10748 40th Street N, Lake Elmo, MN 55042

$849,900
Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 4,133 Lot Size (sq. ft.): 9,360 Status: Pending
Current Price: $849,900 List Date: 2/20/2026 Last Modified: 4/09/2026

Overview

Description

Welcome to 10748 40th Street North! Looking for style, design, are found in one of Lake Elmo’s fastest-growing communities. Built in 2022 by Creative Homes, this highly sought-after floor plan delivers the features today’s buyers demand: flexible living space, modern finishes, and room to grow. The open-concept layout checks every box with a spacious great room and fireplace, a designer kitchen with Quartz countertops, stainless steel appliances, walk-in pantry, and an oversized mudroom with custom storage that keeps everyday life organized. Upstairs, four generous bedrooms plus a versatile loft provide the separation and flexibility buyers are looking for. The primary suite offers a private retreat, while the upper-level laundry adds everyday convenience. A three-car garage, professional landscaping, and energy-efficient construction enhance long-term value. Located in the award-winning Stillwater School District and minutes from Lake Elmo Park Reserve. Legacy at North Star amenities—including a private clubhouse, pool, basketball court, playground, fire pit, and scenic trails—create a true community experience that continues to attract buyers. Homes with this layout, location, and flexibility don’t last. Schedule your private tour today.

Listing Details MLS# 7023894

General Property Information

Assoc Mgmt Co. Phone #
763-449-9100
Association Fee Frequency
Monthly
Association Mgmt Co. Name
Omega Property Management
Common Wall
No
Lot Measurement
Square Feet
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Number of Fireplaces
Yes
Waterfront Present
No
Year Built
2022
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Full
3
Bath Half
Yes
Main Floor Total SqFt
1276
Above Grd Total SqFt
2857
Below Grd Total SqFt
1276
Total SqFt
4133
Lot Size SqFt
9360
Total Finished Sqft
2352.00
FireplaceYN
Yes
Style
(SF) Single Family
Foundation Size
1276
Power Company
Xcel Energy
Association Fee
43
Garage Stalls
3
Lot Dimensions
71.5 x 130
Assessment Pending
No
Bath Three Quarters
0
Bath Quarter
0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Cable; Deck; Exercise Room; Hardwood Floors; In-Ground Sprinkler; Kitchen Center Island; Kitchen Window; Paneled Doors; Patio; Porch; Primary Bedroom Walk-In Closet; Tile Floors; Vaulted Ceiling(s); Walk-In Closet; Washer/Dryer Hookup Appliances: Air-To-Air Exchanger; Cooktop; Dishwasher; Disposal; Dryer; Freezer; Microwave; Range; Refrigerator; Washer Association Fee Includes: Professional Mgmt; Recreation Facility; Shared Amenities Assumable Loan: Not Assumable Basement: Drain Tiled; Egress Windows; Full; Poured Concrete Bath Description: Main Floor 1/2 Bath; Upper Level Full Bath; Full Primary; Private Primary; 3/4 Basement Construction Materials: Concrete; Frame Construction Status: Previously Owned Dining Room Description: Breakfast Area; Breakfast Bar; Eat In Kitchen; Kitchen/Dining Room; Living/Dining Room Electric: Circuit Breakers Existing Financing: Free and Clear Exterior: Brick/Stone; Cement Board Family Room Characteristics: Family Room; Great Room; Main Level Fencing: None Fireplace Characteristics: Family Room; Gas Burning; Stone Foundation: 8 ft+ Pour Fuel: Natural Gas Heating: Forced Air Internet Options: Cable; Fiber Optic Laundry: Gas Dryer Hookup; Laundry Room; Sink; Upper Level; Washer Hookup Lock Box Type: None Lot Description: Tree Coverage - Light Parking Characteristics: Finished Garage; Floor Drain; Garage Door Opener; Heated Garage; Insulated Garage Pool Description: None Road Frontage: City Street Road Responsibility: Public Maintained Road Roof: Age 8 Years or Less Sellers Terms: Cash; Conventional; VA Sewer: City Sewer/Connected Special Search: 2nd Floor Laundry; 4 BR on One Level; Primary Bdr Suite Stories: Two Water: City Water/Connected

Contract Information

Off Market Date
2026-04-09
Contingency
None
Original List Price
874900
ListPrice
849900
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
10748
Street Name
40th
Street Suffix
Street
Street Direction Suffix
N
Postal City
Lake Elmo
County
Washington
State
MN
Zip Code
55042
Complex/Dev/Subdivision
Legacy/North Star 4th Add

Assessments

Tax With Assessments
8822
Assessment Balance
0

Building Information

Finished SqFt Above Ground
1276
Finished SqFt Below Ground
1076

More Information

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

Homestead
No

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
33x24 10x11
Garage Square Feet
892
Finished Garage
Yes
Floor Drain
Yes
Garage Door Opener
Yes
Heated Garage
Yes
Insulated Garage
Yes

Public Survey Info

Range#
21
Section#
11
Township#
29

Office/Member Info

Association
MAAR

Location, Tax and Other Information

AssocFeeYN
Yes
Legal Description
BLOCK 4 LOT 16 SUBDIVISIONCD 3417 SUBDIVISIONNAME LEGACY AT NORTH STAR 4TH ADDITION
Listing City
Lake Elmo
Map Page
96
Municipality
Lake Elmo
School District
Stillwater
School District Phone
651-351-8301
Zip Plus 4
2225
Property ID Number
1102921430070
Tax Year
2025
Tax Amount
8819
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Welcome to 10748 40th Street North! Looking for style, design, are found in one of Lake Elmo’s fastest-growing communities. Built in 2022 by Creative Homes, this highly sought-after floor plan delivers the features today’s buyers demand: flexible living space, modern finishes, and room to grow. The open-concept layout checks every box with a spacious great room and fireplace, a designer kitchen with Quartz countertops, stainless steel appliances, walk-in pantry, and an oversized mudroom with custom storage that keeps everyday life organized. Upstairs, four generous bedrooms plus a versatile loft provide the separation and flexibility buyers are looking for. The primary suite offers a private retreat, while the upper-level laundry adds everyday convenience. A three-car garage, professional landscaping, and energy-efficient construction enhance long-term value. Located in the award-winning Stillwater School District and minutes from Lake Elmo Park Reserve. Legacy at North Star amenities—including a private clubhouse, pool, basketball court, playground, fire pit, and scenic trails—create a true community experience that continues to attract buyers. Homes with this layout, location, and flexibility don’t last. Schedule your private tour today.
Directions
Lake Elmo Ave, West on 41st Street N, Right onto 40th Street N to home.

Accessible

None
Yes

Air Conditioning

Central Air
Yes

Amenities Unit

Cable
Yes
Deck
Yes
Exercise Room
Yes
Hardwood Floors
Yes
In-Ground Sprinkler
Yes
Kitchen Center Island
Yes
Kitchen Window
Yes
Paneled Doors
Yes
Patio
Yes
Porch
Yes
Primary Bedroom Walk-In Closet
Yes
Tile Floors
Yes
Vaulted Ceiling(s)
Yes
Walk-In Closet
Yes
Washer/Dryer Hookup
Yes

Appliances

Air-To-Air Exchanger
Yes
Cooktop
Yes
Dishwasher
Yes
Disposal
Yes
Dryer
Yes
Freezer
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Association Fee Includes

Professional Mgmt
Yes
Recreation Facility
Yes
Shared Amenities
Yes

Assumable Loan

Not Assumable
Yes

Basement

Drain Tiled
Yes
Egress Windows
Yes
Full
Yes
Poured Concrete
Yes

Bath Description

Main Floor 1/2 Bath
Yes
Upper Level Full Bath
Yes
Full Primary
Yes
Private Primary
Yes
3/4 Basement
Yes

Construction Materials

Concrete
Yes
Frame
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Breakfast Area
Yes
Breakfast Bar
Yes
Eat In Kitchen
Yes
Kitchen/Dining Room
Yes
Living/Dining Room
Yes

Electric

Circuit Breakers
Yes

Existing Financing

Free and Clear
Yes

Exterior

Brick/Stone
Yes
Cement Board
Yes

Family Room Characteristics

Family Room
Yes
Great Room
Yes
Main Level
Yes

Fencing

None
Yes

Fireplace Characteristics

Family Room
Yes
Gas Burning
Yes
Stone
Yes

Foundation

8 ft+ Pour
Yes

Fuel

Natural Gas
Yes

Heating

Forced Air
Yes

Insurance Fee

Insurance Fee
0

Internet Options

Cable
Yes
Fiber Optic
Yes

Laundry

Gas Dryer Hookup
Yes
Laundry Room
Yes
Sink
Yes
Upper Level
Yes
Washer Hookup
Yes

Lock Box Type

None
Yes

Lot Description

Tree Coverage - Light
Yes

Patio, Porch and Deck Features

Composite Decking
Yes
Covered
Yes
Deck
Yes
Patio
Yes
Porch
Yes
Rear Porch
Yes
Screened
Yes

Pool Description

None
Yes

Road Frontage

City Street
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Age 8 Years or Less
Yes

Sellers Terms

Cash
Yes
Conventional
Yes
VA
Yes

Sewer

City Sewer/Connected
Yes

Special Search

2nd Floor Laundry
Yes
4 BR on One Level
Yes
Primary Bdr Suite
Yes

Stories

Two
Yes

Water

City Water/Connected
Yes

Room Information

Deck Dimensions: 16x13 Level: Upper Den Dimensions: 12x10 Level: Main Family Room Dimensions: 27x22 Level: Lower First (1st) Bedroom Dimensions: 71x14 Level: Upper Flex Room Dimensions: 16x15 Level: Lower Fourth (4th) Bedroom Dimensions: 12x10 Level: Upper Kitchen Dimensions: 14x27 Level: Main Laundry Dimensions: 9x8 Level: Upper Living Room Dimensions: 15x27 Level: Main Loft Dimensions: 18x14 Level: Upper Mud Room Dimensions: 10x10 Level: Main Screened Porch Dimensions: 16x13 Level: Lower Second (2nd) Bedroom Dimensions: 12x12 Level: Upper Third (3rd) Bedroom Dimensions: 12x11 Level: Upper

Documents

Listing Office: RE/MAX Results
IDX
Last Updated: April - 09 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.