1102 45th Avenue NE, Saint Cloud, MN 56304

$289,900
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,369 Lot Size (sq. ft.): 3,049 Status: Active
Current Price: $289,900 List Date: 10/24/2025 Last Modified: 4/12/2026

Overview

Description

Welcome home to this stunning end-unit townhome built by local builder Heartland Homes, located in the highly sought after Water’s Edge neighborhood of St Cloud. This thoughtfully designed home features three sides of windows, a deck, and 3 beds on one level! Step inside to a spacious foyer with an entry closet, leading upstairs to a vaulted great room that flows seamlessly into the kitchen and informal vaulted dining room. The kitchen offers ample cabinet & counter space, a center island, Sherwin Williams Felted Wool cabinets with black hardware, and modern appliances including a range, refrigerator, microwave and dishwasher. Upstairs, you’ll find three bedrooms on one level, including a spacious primary suite with a private full bath featuring a dual sink vanity with cultured marble countertops. Another full bath serves the additional bedrooms. Throughout the home, you’ll find Sherwin Williams Drift of Mist paint, White Dove millwork, and quality finishes that give a timeless, modern look. Additional highlights include a concrete driveway and the peace of mind that comes with brand new construction! Room for expansion by finishing the lower level! Enjoy the neighborhood’s miles of walking trails, and the community park! Located less than 3 miles from Territory Golf Course! Quick access to downtown St. Cloud! Sauk Rapids school district!

Open Houses

Listing Details MLS# 6809196

General Property Information

Assoc Mgmt Co. Phone #
763-567-8340
Association Fee Frequency
Monthly
Association Mgmt Co. Name
Waters Edge at Donovan Lake Townhome Association
Common Wall
Yes
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Projected Completion Date
2025-12-31
Waterfront Present
No
Year Built
2025
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Full
2
Main Floor Total SqFt
1300
Above Grd Total SqFt
1300
Below Grd Total SqFt
69
Total SqFt
1369
Total Finished Sqft
1300.00
FireplaceYN
No
Style
(TH) Side x Side
Foundation Size
699
Association Fee
225
Garage Stalls
2
Lot Dimensions
34x98
Acres
0.07
Assessment Pending
Unknown
Number of Fireplaces
0
Bath Three Quarters
0
Bath Half
0
Bath Quarter
0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Vaulted Ceiling(s) Appliances: Dishwasher; Microwave; Range; Refrigerator Association Fee Includes: Building Exterior; Hazard Insurance; Lawn Care; Outside Maintenance; Professional Mgmt; Snow Removal Basement: Unfinished Bath Description: Upper Level Full Bath; Full Primary; Private Primary Construction Status: Completed New Construction Exterior: Vinyl Foundation: Concrete Block Fuel: Natural Gas Heating: Forced Air Parking Characteristics: Tuckunder Garage Roof: Age 8 Years or Less Sewer: City Sewer/Connected Special Search: 3 BR on One Level Stories: Three Level Split Townhouse Characteristics: End Unit; Multi-Level Water: City Water/Connected

Contract Information

Contingency
None
Original List Price
299900
ListPrice
289900
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
1102
Street Name
45th
Street Suffix
Avenue
Street Direction Suffix
NE
Postal City
Saint Cloud
County
Benton
State
MN
Zip Code
56304
Complex/Dev/Subdivision
Waters Edge At Don Lake 4th Add

Assessments

Assessment Balance
100
Tax With Assessments
278
Assessment Installment
0

Builder Information

Builder ID
HEARTLAND ACRES INC
Builder License Number
711685
Builder Name
HEARTLAND ACRES INC

More Information

Building Information

Finished SqFt Above Ground
1300

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

DP Resource
Yes
Homestead
No

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
25x19
Garage Square Feet
475
Tuckunder Garage
Yes

Public Survey Info

Range#
30
Section#
28
Township#
36

Office/Member Info

Association
SPAAR

Location, Tax and Other Information

AssocFeeYN
Yes
Legal Description
SECT-28 TWP-036 RANGE-030 WATERS EDGE AT DON LK 4TH ADDN LOT-013 BLOCK-002 ASSOCIATION YES COMMON EL YES CIC # 30 DECLARATION
Listing City
Saint Cloud
Map Page
999
Municipality
Saint Cloud
School District
Sauk Rapids-Rice
School District Phone
320-253-4703
Zip Plus 4
3630
Property ID Number
170215600
Tax Year
2025
Tax Amount
178
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Welcome home to this stunning end-unit townhome built by local builder Heartland Homes, located in the highly sought after Water’s Edge neighborhood of St Cloud. This thoughtfully designed home features three sides of windows, a deck, and 3 beds on one level! Step inside to a spacious foyer with an entry closet, leading upstairs to a vaulted great room that flows seamlessly into the kitchen and informal vaulted dining room. The kitchen offers ample cabinet & counter space, a center island, Sherwin Williams Felted Wool cabinets with black hardware, and modern appliances including a range, refrigerator, microwave and dishwasher. Upstairs, you’ll find three bedrooms on one level, including a spacious primary suite with a private full bath featuring a dual sink vanity with cultured marble countertops. Another full bath serves the additional bedrooms. Throughout the home, you’ll find Sherwin Williams Drift of Mist paint, White Dove millwork, and quality finishes that give a timeless, modern look. Additional highlights include a concrete driveway and the peace of mind that comes with brand new construction! Room for expansion by finishing the lower level! Enjoy the neighborhood’s miles of walking trails, and the community park! Located less than 3 miles from Territory Golf Course! Quick access to downtown St. Cloud! Sauk Rapids school district!
Directions
US-10 West. Right on 45th Ave. SE. Right 40th Ave. SE. Right on 2nd St. SE. Left on 47th Ave NE. Left on 45th Ave

Accessible

None
Yes

Air Conditioning

Central Air
Yes

Amenities Unit

Vaulted Ceiling(s)
Yes

Appliances

Dishwasher
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes

Association Fee Includes

Building Exterior
Yes
Hazard Insurance
Yes
Lawn Care
Yes
Outside Maintenance
Yes
Professional Mgmt
Yes
Snow Removal
Yes

Basement

Unfinished
Yes

Bath Description

Upper Level Full Bath
Yes
Full Primary
Yes
Private Primary
Yes

Construction Status

Completed New Construction
Yes

Exterior

Vinyl
Yes

Foundation

Concrete Block
Yes

Fuel

Natural Gas
Yes

Heating

Forced Air
Yes

Insurance Fee

Insurance Fee
0

Restriction/Covenants

Pets - Cats Allowed
Yes
Pets - Dogs Allowed
Yes
Rental Restrictions May Apply
Yes

Roof

Age 8 Years or Less
Yes

Sewer

City Sewer/Connected
Yes

Special Search

3 BR on One Level
Yes

Stories

Three Level Split
Yes

Townhouse Characteristics

End Unit
Yes
Multi-Level
Yes

Water

City Water/Connected
Yes

Room Information

Third (3rd) Bedroom Dimensions: 13x10 Level: Upper Second (2nd) Bedroom Dimensions: 11x11 Level: Upper Kitchen Dimensions: 10x10 Level: Main Dining Room Dimensions: 12x10 Level: Main First (1st) Bedroom Dimensions: 13x12 Level: Upper Great Room Dimensions: 15x14 Level: Main
Listing Office: eXp Realty
IDX
Last Updated: April - 12 - 2026
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