood-burning brick fireplace, lakeside room with vaulted ceilings and panoramic lake views, en-suite primary bedroom, main floor laundry, knotty pine cabin feel throughout for full Up North Cabin feels. Lower level has a roomy rec room and two other rooms used as bedrooms (non-egress) but great for a library, den, exercise room, etc. Outdoor bliss with large front deck, firepit, dock in a quite bay (great fishing shhh) and end of the road privacy. You'll love the sites, sounds, and fresh forest smells of this hidden retreat. Don't miss out!

Listing Details MLS# 7046279

General Property Information

Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Number of Fireplaces
Yes
Waterfront Frontage
675
Waterfront Present
Yes
Year Built
1987
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Full
2
Bath Half
Yes
Main Floor Total SqFt
1400
Above Grd Total SqFt
120
Below Grd Total SqFt
1400
Total SqFt
1520
Total Finished Sqft
2920.00
Lake/Waterfront Name
Birch
Style
(SF) Single Family
Foundation Size
1400
Garage Stalls
6
Lot Dimensions
600.00 x 260.00
Acres
3.12
Bath Three Quarters
0
Bath Quarter
0
Association Fee
0

Property Features

Accessible: None Air Conditioning: None Appliances: Dryer; Range; Refrigerator; Washer Basement: Full Construction Materials: Frame Construction Status: Previously Owned Electric: 200+ Amp Service Exterior: Wood Fireplace Characteristics: Wood Burning Foundation: Concrete Block Fuel: Propane; Wood Heating: Forced Air Laundry: Main Level Roof: Asphalt Shingles Sellers Terms: Cash; Conventional; FHA Sewer: Septic System Compliant - Yes Special Search: Main Floor Bedroom; Main Floor Laundry Stories: One Water: Drilled

Contract Information

Contingency
None
Original List Price
649000
ListPrice
649000
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
1804
Street Direction Prefix
N
Street Name
Bay
Street Suffix
Road
Postal City
Ely
County
St. Louis
State
MN
Zip Code
55731
Complex/Dev/Subdivision
North Bay Homesites 61 12

Assessments

Assessment Balance
85
Tax With Assessments
7424

Basement

Foundation Dimensions
50 x 28
Full
Yes

More Information

Building Information

Finished SqFt Above Ground
1520
Finished SqFt Below Ground
1400

Lake Details

Lake Acres
7073
Lake Depth
25

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

DP Resource
Yes
Homestead
Yes

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
22 x 26
Garage Square Feet
572

Public Survey Info

Range#
45
Section#
2
Township#
61

Office/Member Info

Association
SPAAR

Location, Tax and Other Information

AssocFeeYN
No
Legal Description
LOT: 0005 BLOCK:000
Listing City
Ely
Map Page
999
Municipality
Ely
School District
St. Louis County
School District Phone
218-749-8130
DNR Lake ID#
69000300
DNR Lake Classification
General Development
Zip Plus 4
8307
Property ID Number
610003000050
Tax Year
2026
Tax Amount
7339
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Nestled approximately 12 miles south of Ely, this 3BR/3BA Birch Lake home sits on a 2.6-acre point, offering unparalleled views of Birch Lake from three sides. With 675 feet of accessible, user-friendly shoreline, with sandy beach. Huge living/dining room with a cozy wood-burning brick fireplace, lakeside room with vaulted ceilings and panoramic lake views, en-suite primary bedroom, main floor laundry, knotty pine cabin feel throughout for full Up North Cabin feels. Lower level has a roomy rec room and two other rooms used as bedrooms (non-egress) but great for a library, den, exercise room, etc. Outdoor bliss with large front deck, firepit, dock in a quite bay (great fishing shhh) and end of the road privacy. You'll love the sites, sounds, and fresh forest smells of this hidden retreat. Don't miss out!
Directions
Cty Rd 120 to Birch Lake Road, down to North Bay Homesites, continue straight in Fire number.

Accessible

None
Yes

Air Conditioning

None
Yes

Appliances

Dryer
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Construction Materials

Frame
Yes

Construction Status

Previously Owned
Yes

Electric

200+ Amp Service
Yes

Exterior

Wood
Yes

Fireplace Characteristics

Wood Burning
Yes

Foundation

Concrete Block
Yes

Fuel

Propane
Yes
Wood
Yes

Heating

Forced Air
Yes

Insurance Fee

Insurance Fee
0

Lake/Waterfront

Lake Front
Yes

Laundry

Main Level
Yes

Patio, Porch and Deck Features

Deck
Yes
Patio
Yes

Roof

Asphalt Shingles
Yes

Sellers Terms

Cash
Yes
Conventional
Yes
FHA
Yes

Sewer

Septic System Compliant - Yes
Yes

Special Search

Main Floor Bedroom
Yes
Main Floor Laundry
Yes

Stories

One
Yes

Water

Drilled
Yes

Room Information

Den Dimensions: 9.5 x 12.5 Level: Lower Dining Room Dimensions: 13 x 15 Level: Main Family Room Dimensions: 15 x 26 Level: Lower First (1st) Bedroom Dimensions: 12.5 x 12 Level: Main Kitchen Dimensions: 13 x 17.5 Level: Main Living Room Dimensions: 13 x 20 Level: Main Other Dimensions: 15 x 22 Level: Main Second (2nd) Bedroom Dimensions: 11 x 13 Level: Main Third (3rd) Bedroom Dimensions: 10 x 12 Level: Upper

Documents

Listing Office: Z'Up North Realty, Inc.
IDX
Last Updated: April - 08 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.