16238 Urbank Street NE, Ham Lake, MN 55304

$625,000
Property Type: Residential Bedrooms: 6 Baths: 3 Square Footage: 3,496 Lot Size (sq. ft.): 37,897 Status: Closed
Current Price: $625,000 List Date: 4/03/2026 Last Modified: 5/19/2026

Overview

Description

Tucked away on a quiet cul-de-sac, this custom-built home sits on nearly an acre of land that gives you room to breathe. What makes it truly one-of-a-kind is the way it’s laid out—like two single-level homes stacked on top of each other, complete with double kitchens, double laundry rooms, and a whopping eight stalls of attached garage space. If that’s still not enough room for all the toys and projects, there’s a handy storage shed out back too. Inside, you’ll find three bedrooms on each level, including a private primary suite on the main floor that feels like its own peaceful retreat. It’s set up perfectly for multi-generational living, where everyone can have their own space without feeling on top of each other—or it could make for a fantastic rental setup with real income potential. The original owners built this place with care and have kept it in great shape over the years. You can tell the moment you walk in: solid construction, thoughtful details, and that unmistakable feeling of quality. Outside, there’s plenty of yard to enjoy, and you have to check out the awesome bonfire spot hidden next to the deck—it’s the kind of spot that turns evenings into memories. Homes like this don’t come along often. If you’re looking for something different with plenty of space inside and out, this one is worth a closer look!

Listing Details MLS# 7041678

General Property Information

Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Waterfront Present
No
Year Built
1998
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Full
3
Main Floor Total SqFt
1738
Above Grd Total SqFt
1758
Below Grd Total SqFt
1738
Total SqFt
3496
Total Finished Sqft
3220.00
FireplaceYN
No
Style
(SF) Single Family
Foundation Size
1758
Garage Stalls
8
Lot Dimensions
irregular
Acres
0.87
Assessment Pending
No
Number of Fireplaces
0
Bath Three Quarters
0
Bath Half
0
Bath Quarter
0
Association Fee
0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Deck; Kitchen Center Island; Kitchen Window; Main Floor Primary Bedroom; Patio; Porch; Primary Bedroom Walk-In Closet; Walk-In Closet Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer Basement: Concrete Block; Egress Windows Bath Description: Main Floor Full Bath; Full Primary; Private Primary; Full Basement Construction Materials: Block Construction Status: Previously Owned Dining Room Description: Eat In Kitchen; Informal Dining Room; Kitchen/Dining Room Exterior: Vinyl Family Room Characteristics: Family Room; Lower Level Financing Terms: Conventional Foundation: Concrete Block Fuel: Natural Gas Heating: Forced Air Laundry: In Basement; Laundry Room; Lower Level; Main Level; Sink Lock Box Type: Combo Lot Description: Irregular Lot Parking Characteristics: Multiple Garages; Garage Door Opener; Insulated Garage; Tuckunder Garage Road Frontage: Cul De Sac Sellers Terms: Cash; Conventional; VA Sewer: Private Sewer Special Search: 3 BR on One Level; All Living Facilities on One Level; Main Floor Laundry; Main Floor Primary; Primary Bdr Suite Stories: One Water: Private; Well

Contract Information

Off Market Date
2026-04-24
Contingency
None
Closed Date
2026-05-14
Original List Price
624900
Sales Close Price
625000
ListPrice
624900
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
16238
Street Name
Urbank
Street Suffix
Street
Street Direction Suffix
NE
Postal City
Ham Lake
County
Anoka
State
MN
Zip Code
55304
Complex/Dev/Subdivision
Eagle Ridge Estate

Assessments

Tax With Assessments
4691
Assessment Balance
0

Building Information

Finished SqFt Above Ground
1738
Finished SqFt Below Ground
1482

More Information

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

DP Resource
Yes
Homestead
No

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
43x24
Garage Square Feet
2200
Multiple Garages
Yes
Garage Door Opener
Yes
Insulated Garage
Yes
Tuckunder Garage
Yes

Public Survey Info

Range#
23
Section#
16
Township#
32

Office/Member Info

Association
MAAR

Location, Tax and Other Information

AssocFeeYN
No
Legal Description
LOT 2 BLOCK 1 EAGLE RIDGE EST
Listing City
Ham Lake
Map Page
37
Municipality
Ham Lake
School District
Anoka-Hennepin
School District Phone
763-506-1000
Zip Plus 4
5752
Property ID Number
163223140007
Tax Year
2025
Tax Amount
4691
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Tucked away on a quiet cul-de-sac, this custom-built home sits on nearly an acre of land that gives you room to breathe. What makes it truly one-of-a-kind is the way it’s laid out—like two single-level homes stacked on top of each other, complete with double kitchens, double laundry rooms, and a whopping eight stalls of attached garage space. If that’s still not enough room for all the toys and projects, there’s a handy storage shed out back too. Inside, you’ll find three bedrooms on each level, including a private primary suite on the main floor that feels like its own peaceful retreat. It’s set up perfectly for multi-generational living, where everyone can have their own space without feeling on top of each other—or it could make for a fantastic rental setup with real income potential. The original owners built this place with care and have kept it in great shape over the years. You can tell the moment you walk in: solid construction, thoughtful details, and that unmistakable feeling of quality. Outside, there’s plenty of yard to enjoy, and you have to check out the awesome bonfire spot hidden next to the deck—it’s the kind of spot that turns evenings into memories. Homes like this don’t come along often. If you’re looking for something different with plenty of space inside and out, this one is worth a closer look!
Directions
From Highway 65, go East on Constance Blvd NE, Right on Urbank St NE, second driveway on the right.

Accessible

None
Yes

Air Conditioning

Central Air
Yes

Amenities Unit

Deck
Yes
Kitchen Center Island
Yes
Kitchen Window
Yes
Main Floor Primary Bedroom
Yes
Patio
Yes
Porch
Yes
Primary Bedroom Walk-In Closet
Yes
Walk-In Closet
Yes

Appliances

Dishwasher
Yes
Dryer
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Basement

Concrete Block
Yes
Egress Windows
Yes

Bath Description

Main Floor Full Bath
Yes
Full Primary
Yes
Private Primary
Yes
Full Basement
Yes

Construction Materials

Block
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Eat In Kitchen
Yes
Informal Dining Room
Yes
Kitchen/Dining Room
Yes

Exterior

Vinyl
Yes

Family Room Characteristics

Family Room
Yes
Lower Level
Yes

Financing Terms

Conventional
Yes

Foundation

Concrete Block
Yes

Fuel

Natural Gas
Yes

Heating

Forced Air
Yes

Insurance Fee

Insurance Fee
0

Laundry

In Basement
Yes
Laundry Room
Yes
Lower Level
Yes
Main Level
Yes
Sink
Yes

Lock Box Type

Combo
Yes

Lot Description

Irregular Lot
Yes

Patio, Porch and Deck Features

Deck
Yes
Front Porch
Yes
Patio
Yes
Porch
Yes

Road Frontage

Cul De Sac
Yes

Sellers Terms

Cash
Yes
Conventional
Yes
VA
Yes

Sewer

Private Sewer
Yes

Special Search

3 BR on One Level
Yes
All Living Facilities on One Level
Yes
Main Floor Laundry
Yes
Main Floor Primary
Yes
Primary Bdr Suite
Yes

Stories

One
Yes

Water

Private
Yes
Well
Yes

Room Information

Dining Room Dimensions: 18x13 Level: Main Dining Room Dimensions: 20x8 Level: Lower Fifth (5th) Bedroom Dimensions: 15x12 Level: Lower First (1st) Bedroom Dimensions: 16x15 Level: Main Fourth (4th) Bedroom Dimensions: 16x11 Level: Lower Garage Dimensions: 43x24 Level: Main Garage Dimensions: 43x24 Level: Lower Kitchen Dimensions: 16x11 Level: Main Second Kitchen Dimensions: 20x9 Level: Lower Laundry Dimensions: 10x7 Level: Main Living Room Dimensions: 16x20 Level: Main Second (2nd) Bedroom Dimensions: 13x12 Level: Main Sixth (6th) Bedroom Dimensions: 14x11 Level: Lower Third (3rd) Bedroom Dimensions: 12x12 Level: Main
Listing Office: Freeman Real Estate
IDX
Last Updated: May - 19 - 2026
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