165 CARDINAL Lane, Clearwater, MN 55320

$319,900
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,754 Lot Size (sq. ft.): 4,356 Status: Active
Current Price: $319,900 List Date: 3/13/2026 Last Modified: 4/06/2026

Overview

Description

WELCOME TO CLEARWATER ESTATES! THIS LARGE THREE BEDROOM, TWO-BATHROOM PATIO HOME FEATURES 1754 SQ FEET OF FINISHED LIVING AREA ALL ON ONE LEVEL. TOTAL OPEN FLOOR PLAN FEATURING A SPACIOUS LR/FR WITH ACCESS TO THE DECK, KITCHEN WITH LARGE ISLAND AND LOTS OF CABINETS AND A SUN FILLED BREAKFAST NOOK WITH A BAY WINDOW. THE LARGE MF PRIMARY SUITE FEATURES A 3/4 BATH AND LARGE WALK-IN CLOSET. THERE ARE TWO OTHER MF BEDROOMS ONE OF WHICH IS BEING USED AS AN OFFICE WITH BUILT IN DESK. THIS HOME ALSO COMES WITH MANY PERKS SUCH AS GATHERING WITH FRIENDS AND NEIGHBORS AT THE CLUBHOUSE, UTILIZE THE EXERCISE ROOM, SWIM OR SIT BY THE OUTDOOR POOL OR ENJOY A WALK AT THE PARK OVERLOOKING THE BEAUTIFUL MISSISSIPPI RIVER.

Open Houses

Listing Details MLS# 7034984

General Property Information

Assoc Mgmt Co. Phone #
612-381-8600
Association Fee Frequency
Monthly
Association Mgmt Co. Name
CITIES MANAGEMENT
Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Road Btwn WF & Home?
Yes
Waterfront Present
No
Year Built
1997
Yearly/Seasonal
Yearly
Zoning
RESIDENTIAL-SINGLE FAMILY
Bath Full
Yes
Bath Three Quarters
Yes
Main Floor Total SqFt
1754
Above Grd Total SqFt
1754
Total SqFt
1754
Total Finished Sqft
1754.00
FireplaceYN
No
Lake/Waterfront Name
Mississippi River
Style
(SF) Single Family
Foundation Size
1754
Association Fee
165
Garage Stalls
2
Lot Dimensions
46 X 99 X 50 X 100
Acres
0.1
Assessment Pending
Unknown
Number of Fireplaces
0
Bath Half
0
Bath Quarter
0
Below Grd Total SqFt
0

Property Features

Accessible: No Stairs External; No Stairs Internal Air Conditioning: Central Air Amenities Unit: Ceiling Fan(s); Deck; Kitchen Center Island; Main Floor Primary Bedroom; Paneled Doors; Primary Bedroom Walk-In Closet; Washer/Dryer Hookup Appliances: Dishwasher; Disposal; Dryer; Microwave; Range; Refrigerator; Washer Association Fee Includes: Professional Mgmt; Recreation Facility; Sanitation; Shared Amenities; Other Basement: None Bath Description: Main Floor Full Bath; 3/4 Primary; Private Primary Construction Status: Previously Owned Dining Room Description: Breakfast Area; Informal Dining Room Exterior: Aluminum Siding Family Room Characteristics: Main Level Foundation: Slab Fuel: Natural Gas Heating: Forced Air Laundry: Laundry Room; Main Level Lock Box Type: Combo Lot Description: Tree Coverage - Light Parking Characteristics: Insulated Garage Road Frontage: Private Road Sellers Terms: Cash; Conventional; FHA; VA Sewer: City Sewer/Connected Stories: One Water: City Water/Connected

Contract Information

Contingency
None
Original List Price
324900
ListPrice
319900
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
165
Street Name
CARDINAL
Street Suffix
Lane
Postal City
Clearwater
County
Wright
State
MN
Zip Code
55320
Complex/Dev/Subdivision
CLEARWATER ESTATES

Assessments

Tax With Assessments
3326
Assessment Balance
0

Building Information

Finished SqFt Above Ground
1754

More Information

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

DP Resource
Yes
Homestead
Yes

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
23x 22
Garage Door Height
7
Garage Door Width
16
Garage Square Feet
528
Insulated Garage
Yes

Public Survey Info

Range#
27
Section#
35
Township#
123

Office/Member Info

Association
SCAAR

Location, Tax and Other Information

AssocFeeYN
Yes
Legal Description
SECT-35 TWP-123 RANGE-027 CLEARWATER ESTATES LOT-032 BLOCK-003
Listing City
Clearwater
Map Page
Yes
Municipality
Clearwater
School District
St. Cloud
School District Phone
320-253-9333
DNR Lake Classification
Not Applicable
Zip Plus 4
2026
Property ID Number
104019003320
Tax Year
2025
Tax Amount
3326
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
WELCOME TO CLEARWATER ESTATES! THIS LARGE THREE BEDROOM, TWO-BATHROOM PATIO HOME FEATURES 1754 SQ FEET OF FINISHED LIVING AREA ALL ON ONE LEVEL. TOTAL OPEN FLOOR PLAN FEATURING A SPACIOUS LR/FR WITH ACCESS TO THE DECK, KITCHEN WITH LARGE ISLAND AND LOTS OF CABINETS AND A SUN FILLED BREAKFAST NOOK WITH A BAY WINDOW. THE LARGE MF PRIMARY SUITE FEATURES A 3/4 BATH AND LARGE WALK-IN CLOSET. THERE ARE TWO OTHER MF BEDROOMS ONE OF WHICH IS BEING USED AS AN OFFICE WITH BUILT IN DESK. THIS HOME ALSO COMES WITH MANY PERKS SUCH AS GATHERING WITH FRIENDS AND NEIGHBORS AT THE CLUBHOUSE, UTILIZE THE EXERCISE ROOM, SWIM OR SIT BY THE OUTDOOR POOL OR ENJOY A WALK AT THE PARK OVERLOOKING THE BEAUTIFUL MISSISSIPPI RIVER.
Directions
I-94 TO CLEARWATER, CTY RD 24 N TO 75 TO SIGN

Accessible

No Stairs External
Yes
No Stairs Internal
Yes

Air Conditioning

Central Air
Yes

Amenities Unit

Ceiling Fan(s)
Yes
Deck
Yes
Kitchen Center Island
Yes
Main Floor Primary Bedroom
Yes
Paneled Doors
Yes
Primary Bedroom Walk-In Closet
Yes
Washer/Dryer Hookup
Yes

Appliances

Dishwasher
Yes
Disposal
Yes
Dryer
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Association Fee Includes

Professional Mgmt
Yes
Recreation Facility
Yes
Sanitation
Yes
Shared Amenities
Yes
Other
Yes

Basement

None
Yes

Bath Description

Main Floor Full Bath
Yes
3/4 Primary
Yes
Private Primary
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Breakfast Area
Yes
Informal Dining Room
Yes

Exterior

Aluminum Siding
Yes

Family Room Characteristics

Main Level
Yes

Foundation

Slab
Yes

Fuel

Natural Gas
Yes

Heating

Forced Air
Yes

Insurance Fee

Insurance Fee
0

Lake Details

Lake Depth
No

Lake/Waterfront

Association Access
Yes

Laundry

Laundry Room
Yes
Main Level
Yes

Lock Box Type

Combo
Yes

Lot Description

Tree Coverage - Light
Yes

Patio, Porch and Deck Features

Composite Decking
Yes
Deck
Yes

Road Frontage

Private Road
Yes

Sellers Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Sewer

City Sewer/Connected
Yes

Stories

One
Yes

Water

City Water/Connected
Yes

Room Information

Dining Room Dimensions: 9 x 24 Level: Main First (1st) Bedroom Dimensions: 16 x 18 Level: Main Kitchen Dimensions: 11 x 13 Level: Main Laundry Dimensions: 5 x5 Level: Main Living Room Dimensions: 13 x 24 Level: Main Second (2nd) Bedroom Dimensions: 11 x 12 Level: Main Third (3rd) Bedroom Dimensions: 11 x 12 Level: Main
Listing Office: Kerber Castle Realty Group
IDX
Last Updated: April - 06 - 2026
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