12402 81st Street NE, Otsego, MN 55330

$489,990
Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 3,323 Lot Size (sq. ft.): 13,504 Status: Active
Current Price: $489,990 List Date: 3/23/2026 Last Modified: 4/23/2026

Overview

Description

Ask how you can receive a 5.50% Conventional or 4.99% Government 30 yr fixed rate mortgage PLUS up to $5,000 in closing costs on this home! Presenting The Elm! The main floor is open and bright with a large kitchen featuring pantry, stainless steel appliances, quartz counter tops and tile backsplash. Main level is home to a 5th bedroom/flex space. Upper level boasts 4 bedrooms, laundry and loft. Primary bedroom has TWO amazing walk-in closets and private ensuite bathroom. AND unfinished walkout basement - means space for a future growth! Take this home and place it in the great location - Adjacent to Prairie Pointe are Prairie View Elementary and Middle Schools. These brand-new facilities provide a state-of-the-art learning experience. Minutes from I94 for easy commuting, minutes from Albertville Premium Outlet Malls for easy shopping and minutes from a variety of entertainment and dining. No neighborhood HOA.

Listing Details MLS# 7041560

General Property Information

Association Fee Frequency
N/A
Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Number of Fireplaces
Yes
Projected Completion Date
2026-08-01
Waterfront Present
No
Year Built
2026
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Full
Yes
Bath Three Quarters
2
Main Floor Total SqFt
1019
Above Grd Total SqFt
2440
Below Grd Total SqFt
883
Total SqFt
3323
Total Finished Sqft
2440.00
FireplaceYN
Yes
Style
(SF) Single Family
Foundation Size
1019
Garage Stalls
3
Lot Dimensions
80x150x109x135
Acres
0.31
Assessment Pending
No
Bath Half
0
Bath Quarter
0
Association Fee
0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: In-Ground Sprinkler; Kitchen Center Island; Paneled Doors; Porch; Primary Bedroom Walk-In Closet; Walk-In Closet; Washer/Dryer Hookup Appliances: Air-To-Air Exchanger; Dishwasher; Disposal; Energy Star Appliances; Microwave; Range Basement: Drainage System; Partially Finished; Sump Pump Bath Description: Double Sink; His and Her Closets; Main Floor 3/4 Bath; Upper Level Full Bath; 3/4 Primary; Private Primary; Bathroom Ensuite; Rough In; Walk-In Shower Stall Builder Information: Builders Association of the Twin Cities Construction Status: Under Construc/Spec Homes Dining Room Description: Eat In Kitchen; Informal Dining Room; Kitchen/Dining Room; Living/Dining Room Electric: 200+ Amp Service Exterior: Brick/Stone; Vinyl Family Room Characteristics: 2 or More; Family Room; Loft; Main Level Fireplace Characteristics: Electric Fuel: Natural Gas Heating: Forced Air Laundry: Electric Dryer Hookup; Laundry Room; Upper Level; Washer Hookup Lot Description: Sod Included in Price Parking Characteristics: Garage Door Opener Road Frontage: City Street; Cul De Sac; Curbs; Paved Streets Road Responsibility: Public Maintained Road Roof: Age 8 Years or Less; Asphalt Shingles; Pitched Sewer: City Sewer/Connected Special Search: 2nd Floor Laundry; 4 BR on One Level; Main Floor Bedroom; Primary Bdr Suite Stories: Two Water: City Water/Connected

Contract Information

Contingency
None
Original List Price
499065
ListPrice
489990
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
12402
Street Name
81st
Street Suffix
Street
Street Direction Suffix
NE
Postal City
Otsego
County
Wright
State
MN
Zip Code
55330
Complex/Dev/Subdivision
Prairie Pointe

Assessments

Tax With Assessments
1134
Assessment Balance
0

Builder Information

Builder ID
D.R. HORTON
Builder License Number
605657
Builder Name
D.R. HORTON
Builders Association of the Twin Cities
Yes

More Information

Building Information

Finished SqFt Above Ground
2440

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

Community Name
Prairie Pointe
DP Resource
Yes
Homestead
No

Model Information

Hours Model Open
Mon - Sat 11-6; Sun 12-6
Model Location
8018 Marquette Ave NE, Otsego, MN 55330
Model Phone
218-379-7748

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Door Height
7
Garage Square Feet
639
Garage Door Opener
Yes

Office/Member Info

Association
SPAAR

Location, Tax and Other Information

AssocFeeYN
No
Legal Description
Lot 10, Block 2, Prairie Pointe, City of Otsego, Wright County.
Listing City
Otsego
Map Page
33
Municipality
Otsego
School District
Elk River
School District Phone
763-241-3400
Property ID Number
118376002100
Tax Year
2026
Tax Amount
1120
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Ask how you can receive a 5.50% Conventional or 4.99% Government 30 yr fixed rate mortgage PLUS up to $5,000 in closing costs on this home! Presenting The Elm! The main floor is open and bright with a large kitchen featuring pantry, stainless steel appliances, quartz counter tops and tile backsplash. Main level is home to a 5th bedroom/flex space. Upper level boasts 4 bedrooms, laundry and loft. Primary bedroom has TWO amazing walk-in closets and private ensuite bathroom. AND unfinished walkout basement - means space for a future growth! Take this home and place it in the great location - Adjacent to Prairie Pointe are Prairie View Elementary and Middle Schools. These brand-new facilities provide a state-of-the-art learning experience. Minutes from I94 for easy commuting, minutes from Albertville Premium Outlet Malls for easy shopping and minutes from a variety of entertainment and dining. No neighborhood HOA.
Directions
From I-94, exit on 60th St. NE (Exit 202); Turn North (Left) on Maciver Ave. NE to 80th St.; Turn East (Right) on 80th; Model is located on the Northeast corner of 80th and Marquette (Just past the schools).

Accessible

None
Yes

Air Conditioning

Central Air
Yes

Amenities Unit

In-Ground Sprinkler
Yes
Kitchen Center Island
Yes
Paneled Doors
Yes
Porch
Yes
Primary Bedroom Walk-In Closet
Yes
Walk-In Closet
Yes
Washer/Dryer Hookup
Yes

Appliances

Air-To-Air Exchanger
Yes
Dishwasher
Yes
Disposal
Yes
Energy Star Appliances
Yes
Microwave
Yes
Range
Yes

Basement

Drainage System
Yes
Partially Finished
Yes
Sump Pump
Yes

Bath Description

Double Sink
Yes
His and Her Closets
Yes
Main Floor 3/4 Bath
Yes
Upper Level Full Bath
Yes
3/4 Primary
Yes
Private Primary
Yes
Bathroom Ensuite
Yes
Rough In
Yes
Walk-In Shower Stall
Yes

Construction Status

Under Construc/Spec Homes
Yes

Dining Room Description

Eat In Kitchen
Yes
Informal Dining Room
Yes
Kitchen/Dining Room
Yes
Living/Dining Room
Yes

Electric

200+ Amp Service
Yes

Exterior

Brick/Stone
Yes
Vinyl
Yes

Family Room Characteristics

2 or More
Yes
Family Room
Yes
Loft
Yes
Main Level
Yes

Fireplace Characteristics

Electric
Yes

Fuel

Natural Gas
Yes

Heating

Forced Air
Yes

Insurance Fee

Insurance Fee
0

Laundry

Electric Dryer Hookup
Yes
Laundry Room
Yes
Upper Level
Yes
Washer Hookup
Yes

Lot Description

Sod Included in Price
Yes

Patio, Porch and Deck Features

Covered
Yes
Front Porch
Yes

Road Frontage

City Street
Yes
Cul De Sac
Yes
Curbs
Yes
Paved Streets
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Age 8 Years or Less
Yes
Asphalt Shingles
Yes
Pitched
Yes

Sewer

City Sewer/Connected
Yes

Special Search

2nd Floor Laundry
Yes
4 BR on One Level
Yes
Main Floor Bedroom
Yes
Primary Bdr Suite
Yes

Stories

Two
Yes

Water

City Water/Connected
Yes

Room Information

Dining Room Dimensions: 14x13 Level: Main Family Room Dimensions: 15x11 Level: Main Fifth (5th) Bedroom Dimensions: 14x11 Level: Main First (1st) Bedroom Dimensions: 14x13 Level: Upper Fourth (4th) Bedroom Dimensions: 12x12 Level: Upper Kitchen Dimensions: 15x11 Level: Main Laundry Dimensions: 6x7 Level: Upper Loft Dimensions: 15x13 Level: Upper Second (2nd) Bedroom Dimensions: 13x12 Level: Upper Third (3rd) Bedroom Dimensions: 13x12 Level: Upper
Listing Office: D.R. Horton, Inc.
IDX
Last Updated: April - 23 - 2026
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