157 10th Avenue N, Waite Park, MN 56387

New Listing
$189,900
Property Type: Multi-Family Bedrooms: 5 Baths: 2 Square Footage: 2,330 Lot Size (sq. ft.): 5,663 Status: Active
Current Price: $189,900 List Date: 5/16/2026 Last Modified: 5/17/2026

Overview

Description

Excellent opportunity to expand your investment portfolio with this up/down duplex in the heart of Waite Park! Each unit offers comfortable living spaces with strong rental appeal, making this a great option for both seasoned investors and owner-occupants looking to offset their mortgage. Convenient location near shopping, dining, parks, and major roadways provides easy access for tenants. Property features separate living spaces, off-street parking, natural gas heat, and in-unit laundry. Tenants pay most utilities, helping maximize cash flow potential. Garage stalls can be rented for additional income opportunity. Whether you're looking for steady rental income or future value-add potential, this duplex is packed with possibilities!

Listing Details MLS# 7074655

General Property Information

Lot Measurement
Acres
Multiple PIDs?
No
Owner Occupied
No
Waterfront Present
No
Year Built
1902
Yearly/Seasonal
Yearly
Zoning
Residential-Multi-Family
Main Floor Total SqFt
1028
Above Ground SqFt
1287
Below Grd Total SqFt
1043
Total SqFt
2330
Foundation Size
1043
Style
(MF) Duplex Up and Down
Total Finished Sqft
2178.00
Garage Stalls
2
Lot Dimensions
45x125
Acres
0.13
Assessment Pending
Yes

Property Features

Accessible: None Amenities Shared: Patio Assumable Loan: Not Assumable Basement: Egress Windows; Single Tenant Access Construction Status: Previously Owned Exterior: Vinyl Foundation: Concrete Block Fuel: Electric Heating: Baseboard Laundry: In Unit Lock Box Type: Combo Owner Pays: Gas; Sewer; Trash Collection; Water Pool Description: None Roof: Age Over 8 Years Sellers Terms: Cash; Conventional; FHA; VA; Other Sewer: City Sewer/Connected Shared Rooms: Other Stories: One and One Half Tenant Pays: Broadband; Cable TV; Electricity Unit 1 Appliances: Dryer; Range; Refrigerator; Washer Unit 1 Special Search: Main Floor Laundry Unit 2 Appliances: Dryer; Range; Refrigerator; Washer Unit 2 Bath Description: Main Floor Full Bath Water: City Water/Connected

Contract Information

Contingency
None
Original List Price
189900
ListPrice
189900
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
157
Street Name
10th
Street Suffix
Avenue
Street Direction Suffix
N
Postal City
Waite Park
County
Stearns
State
MN
Zip Code
56387
Complex/Dev/Subdivision
Townsite Of Waite Park

Assessments

Assessment Balance
16
Tax With Assessments
4632

Building Information

Finished SqFt Above Ground
1287
Finished SqFt Below Ground
891

More Information

Income and Expenses

Annual Gross Income
25500
Annual Caretaker Expense
0
Annual Electric Expense
0
Annual Fuel Expense
0
Annual Gross Expenses
0
Annual Insurance Expense
0
Annual Maintenance Expense
0
Annual Repair Expense
0
Annual Trash Expense
0
Annual Water/Sewer Expense
0
Total Annual Expenses
0

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

DP Resource
Yes
Homestead
No

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Square Feet
525

Public Survey Info

Range#
28
Section#
17
Township#
124

Unit 1

Furnished?
No
Lease Expiration Date
2026-11-30
Leased?
Yes
Level
Below Ground
Unit Number
Yes
Annual Rent
11400
Finished SqFt
891
Full Baths
Yes
Monthly Rent
950
No. of Units Like This
Yes
Total Baths
Yes
Total Bedrooms
2
Total Rooms
7

Unit 2

Furnished?
No
Lease Expiration Date
2026-05-21
Leased?
Yes
Level
Main Level
Unit Number
2
Annual Rent
14100
Finished SqFt
1287
Full Baths
Yes
Monthly Rent
1175
No. of Units Like This
Yes
Total Baths
Yes
Total Bedrooms
3
Total Rooms
5

Unit Details

Total Units
2

Office/Member Info

Association
MAAR

Location, Tax and Other Information

Legal Description
LOT 001 BLK 019 TOWNSITE OF WAITE PARK SECTION 17 TOWNSHIP 124 RANGE 028
Listing City
Waite Park
Map Page
230
Municipality
Waite Park
School District
St. Cloud
School District Phone
320-253-9333
Zip Plus 4
2801
Property ID Number
98610950000
Tax Year
2026
Tax Amount
4616
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Excellent opportunity to expand your investment portfolio with this up/down duplex in the heart of Waite Park! Each unit offers comfortable living spaces with strong rental appeal, making this a great option for both seasoned investors and owner-occupants looking to offset their mortgage. Convenient location near shopping, dining, parks, and major roadways provides easy access for tenants. Property features separate living spaces, off-street parking, natural gas heat, and in-unit laundry. Tenants pay most utilities, helping maximize cash flow potential. Garage stalls can be rented for additional income opportunity. Whether you're looking for steady rental income or future value-add potential, this duplex is packed with possibilities!
Directions
Heading North on HWY 23 into St. Cloud, Turn left on 10th Ave S, Cross Division St, continue for 2 blocks and the property will be on your Left.

Accessible

None
Yes

Amenities Shared

Patio
Yes

Assumable Loan

Not Assumable
Yes

Basement

Egress Windows
Yes
Single Tenant Access
Yes

Construction Status

Previously Owned
Yes

Exterior

Vinyl
Yes

Foundation

Concrete Block
Yes

Fuel

Electric
Yes

Heating

Baseboard
Yes

Laundry

In Unit
Yes

Lock Box Type

Combo
Yes

Owner Pays

Gas
Yes
Sewer
Yes
Trash Collection
Yes
Water
Yes

Patio, Porch and Deck Features

Deck
Yes
Patio
Yes

Pool Description

None
Yes

Roof

Age Over 8 Years
Yes

Sellers Terms

Cash
Yes
Conventional
Yes
FHA
Yes
Other
Yes
VA
Yes

Sewer

City Sewer/Connected
Yes

Shared Rooms

Other
Yes

Stories

One and One Half
Yes

Water

City Water/Connected
Yes

No. of Ranges

Two
Yes

No. of Refrigerators

Two
Yes

Tenant Pays

Broadband
Yes
Cable TV
Yes
Electricity
Yes

Unit 1 Appliances

Dryer
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Unit 1 Special Search

Main Floor Laundry
Yes

Unit 2 Appliances

Dryer
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Unit 2 Bath Description

Main Floor Full Bath
Yes
Listing Office: RE/MAX Results
IDX
Last Updated: May - 17 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.