11370 Gem Street, Milaca, MN 56353

New Listing
$500,000
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,409 Lot Size (sq. ft.): 257,875 Status: Active
Current Price: $500,000 List Date: 5/15/2026 Last Modified: 5/15/2026

Overview

Description

One of a kind home built in 2008 on 6 park like acres. Wake up to views of your own private pond that invite you to explore the river trails leading you to the tranquil Rum River waterfront. ! Perfect for those looking for the cozy feeling of being at home but also in harmony with nature. A geothermal in-floor heating system runs throughout the first level keeping your feet nice and cozy throughout the colder seasons. Main level living like no other with primary bedroom complete with spa like private bathroom, Kitchen and Laundry room all on your main level. This type of home is sure to satisfy all your wants and desires so please schedule a showing today!

Listing Details MLS# 7074831

General Property Information

Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Number of Fireplaces
Yes
Road Btwn WF & Home?
No
Waterfront Frontage
419
Waterfront Present
Yes
Year Built
2007
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Full
2
Bath Half
Yes
Main Floor Total SqFt
1331
Above Grd Total SqFt
2409
Total SqFt
2409
Total Finished Sqft
2174.00
FireplaceYN
Yes
Lake/Waterfront Name
Rum River
Style
(SF) Single Family
Foundation Size
1481
Garage Stalls
2
Lot Dimensions
172 x 878
Acres
5.92
Assessment Pending
No
Bath Three Quarters
0
Bath Quarter
0
Below Grd Total SqFt
0
Association Fee
0

Property Features

Accessible: Soaking Tub Air Conditioning: Central Air; Geothermal Amenities Unit: Ceiling Fan(s); Hardwood Floors; Kitchen Center Island; Main Floor Primary Bedroom; Natural Woodwork; Patio; Vaulted Ceiling(s); Walk-In Closet Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer Basement: None Bath Description: Main Floor 1/2 Bath; Main Floor Full Bath; Upper Level Full Bath; Full Primary; Private Primary Construction Materials: Block; Frame Construction Status: Previously Owned Dining Room Description: Kitchen/Dining Room Electric: 200+ Amp Service Exterior: Vinyl Family Room Characteristics: Main Level Fencing: Chain Link; Partial Fireplace Characteristics: Family Room; Free Standing; Wood Burning Foundation: Slab Fuel: Electric; Propane Heating: Boiler; Geothermal; Wood Stove Laundry: Main Level Lock Box Type: Supra Lot Description: Accessible Shoreline; Irregular Lot; Tree Coverage - Medium; Wetlands Road Responsibility: Public Maintained Road Roof: Age 8 Years or Less; Asphalt Shingles Sellers Terms: Cash; Conventional; FHA; Rural Development; VA Sewer: Private Sewer; Septic System Compliant - Yes Special Search: All Living Facilities on One Level; Main Floor Bedroom; Main Floor Laundry; Main Floor Primary; Primary Bdr Suite Stories: One and One Half Water: Drilled; Private Waterfront View: East

Contract Information

Contingency
None
Original List Price
500000
ListPrice
500000
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
11370
Street Name
Gem
Street Suffix
Street
Postal City
Milaca
County
Mille Lacs
State
MN
Zip Code
56353
Complex/Dev/Subdivision
Rum River Acres

Assessments

Tax With Assessments
3998
Assessment Balance
0

Basement

Foundation Dimensions
50 x 30
None
Yes

More Information

Building Information

Finished SqFt Above Ground
2174

Lease Details

Land Leased
Not Applicable

Lock Box Type

Lock Box Source
MAAR
Supra
Yes

Miscellaneous Information

Homestead
Yes

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
26 x 25
Garage Door Height
8
Garage Door Width
8
Garage Square Feet
650

Public Survey Info

Range#
27
Section#
36
Township#
38

Office/Member Info

Association
MAAR

Location, Tax and Other Information

AssocFeeYN
No
Legal Description
RUM RIVER ACRES
Listing City
Milaca
Map Page
999
Municipality
Milaca Twp
School District
Milaca
School District Phone
320-982-7210
DNR Lake Classification
Not Applicable
Zip Plus 4
4583
Property ID Number
117780040
Tax Year
2025
Tax Amount
3998
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
One of a kind home built in 2008 on 6 park like acres. Wake up to views of your own private pond that invite you to explore the river trails leading you to the tranquil Rum River waterfront. ! Perfect for those looking for the cozy feeling of being at home but also in harmony with nature. A geothermal in-floor heating system runs throughout the first level keeping your feet nice and cozy throughout the colder seasons. Main level living like no other with primary bedroom complete with spa like private bathroom, Kitchen and Laundry room all on your main level. This type of home is sure to satisfy all your wants and desires so please schedule a showing today!
Directions
From the intersection of Hwy 169 and 23 in Milaca go south on 169 for 1.9 miles. Turn right on to Central Ave. Turn right on to Gem St. Home will be on your left marked by sign.

Accessible

Soaking Tub
Yes

Air Conditioning

Central Air
Yes
Geothermal
Yes

Amenities Unit

Ceiling Fan(s)
Yes
Hardwood Floors
Yes
Kitchen Center Island
Yes
Main Floor Primary Bedroom
Yes
Natural Woodwork
Yes
Patio
Yes
Vaulted Ceiling(s)
Yes
Walk-In Closet
Yes

Appliances

Dishwasher
Yes
Dryer
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Bath Description

Main Floor 1/2 Bath
Yes
Main Floor Full Bath
Yes
Upper Level Full Bath
Yes
Full Primary
Yes
Private Primary
Yes

Construction Materials

Block
Yes
Frame
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Kitchen/Dining Room
Yes

Electric

200+ Amp Service
Yes

Exterior

Vinyl
Yes

Family Room Characteristics

Main Level
Yes

Fencing

Chain Link
Yes
Partial
Yes

Fireplace Characteristics

Family Room
Yes
Free Standing
Yes
Wood Burning
Yes

Foundation

Slab
Yes

Fuel

Electric
Yes
Propane
Yes

Heating

Boiler
Yes
Geothermal
Yes
Wood Stove
Yes

Insurance Fee

Insurance Fee
0

Lake Details

Lake Depth
No

Lake/Waterfront

River Front
Yes

Laundry

Main Level
Yes

Lot Description

Accessible Shoreline
Yes
Irregular Lot
Yes
Tree Coverage - Medium
Yes
Wetlands
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Age 8 Years or Less
Yes
Asphalt Shingles
Yes

Sellers Terms

Cash
Yes
Conventional
Yes
FHA
Yes
Rural Development
Yes
VA
Yes

Sewer

Private Sewer
Yes
Septic System Compliant - Yes
Yes

Special Search

All Living Facilities on One Level
Yes
Main Floor Bedroom
Yes
Main Floor Laundry
Yes
Main Floor Primary
Yes
Primary Bdr Suite
Yes

Stories

One and One Half
Yes

Water

Drilled
Yes
Private
Yes

Waterfront View

East
Yes

Room Information

Dining Room Dimensions: 11 x 13 Level: Main Family Room Dimensions: 13 x 19 Level: Main First (1st) Bedroom Dimensions: 12 x 16 Level: Main Kitchen Dimensions: 13 x 14 Level: Main Living Room Dimensions: 13 x 19 Level: Main Second (2nd) Bedroom Dimensions: 12 x 16 Level: Upper Third (3rd) Bedroom Dimensions: 14 x 16 Level: Upper
Listing Office: Robert Erickson Real Estate
IDX
Last Updated: May - 15 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.