108 Goldfinch Lane, Clearwater, MN 55320 (MLS# 7019546)

General Property Information

Assoc Mgmt Co. Phone #: 612-381-8600
Association Fee Frequency: Monthly
Association Mgmt Co. Name: Cities Management
Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: Yes
Road Btwn WF & Home?: No
Waterfront Frontage: 52
Waterfront Present: Yes
Year Built: 2007
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: Yes
Bath Three Quarters: Yes
Main Floor Total SqFt: 1801
Above Grd Total SqFt: 1801
Total SqFt: 1801
Total Finished Sqft: 1801.00
FireplaceYN: Yes
Lake/Waterfront Name: Mississippi River
Style: (SF) Single Family
Foundation Size: 1801
Association Fee: 165
Garage Stalls: 2
Lot Dimensions: 103x203x52x189
Acres: 0.34
Assessment Pending: No
Bath Half: 0
Bath Quarter: 0
Below Grd Total SqFt: 0

Property Features

Accessible: Door Lever Handles; No Stairs External; No Stairs Internal; Solar Tube(s) Air Conditioning: Central Air Amenities Shared: Lobby; Patio; Other Amenities Unit: Cable; Ceiling Fan(s); French Doors; Hardwood Floors; In-Ground Sprinkler; Kitchen Center Island; Main Floor Primary Bedroom; Multiple Phone Lines; Natural Woodwork; Paneled Doors; Panoramic View; Patio; Primary Bedroom Walk-In Closet; Tile Floors; Vaulted Ceiling(s); Walk-In Closet; Washer/Dryer Hookup Appliances: Air-To-Air Exchanger; Central Vacuum; Dishwasher; Disposal; Dryer; Energy Star Appliances; Microwave; Range; Refrigerator; Washer Association Fee Includes: Internet; Sanitation; Shared Amenities; Other Assumable Loan: Not Assumable Basement: None Bath Description: Main Floor Full Bath; 3/4 Primary Construction Status: Previously Owned Dining Room Description: Breakfast Area; Breakfast Bar; Informal Dining Room Electric: Circuit Breakers Elevation Highpoint to Waterfront Slope: Gradual Exterior: Brick/Stone; Steel Siding Family Room Characteristics: Family Room Fencing: None Financing Terms: Cash Fireplace Characteristics: Gas Burning; Living Room Foundation: Slab Fuel: Natural Gas Heating: Forced Air; In-Floor Heating Lake Details: Gravel Laundry: Laundry Room; Main Level; Washer Hookup Lot Description: Tree Coverage - Medium; Underground Utilities Parking Characteristics: Finished Garage; Garage Door Opener; Insulated Garage Pool Description: None Road Frontage: Paved Streets; Street Lights Road Responsibility: Association Maintained Road Roof: Age 8 Years or Less; Asphalt Shingles Sellers Terms: Adj. Rate/Gr Payment; Cash; Conventional; FHA; VA Sewer: City Sewer/Connected Shared Rooms: Club House Special Search: 3 BR on One Level; Main Floor Bedroom; Main Floor Laundry; Main Floor Primary; Primary Bdr Suite Stories: One Water: City Water/Connected Waterfront View: Panoramic; River; North

Contract Information

Off Market Date: 2026-03-31
Contingency: None
Closed Date: 2026-04-01
Original List Price: 425000
Sales Close Price: 415000
ListPrice: 425000
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 108
Street Name: Goldfinch
Street Suffix: Lane
Postal City: Clearwater
County: Wright
State: MN
Zip Code: 55320
Complex/Dev/Subdivision: Clearwater Estates 3

Assessments

Tax With Assessments: 4280
Assessment Balance: 0

Building Information

Finished SqFt Above Ground: 1801

More Information

Elevation Highpoint to Waterfront Feet

Elevation Highpoint Waterfront Feet: 15-26

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

DP Resource: Yes
Homestead: Yes

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Dimensions: 21x21
Garage Door Height: 7
Garage Door Width: 9
Garage Square Feet: 380
Finished Garage: Yes
Garage Door Opener: Yes
Insulated Garage: Yes

Public Survey Info

Range#: 27
Section#: 35
Township#: 123

Office/Member Info

Association: MAAR

Location, Tax and Other Information

AssocFeeYN: Yes
Legal Description: SECT-35 TWP-123 RANGE-027 CLEARWATER ESTATES PLAT 3 LOT-002 BLOCK-001
Listing City: Clearwater
Map Page: Yes
Municipality: Clearwater
School District: St. Cloud
School District Phone: 320-253-9333
DNR Lake Classification: Not Applicable
Zip Plus 4: 2046
Property ID Number: 104022001020
Tax Year: 2025
Tax Amount: 4280
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Welcome home to peaceful single-level living along the scenic Mississippi River! This inviting 3-bedroom, 2-bath home offers 1,801 square feet of comfort and charm. The open layout features a cozy gas fireplace and beautiful built-ins that anchor the living room, while a wall of windows and sliding doors frame tranquil river views that change with the seasons. The spacious primary suite is a retreat of its own, complete with a dual-sink vanity and a generous walk-in closet. Step outside to your paver patio, where a soothing fountain sets the tone for quiet mornings or sunset gatherings with friends. Clearwater Estates is more than a neighborhood—it’s a community. Enjoy access to a clubhouse for cards, yoga or a dip in the pool! Meet neighbors or friends for a round of disc golf. Whether you’re relaxing indoors or taking in the natural beauty of the river behind your home, this is a place where life feels just right.
Directions: I-94 to Clearwater, N on Hwy 24 to Co Rd 75, right to Main St, left to Clearwater Estates, right to Bluebird, left to Goldfinch.

Accessible

Door Lever Handles: Yes
No Stairs External: Yes
No Stairs Internal: Yes
Solar Tube(s): Yes

Air Conditioning

Central Air: Yes

Amenities Shared

Lobby: Yes
Patio: Yes
Other: Yes

Amenities Unit

Cable: Yes
Ceiling Fan(s): Yes
French Doors: Yes
Hardwood Floors: Yes
In-Ground Sprinkler: Yes
Kitchen Center Island: Yes
Main Floor Primary Bedroom: Yes
Multiple Phone Lines: Yes
Natural Woodwork: Yes
Paneled Doors: Yes
Panoramic View: Yes
Patio: Yes
Primary Bedroom Walk-In Closet: Yes
Tile Floors: Yes
Vaulted Ceiling(s): Yes
Walk-In Closet: Yes
Washer/Dryer Hookup: Yes

Appliances

Air-To-Air Exchanger: Yes
Central Vacuum: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Energy Star Appliances: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Association Fee Includes

Internet: Yes
Sanitation: Yes
Shared Amenities: Yes
Other: Yes

Assumable Loan

Not Assumable: Yes

Basement

None: Yes

Bath Description

Main Floor Full Bath: Yes
3/4 Primary: Yes

Construction Status

Previously Owned: Yes

Dining Room Description

Breakfast Area: Yes
Breakfast Bar: Yes
Informal Dining Room: Yes

Electric

Circuit Breakers: Yes

Elevation Highpoint to Waterfront Slope

Gradual: Yes

Exterior

Brick/Stone: Yes
Steel Siding: Yes

Family Room Characteristics

Family Room: Yes

Fencing

None: Yes

Financing Terms

Cash: Yes

Fireplace Characteristics

Gas Burning: Yes
Living Room: Yes

Foundation

Slab: Yes

Fuel

Natural Gas: Yes

Heating

Forced Air: Yes
In-Floor Heating: Yes

Insurance Fee

Insurance Fee: 0

Lake Details

Gravel: Yes
Lake Depth: No

Lake/Waterfront

River Front: Yes

Laundry

Laundry Room: Yes
Main Level: Yes
Washer Hookup: Yes

Lot Description

Tree Coverage - Medium: Yes
Underground Utilities: Yes

Patio, Porch and Deck Features

Other: Yes
Patio: Yes

Pool Description

None: Yes

Restriction/Covenants

Architecture Committee: Yes
Mandatory Owners Assoc: Yes
Other Bldg Restrictions: Yes
Pets - Cats Allowed: Yes
Pets - Dogs Allowed: Yes
Pets - Number Limit: Yes

Road Frontage

Paved Streets: Yes
Street Lights: Yes

Road Responsibility

Association Maintained Road: Yes

Roof

Age 8 Years or Less: Yes
Asphalt Shingles: Yes

Sellers Terms

Adj. Rate/Gr Payment: Yes
Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Sewer

City Sewer/Connected: Yes

Shared Rooms

Club House: Yes

Special Search

3 BR on One Level: Yes
Main Floor Bedroom: Yes
Main Floor Laundry: Yes
Main Floor Primary: Yes
Primary Bdr Suite: Yes

Stories

One: Yes

Water

City Water/Connected: Yes

Waterfront View

Panoramic: Yes
River: Yes
North: Yes

Room Information

Dining Room Dimensions: 13x10 Level: Main First (1st) Bedroom Dimensions: 15x13 Level: Main Kitchen Dimensions: 16x13 Level: Main Living Room Dimensions: 17x16 Level: Main Second (2nd) Bedroom Dimensions: 11x10 Level: Main Third (3rd) Bedroom Dimensions: 11x10 Level: Main