16313 Gowan Avenue NW, Clearwater, MN 55320

$715,900
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,186 Lot Size (sq. ft.): 53,579 Status: Active
Current Price: $715,900 List Date: 3/30/2026 Last Modified: 5/06/2026

Overview

Description

WOW what a fantastic lake home with only an hour from the metro or 18 minutes from St Cloud. Easy access to I-94. This Charming well maintained 4 bedroom 3 bath one level home sits on 1.23 acres. The kitchen, dining room and living room are all part of the open floor plan with hardwood floors. Kitchen has a nice layout and very functionable with new granite counter tops and a deep sink upgrade that blends right into the dining room. There is no shortage of counter/cabinet space in this kitchen. The living room just has that cozy feeling when sitting in front of the fireplace or walking out onto the deck to enjoy the view with morning coffee or the fresh air. Laundry room located on the main floor. All bedrooms are decent in size. Lower level ideal for entertaining with a really cool bar and kitchen area along with a walk out into the screened in 3 season porch area. The lower level bathroom in this home is something to talk about, it is absolutely put together to refresh you after a long day on the lake. Plenty of storage in the utility/storage room. Rumor has it that its the best fishing lake in the immediate area (that's a secret.) Besides a great fishing lake it is also a fun recreational lake. There is 100 ft. of lake shore. The big yard is like golf course. Has its own private beach area and dock. Perfect for outdoor functions.

Listing Details MLS# 6798740

General Property Information

Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Number of Fireplaces
2
Road Btwn WF & Home?
No
Waterfront Present
Yes
Year Built
2000
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Full
2
Bath Three Quarters
Yes
Main Floor Total SqFt
1626
Above Grd Total SqFt
1626
Below Grd Total SqFt
1560
Total SqFt
3186
Total Finished Sqft
3186.00
FireplaceYN
Yes
Lake/Waterfront Name
Fish
Style
(SF) Single Family
Foundation Size
1626
Power Company
Wright-Hennepin Cooperative
Garage Stalls
5
Lot Dimensions
76
Acres
1.23
Assessment Pending
No
Bath Half
0
Bath Quarter
0
Association Fee
0

Property Features

Accessible: Stair Chair Lift Air Conditioning: Central Air Appliances: Air-To-Air Exchanger; Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer; Water Filtration System; Water Osmosis System Basement: Concrete Block; Drain Tiled; Full; Storage Space; Other Bath Description: Double Sink; Hollywood Bath; Main Floor Full Bath; Full Primary; Private Primary; 3/4 Basement Construction Materials: Block; Concrete Construction Status: Previously Owned Dining Room Description: Breakfast Bar; Eat In Kitchen; Kitchen/Dining Room; Living/Dining Room Electric: 200+ Amp Service; Circuit Breakers Elevation Highpoint to Waterfront Slope: Gradual; Level Exterior: Block; Vinyl Family Room Characteristics: Family Room; Lower Level Fencing: Chain Link Fireplace Characteristics: Family Room; Living Room Foundation: Concrete Block Fuel: Propane Heating: Forced Air Internet Options: Cable; DSL; Fiber Optic Lake Details: Soft Laundry: Laundry Closet; Main Level; Washer Hookup Lock Box Type: Combo Lot Description: Accessible Shoreline; Cleared; Tree Coverage - Light; Underground Utilities Outbuildings: Pole Building Parking Characteristics: Finished Garage; Heated Garage; Insulated Garage Pool Description: None Property Subtype: Acreage; Ranch-Style Home Road Frontage: Township Road Responsibility: Public Maintained Road Roof: Age 8 Years or Less; Asphalt Shingles; Pitched Sellers Terms: Cash; Conventional; FHA; VA Sewer: Private Sewer; Septic System Compliant - Yes; Tank with Drainage Field Special Search: All Living Facilities on One Level; Main Floor Laundry Stories: One Water: Private; Well Waterfront View: Lake; South

Contract Information

Contingency
None
Original List Price
749900
ListPrice
715900
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
16313
Street Name
Gowan
Street Suffix
Avenue
Street Direction Suffix
NW
Postal City
Clearwater
County
Wright
State
MN
Zip Code
55320

Assessments

Tax With Assessments
1286
Assessment Balance
0

Building Information

Finished SqFt Above Ground
1626
Finished SqFt Below Ground
1560

More Information

Lake Details

Lake Acres
97
Lake Depth
38
Soft
Yes

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

DP Resource
Yes
Homestead
Yes

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
24x20
Garage Door Height
8
Garage Door Width
12
Garage Square Feet
580
Finished Garage
Yes
Heated Garage
Yes
Insulated Garage
Yes

Public Survey Info

Range#
27
Section#
12
Township#
122

Office/Member Info

Association
MAAR

Location, Tax and Other Information

AssocFeeYN
No
Legal Description
SECT-12 TWP-122 RANGE-027 UNPLATTED LAND CLEARWATER TWP2 TH PRT OF GOV LT1 TH LIES SELY &ELY OF FOL DES LN C, ALSO LY NWLY&WLY OF FOL DES LN D& ALSO LY SWLY OF SWLY R/W LN OF TWP RD FORMERLY TR HWY#152 LN C DES:COM NE COR OF GOV LT1 TH S ALG E LN 987 .08FT TH W DEF90D R 316.05FT TO SWLY R/W LN OF TWP RD, SD PT BEING POB OF SD LN C TH SWLY DEF50D0'0"L 76.22FT TH SLY DEF40D0'0"L 504 FT M/L TO SHRLN OF FISH LK& TERM LN D DES:COM NE COR TH S ALG E LN 1091.27FT TH W DEF90D R 256.57FT TO SD SWLY LN OF TWP RD SD PT BEING POB OF LN D TH WLY DEF50D0'0"L 13.18FT TH SLY DEF40D0'0"L 482FT M/L TO SHRLN &TERM
Listing City
Clearwater
Map Page
Yes
Municipality
Clearwater Twp
School District
St. Cloud
School District Phone
320-253-9333
DNR Lake ID#
86018300
DNR Lake Classification
Recreational Development
Zip Plus 4
2138
Property ID Number
204100124407
Tax Year
2025
Tax Amount
1286
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
WOW what a fantastic lake home with only an hour from the metro or 18 minutes from St Cloud. Easy access to I-94. This Charming well maintained 4 bedroom 3 bath one level home sits on 1.23 acres. The kitchen, dining room and living room are all part of the open floor plan with hardwood floors. Kitchen has a nice layout and very functionable with new granite counter tops and a deep sink upgrade that blends right into the dining room. There is no shortage of counter/cabinet space in this kitchen. The living room just has that cozy feeling when sitting in front of the fireplace or walking out onto the deck to enjoy the view with morning coffee or the fresh air. Laundry room located on the main floor. All bedrooms are decent in size. Lower level ideal for entertaining with a really cool bar and kitchen area along with a walk out into the screened in 3 season porch area. The lower level bathroom in this home is something to talk about, it is absolutely put together to refresh you after a long day on the lake. Plenty of storage in the utility/storage room. Rumor has it that its the best fishing lake in the immediate area (that's a secret.) Besides a great fishing lake it is also a fun recreational lake. There is 100 ft. of lake shore. The big yard is like golf course. Has its own private beach area and dock. Perfect for outdoor functions.
Directions
From County Road 75 to Grover go south over the bridge to Gowan go right about 1/2 mile or so to the home on the left.

Accessible

Stair Chair Lift
Yes

Air Conditioning

Central Air
Yes

Appliances

Air-To-Air Exchanger
Yes
Dishwasher
Yes
Dryer
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes
Water Filtration System
Yes
Water Osmosis System
Yes

Basement

Concrete Block
Yes
Drain Tiled
Yes
Full
Yes
Storage Space
Yes
Other
Yes

Bath Description

Double Sink
Yes
Hollywood Bath
Yes
Main Floor Full Bath
Yes
Full Primary
Yes
Private Primary
Yes
3/4 Basement
Yes

Construction Materials

Block
Yes
Concrete
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Breakfast Bar
Yes
Eat In Kitchen
Yes
Kitchen/Dining Room
Yes
Living/Dining Room
Yes

Electric

200+ Amp Service
Yes
Circuit Breakers
Yes

Elevation Highpoint to Waterfront Slope

Gradual
Yes
Level
Yes

Exterior

Block
Yes
Vinyl
Yes

Family Room Characteristics

Family Room
Yes
Lower Level
Yes

Fencing

Chain Link
Yes

Fireplace Characteristics

Family Room
Yes
Living Room
Yes

Foundation

Concrete Block
Yes

Fuel

Propane
Yes

Heating

Forced Air
Yes

Insurance Fee

Insurance Fee
0

Internet Options

Cable
Yes
DSL
Yes
Fiber Optic
Yes

Lake/Waterfront

Dock
Yes
Lake Front
Yes
Lake View
Yes

Laundry

Laundry Closet
Yes
Main Level
Yes
Washer Hookup
Yes

Lock Box Type

Combo
Yes

Lot Description

Accessible Shoreline
Yes
Cleared
Yes
Tree Coverage - Light
Yes
Underground Utilities
Yes

Outbuildings

Pole Building
Yes

Patio, Porch and Deck Features

Composite Decking
Yes
Front Porch
Yes
Screened
Yes

Pool Description

None
Yes

Property Subtype

Acreage
Yes
Ranch-Style Home
Yes

Road Frontage

Township
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Age 8 Years or Less
Yes
Asphalt Shingles
Yes
Pitched
Yes

Sellers Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Sewer

Private Sewer
Yes
Septic System Compliant - Yes
Yes
Tank with Drainage Field
Yes

Special Search

All Living Facilities on One Level
Yes
Main Floor Laundry
Yes

Stories

One
Yes

Water

Private
Yes
Well
Yes

Waterfront View

Lake
Yes
South
Yes

Room Information

First (1st) Bedroom Dimensions: 13x13.6 Level: Main Dining Room Dimensions: 14x16 Level: Main Laundry Dimensions: 7x5.5 Level: Main Second (2nd) Bedroom Dimensions: 11.6x12.6 Level: Main Living Room Dimensions: 28x16 Level: Main Kitchen Dimensions: 14x16 Level: Main Kitchen Dimensions: 10.6x12.6 Level: Lower Deck Dimensions: 20x20 Level: Main Bathroom Dimensions: 14x10.6 Level: Lower Family Room Dimensions: 14x18 Level: Lower Primary Bath Dimensions: 6x10 Level: Main Fourth (4th) Bedroom Dimensions: 12x12 Level: Lower Third (3rd) Bedroom Dimensions: 12x12 Level: Lower Three Season Porch Dimensions: 20x20 Level: Lower
Listing Office: Realty ONE Group Choice
IDX
Last Updated: May - 06 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.