14422 96th Street NE, Elk River, MN 55330

$665,000
Property Type: Residential Bedrooms: 2 Baths: 1 Square Footage: 1,920 Lot Size (sq. ft.): 394,654 Status: Active
Current Price: $665,000 List Date: 2/20/2026 Last Modified: 5/20/2026

Overview

Description

Nestled in the heart of Otsego, this secluded riverfront property offers a rare opportunity to own 9 acres of private land and home just 50 feet from the majestic Mississippi River, complete with approximately 410'+ of riverfront. Surrounded by mature trees and natural beauty, the setting provides exceptional privacy and tranquility—ideal for those seeking a peaceful retreat while still being within convenient reach of town amenities. Despite its peaceful setting, the property is conveniently located just minutes from both State Highway 101 and U.S. Hwy 10, offering easy access for commuting. The expansive acreage provides endless possibilities for recreation, gardening, or simply enjoying wide-open space and abundant wildlife. The home itself presents a solid foundation and tremendous potential but will require some work—making it an excellent opportunity for investors, renovators, or buyers looking to customize their dream river property. With vision and updates, this home can t ...

Listing Details MLS# 7024096

General Property Information

Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Number of Fireplaces
Yes
Road Btwn WF & Home?
No
Waterfront Frontage
410
Waterfront Present
Yes
Year Built
1967
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Full
Yes
Main Floor Total SqFt
960
Above Grd Total SqFt
960
Below Grd Total SqFt
960
Total SqFt
1920
Total Finished Sqft
960.00
FireplaceYN
Yes
Lake/Waterfront Name
Mississippi River
Style
(SF) Single Family
Foundation Size
960
Garage Stalls
4
Lot Dimensions
18x292x395x842x410x2293
Acres
9.06
Assessment Pending
No
Bath Three Quarters
0
Bath Half
0
Bath Quarter
0
Association Fee
0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Deck; Panoramic View; Vaulted Ceiling(s) Basement: Concrete Block; Partially Finished Bath Description: Main Floor Full Bath Construction Materials: Block Construction Status: Previously Owned Electric: Circuit Breakers Exterior: Cedar Fireplace Characteristics: Living Room; Wood Burning Foundation: Concrete Block Fuel: Electric Heating: Baseboard Laundry: In Basement Lock Box Type: Supra Lot Description: Tree Coverage - Heavy Outbuildings: Additional Garage; Pole Building; Workshop Parking Characteristics: Multiple Garages; Heated Garage Property Subtype: Acreage Road Frontage: City Street; Unpaved Streets Road Responsibility: Public Maintained Road Roof: Asphalt Shingles Sellers Terms: Cash; Conventional Sewer: Septic System Compliant - No Stories: One Water: Drilled; Well Waterfront View: Panoramic; River; North

Contract Information

Contingency
Inspection
Original List Price
680000
ListPrice
665000
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
14422
Street Name
96th
Street Suffix
Street
Street Direction Suffix
NE
Postal City
Elk River
County
Wright
State
MN
Zip Code
55330

Acreage Information

Wooded Acres
7

Assessments

Tax With Assessments
5848
Assessment Balance
0

More Information

Basement

Foundation Dimensions
24 x 40
Concrete Block
Yes
Partially Finished
Yes

Building Information

Finished SqFt Above Ground
960

Elevation Highpoint to Waterfront Feet

Elevation Highpoint Waterfront Feet
4-10

Lease Details

Land Leased
Not Applicable

Lock Box Type

Lock Box Source
MAAR
Supra
Yes

Miscellaneous Information

DP Resource
Yes
Homestead
Yes

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
24 x 40
Garage Door Height
8
Garage Door Width
16
Garage Square Feet
960
Multiple Garages
Yes
Heated Garage
Yes

Public Survey Info

Range#
23
Section#
16
Township#
121

Office/Member Info

Association
MAAR

Location, Tax and Other Information

AssocFeeYN
No
Legal Description
SECT-16 TWP-121 RANGE-023 UNPLATTED LAND OTSEGO2 A TR IN GOV LT3 DES COM AT CTR OF SEC16 TH W ON & ALG 1/4 LN 342 1/2FT TH N ON LN PAR/W SEC LN 326 1/2FT FOR ACT POB TH DEF L101D14' 410.5FT TO E LN OF PLAT OF HYLO ACRES TH N ALG E LN OF PLAT 926FT TO RIV TH SELY ALG RIV 412.5FT TH S 973 1/2FT TO POB ALSO A 16 1/2FT STRP FOR RD AS DES IN BK200-349 FR THE SELY COR OF ABOVE DES TR SLY TO CTR OF CO RD
Listing City
Elk River
Map Page
33
Municipality
Otsego
School District
Elk River
School District Phone
763-241-3400
DNR Lake Classification
Not Applicable
Zip Plus 4
7396
Property ID Number
118500162400
Tax Year
2025
Tax Amount
5848
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Nestled in the heart of Otsego, this secluded riverfront property offers a rare opportunity to own 9 acres of private land and home just 50 feet from the majestic Mississippi River, complete with approximately 410'+ of riverfront. Surrounded by mature trees and natural beauty, the setting provides exceptional privacy and tranquility—ideal for those seeking a peaceful retreat while still being within convenient reach of town amenities. Despite its peaceful setting, the property is conveniently located just minutes from both State Highway 101 and U.S. Hwy 10, offering easy access for commuting. The expansive acreage provides endless possibilities for recreation, gardening, or simply enjoying wide-open space and abundant wildlife. The home itself presents a solid foundation and tremendous potential but will require some work—making it an excellent opportunity for investors, renovators, or buyers looking to customize their dream river property. With vision and updates, this home can truly shine. Additional features include: Spacious 36’ X 60’ pole barn, ideal for equipment storage, workshop space, or recreational vehicles. A detached 24' x 40' garage. And an additional 14' x 18' shed for extra storage or gardening. Whether you're looking to create a private riverfront estate, a weekend getaway, or a long-term investment property, this unique offering combines acreage, water frontage, convenience, and unmatched privacy in one remarkable package.
Directions
County Road 39 to North on O'Day Avenue NE to Right on driveway at end of O'Day.

Accessible

None
Yes

Air Conditioning

Central Air
Yes

Amenities Unit

Deck
Yes
Panoramic View
Yes
Vaulted Ceiling(s)
Yes

Bath Description

Main Floor Full Bath
Yes

Construction Materials

Block
Yes

Construction Status

Previously Owned
Yes

Electric

Circuit Breakers
Yes

Exterior

Cedar
Yes

Fireplace Characteristics

Living Room
Yes
Wood Burning
Yes

Foundation

Concrete Block
Yes

Fuel

Electric
Yes

Heating

Baseboard
Yes

Insurance Fee

Insurance Fee
0

Lake Details

Lake Depth
No

Lake/Waterfront

River Front
Yes

Laundry

In Basement
Yes

Lot Description

Tree Coverage - Heavy
Yes

Outbuildings

Additional Garage
Yes
Pole Building
Yes
Workshop
Yes

Patio, Porch and Deck Features

Covered
Yes
Deck
Yes

Property Subtype

Acreage
Yes

Road Frontage

City Street
Yes
Unpaved Streets
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Asphalt Shingles
Yes

Sellers Terms

Cash
Yes
Conventional
Yes

Sewer

Septic System Compliant - No
Yes

Stories

One
Yes

Water

Drilled
Yes
Well
Yes

Waterfront View

Panoramic
Yes
River
Yes
North
Yes

Room Information

Room Name Dimensions Level
Deck 28 x 11 Main
First (1st) Bedroom 11 x 11 Main
Living Room 23 x 14 Main
Second (2nd) Bedroom 11 x 9 Main
IDX
Listing Office: Riverside Realty, Inc
Last Updated: May - 20 - 2026
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