108 Goldfinch Lane, Clearwater, MN 55320

$415,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,801 Lot Size (sq. ft.): 14,810 Status: Closed
Current Price: $415,000 List Date: 2/12/2026 Last Modified: 4/09/2026

Overview

Description

Welcome home to peaceful single-level living along the scenic Mississippi River! This inviting 3-bedroom, 2-bath home offers 1,801 square feet of comfort and charm. The open layout features a cozy gas fireplace and beautiful built-ins that anchor the living room, while a wall of windows and sliding doors frame tranquil river views that change with the seasons. The spacious primary suite is a retreat of its own, complete with a dual-sink vanity and a generous walk-in closet. Step outside to your paver patio, where a soothing fountain sets the tone for quiet mornings or sunset gatherings with friends. Clearwater Estates is more than a neighborhood—it’s a community. Enjoy access to a clubhouse for cards, yoga or a dip in the pool! Meet neighbors or friends for a round of disc golf. Whether you’re relaxing indoors or taking in the natural beauty of the river behind your home, this is a place where life feels just right.

Listing Details MLS# 7019546

General Property Information

Assoc Mgmt Co. Phone #
612-381-8600
Association Fee Frequency
Monthly
Association Mgmt Co. Name
Cities Management
Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Number of Fireplaces
Yes
Road Btwn WF & Home?
No
Waterfront Frontage
52
Waterfront Present
Yes
Year Built
2007
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Full
Yes
Bath Three Quarters
Yes
Main Floor Total SqFt
1801
Above Grd Total SqFt
1801
Total SqFt
1801
Total Finished Sqft
1801.00
FireplaceYN
Yes
Lake/Waterfront Name
Mississippi River
Style
(SF) Single Family
Foundation Size
1801
Association Fee
165
Garage Stalls
2
Lot Dimensions
103x203x52x189
Acres
0.34
Assessment Pending
No
Bath Half
0
Bath Quarter
0
Below Grd Total SqFt
0

Property Features

Accessible: Door Lever Handles; No Stairs External; No Stairs Internal; Solar Tube(s) Air Conditioning: Central Air Amenities Shared: Lobby; Patio; Other Amenities Unit: Cable; Ceiling Fan(s); French Doors; Hardwood Floors; In-Ground Sprinkler; Kitchen Center Island; Main Floor Primary Bedroom; Multiple Phone Lines; Natural Woodwork; Paneled Doors; Panoramic View; Patio; Primary Bedroom Walk-In Closet; Tile Floors; Vaulted Ceiling(s); Walk-In Closet; Washer/Dryer Hookup Appliances: Air-To-Air Exchanger; Central Vacuum; Dishwasher; Disposal; Dryer; Energy Star Appliances; Microwave; Range; Refrigerator; Washer Association Fee Includes: Internet; Sanitation; Shared Amenities; Other Assumable Loan: Not Assumable Basement: None Bath Description: Main Floor Full Bath; 3/4 Primary Construction Status: Previously Owned Dining Room Description: Breakfast Area; Breakfast Bar; Informal Dining Room Electric: Circuit Breakers Elevation Highpoint to Waterfront Slope: Gradual Exterior: Brick/Stone; Steel Siding Family Room Characteristics: Family Room Fencing: None Financing Terms: Cash Fireplace Characteristics: Gas Burning; Living Room Foundation: Slab Fuel: Natural Gas Heating: Forced Air; In-Floor Heating Lake Details: Gravel Laundry: Laundry Room; Main Level; Washer Hookup Lot Description: Tree Coverage - Medium; Underground Utilities Parking Characteristics: Finished Garage; Garage Door Opener; Insulated Garage Pool Description: None Road Frontage: Paved Streets; Street Lights Road Responsibility: Association Maintained Road Roof: Age 8 Years or Less; Asphalt Shingles Sellers Terms: Adj. Rate/Gr Payment; Cash; Conventional; FHA; VA Sewer: City Sewer/Connected Shared Rooms: Club House Special Search: 3 BR on One Level; Main Floor Bedroom; Main Floor Laundry; Main Floor Primary; Primary Bdr Suite Stories: One Water: City Water/Connected Waterfront View: Panoramic; River; North

Contract Information

Off Market Date
2026-03-31
Contingency
None
Closed Date
2026-04-01
Original List Price
425000
Sales Close Price
415000
ListPrice
425000
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
108
Street Name
Goldfinch
Street Suffix
Lane
Postal City
Clearwater
County
Wright
State
MN
Zip Code
55320
Complex/Dev/Subdivision
Clearwater Estates 3

Assessments

Tax With Assessments
4280
Assessment Balance
0

Building Information

Finished SqFt Above Ground
1801

More Information

Elevation Highpoint to Waterfront Feet

Elevation Highpoint Waterfront Feet
15-26

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

DP Resource
Yes
Homestead
Yes

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
21x21
Garage Door Height
7
Garage Door Width
9
Garage Square Feet
380
Finished Garage
Yes
Garage Door Opener
Yes
Insulated Garage
Yes

Public Survey Info

Range#
27
Section#
35
Township#
123

Office/Member Info

Association
MAAR

Location, Tax and Other Information

AssocFeeYN
Yes
Legal Description
SECT-35 TWP-123 RANGE-027 CLEARWATER ESTATES PLAT 3 LOT-002 BLOCK-001
Listing City
Clearwater
Map Page
Yes
Municipality
Clearwater
School District
St. Cloud
School District Phone
320-253-9333
DNR Lake Classification
Not Applicable
Zip Plus 4
2046
Property ID Number
104022001020
Tax Year
2025
Tax Amount
4280
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Welcome home to peaceful single-level living along the scenic Mississippi River! This inviting 3-bedroom, 2-bath home offers 1,801 square feet of comfort and charm. The open layout features a cozy gas fireplace and beautiful built-ins that anchor the living room, while a wall of windows and sliding doors frame tranquil river views that change with the seasons. The spacious primary suite is a retreat of its own, complete with a dual-sink vanity and a generous walk-in closet. Step outside to your paver patio, where a soothing fountain sets the tone for quiet mornings or sunset gatherings with friends. Clearwater Estates is more than a neighborhood—it’s a community. Enjoy access to a clubhouse for cards, yoga or a dip in the pool! Meet neighbors or friends for a round of disc golf. Whether you’re relaxing indoors or taking in the natural beauty of the river behind your home, this is a place where life feels just right.
Directions
I-94 to Clearwater, N on Hwy 24 to Co Rd 75, right to Main St, left to Clearwater Estates, right to Bluebird, left to Goldfinch.

Accessible

Door Lever Handles
Yes
No Stairs External
Yes
No Stairs Internal
Yes
Solar Tube(s)
Yes

Air Conditioning

Central Air
Yes

Amenities Shared

Lobby
Yes
Patio
Yes
Other
Yes

Amenities Unit

Cable
Yes
Ceiling Fan(s)
Yes
French Doors
Yes
Hardwood Floors
Yes
In-Ground Sprinkler
Yes
Kitchen Center Island
Yes
Main Floor Primary Bedroom
Yes
Multiple Phone Lines
Yes
Natural Woodwork
Yes
Paneled Doors
Yes
Panoramic View
Yes
Patio
Yes
Primary Bedroom Walk-In Closet
Yes
Tile Floors
Yes
Vaulted Ceiling(s)
Yes
Walk-In Closet
Yes
Washer/Dryer Hookup
Yes

Appliances

Air-To-Air Exchanger
Yes
Central Vacuum
Yes
Dishwasher
Yes
Disposal
Yes
Dryer
Yes
Energy Star Appliances
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Association Fee Includes

Internet
Yes
Sanitation
Yes
Shared Amenities
Yes
Other
Yes

Assumable Loan

Not Assumable
Yes

Basement

None
Yes

Bath Description

Main Floor Full Bath
Yes
3/4 Primary
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Breakfast Area
Yes
Breakfast Bar
Yes
Informal Dining Room
Yes

Electric

Circuit Breakers
Yes

Elevation Highpoint to Waterfront Slope

Gradual
Yes

Exterior

Brick/Stone
Yes
Steel Siding
Yes

Family Room Characteristics

Family Room
Yes

Fencing

None
Yes

Financing Terms

Cash
Yes

Fireplace Characteristics

Gas Burning
Yes
Living Room
Yes

Foundation

Slab
Yes

Fuel

Natural Gas
Yes

Heating

Forced Air
Yes
In-Floor Heating
Yes

Insurance Fee

Insurance Fee
0

Lake Details

Gravel
Yes
Lake Depth
No

Lake/Waterfront

River Front
Yes

Laundry

Laundry Room
Yes
Main Level
Yes
Washer Hookup
Yes

Lot Description

Tree Coverage - Medium
Yes
Underground Utilities
Yes

Patio, Porch and Deck Features

Other
Yes
Patio
Yes

Pool Description

None
Yes

Restriction/Covenants

Architecture Committee
Yes
Mandatory Owners Assoc
Yes
Other Bldg Restrictions
Yes
Pets - Cats Allowed
Yes
Pets - Dogs Allowed
Yes
Pets - Number Limit
Yes

Road Frontage

Paved Streets
Yes
Street Lights
Yes

Road Responsibility

Association Maintained Road
Yes

Roof

Age 8 Years or Less
Yes
Asphalt Shingles
Yes

Sellers Terms

Adj. Rate/Gr Payment
Yes
Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Sewer

City Sewer/Connected
Yes

Shared Rooms

Club House
Yes

Special Search

3 BR on One Level
Yes
Main Floor Bedroom
Yes
Main Floor Laundry
Yes
Main Floor Primary
Yes
Primary Bdr Suite
Yes

Stories

One
Yes

Water

City Water/Connected
Yes

Waterfront View

Panoramic
Yes
River
Yes
North
Yes

Room Information

Dining Room Dimensions: 13x10 Level: Main First (1st) Bedroom Dimensions: 15x13 Level: Main Kitchen Dimensions: 16x13 Level: Main Living Room Dimensions: 17x16 Level: Main Second (2nd) Bedroom Dimensions: 11x10 Level: Main Third (3rd) Bedroom Dimensions: 11x10 Level: Main
Listing Office: Exit Realty Nexus
IDX
Last Updated: April - 09 - 2026
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