10490 US Highway 169, 103, Garrison, MN 56450

New Listing
$149,900
Property Type: Residential Baths: 1 Square Footage: 580 Status: Coming Soon
Current Price: $149,900 List Date: 5/14/2026 Last Modified: 5/15/2026

Overview

Description

Located on the water’s edge of beautiful Lake Mille Lacs, this patio level condo boasts zero stairs throughout and level access to the waterfront! Designed for comfort and functionality, this well-maintained studio unit comes fully furnished as shown. Features include tile flooring, new carpet, a cozy wood-burning stone fireplace, stainless appliances, spacious ¾ bath and a queen-sized Murphy bed that maximizes living space while maintaining a clean, open feel. A relaxing 3-season patio provides the ideal spot to enjoy your morning coffee, unwind after a day on the lake, and take in stunning eastern views of the lake. Enjoy easy access to all that Mille Lacs has to offer — from world-class fishing and boating to catching an early sunrise on a calm morning. Marina access is available through membership with Your Boat Club Marina, making it even easier to start enjoying time on the water! Whether you’re looking for a weekend getaway, investment opportunity, or simply a budget-friendly way to secure a place of your own on one of Minnesota’s most popular lakes, this condo offers exceptional value and year-round enjoyment. Don’t miss your chance to own an affordable waterfront retreat on Lake Mille Lacs — schedule your private showing today and start enjoying lake life this season!

Open Houses

Listing Details MLS# 7075311

General Property Information

Assoc Mgmt Co. Phone #
612-581-3922
Association Fee Frequency
Quarterly
Association Mgmt Co. Name
Garrison Harbor Condominiums
Common Wall
Yes
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Number of Fireplaces
Yes
Waterfront Present
No
Year Built
1987
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Three Quarters
Yes
Main Floor Total SqFt
580
Above Grd Total SqFt
580
Total SqFt
580
Total Finished Sqft
580.00
FireplaceYN
Yes
Style
(CC) Low Rise (3- Levels)
Foundation Size
580
Association Fee
375
Assessment Pending
No
Lot Dimensions
No
Acres
0
Bath Half
0
Bath Quarter
0
Below Grd Total SqFt
0
Garage Stalls
0

Property Features

Accessible: None Air Conditioning: Wall Unit(s) Amenities Shared: Beach; Deck Amenities Unit: Ceiling Fan(s); Porch; Tile Floors Appliances: Range; Refrigerator Association Fee Includes: Building Exterior; Hazard Insurance; Lawn Care; Outside Maintenance; Sanitation; Snow Removal Assumable Loan: Not Assumable Basement: None Bath Description: Main Floor 3/4 Bath; 3/4 Primary Construction Status: Previously Owned Exterior: Wood Fireplace Characteristics: Living Room; Stone; Wood Burning Foundation: Slab Fuel: Electric Heating: Baseboard Lot Description: Tree Coverage - Light Parking Characteristics: Parking Lot Road Frontage: Highway Road Responsibility: Public Maintained Road Roof: Age Over 8 Years; Asphalt Shingles Sellers Terms: Cash; Conventional Sewer: City Sewer/Connected Special Search: All Living Facilities on One Level Stories: More Than 2 Stories Water: Shared System; Well

Contract Information

Contingency
None
Original List Price
149900
ListPrice
149900
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
10490
Street Name
US Highway 169
Unit Number
103
Postal City
Garrison
County
Crow Wing
State
MN
Zip Code
56450
Complex/Dev/Subdivision
Condo #1009 Garrison Harbor

Assessments

Tax With Assessments
1360
Assessment Balance
0

Building Information

Finished SqFt Above Ground
580

More Information

Lease Details

Land Leased
Not Applicable

Lock Box Type

Lock Box Source
OTHER

Miscellaneous Information

Homestead
No

Ownership

Fractional Ownership
No

Public Survey Info

Range#
28
Section#
12
Township#
44

Office/Member Info

Association
GLAR

Location, Tax and Other Information

AssocFeeYN
Yes
Legal Description
UNIT 103 & 3.33% INTEREST IN THE COMMON ELEMENTS
Listing City
Garrison
Map Page
999
Municipality
Garrison
School District
Brainerd
School District Phone
218-454-6900
County Abbreviation
103
Zip Plus 4
1834
Property ID Number
24120530
Tax Year
2025
Tax Amount
1360
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Located on the water’s edge of beautiful Lake Mille Lacs, this patio level condo boasts zero stairs throughout and level access to the waterfront! Designed for comfort and functionality, this well-maintained studio unit comes fully furnished as shown. Features include tile flooring, new carpet, a cozy wood-burning stone fireplace, stainless appliances, spacious ¾ bath and a queen-sized Murphy bed that maximizes living space while maintaining a clean, open feel. A relaxing 3-season patio provides the ideal spot to enjoy your morning coffee, unwind after a day on the lake, and take in stunning eastern views of the lake. Enjoy easy access to all that Mille Lacs has to offer — from world-class fishing and boating to catching an early sunrise on a calm morning. Marina access is available through membership with Your Boat Club Marina, making it even easier to start enjoying time on the water! Whether you’re looking for a weekend getaway, investment opportunity, or simply a budget-friendly way to secure a place of your own on one of Minnesota’s most popular lakes, this condo offers exceptional value and year-round enjoyment. Don’t miss your chance to own an affordable waterfront retreat on Lake Mille Lacs — schedule your private showing today and start enjoying lake life this season!
Directions
Current road construction on US-169. Please follow all posted detours and posted traffic instructions.

Accessible

None
Yes

Air Conditioning

Wall Unit(s)
Yes

Amenities Shared

Beach
Yes
Deck
Yes

Amenities Unit

Ceiling Fan(s)
Yes
Porch
Yes
Tile Floors
Yes

Appliances

Range
Yes
Refrigerator
Yes

Association Fee Includes

Building Exterior
Yes
Hazard Insurance
Yes
Lawn Care
Yes
Outside Maintenance
Yes
Sanitation
Yes
Snow Removal
Yes

Assumable Loan

Not Assumable
Yes

Basement

None
Yes

Bath Description

Main Floor 3/4 Bath
Yes
3/4 Primary
Yes

Construction Status

Previously Owned
Yes

Exterior

Wood
Yes

Fireplace Characteristics

Living Room
Yes
Stone
Yes
Wood Burning
Yes

Foundation

Slab
Yes

Fuel

Electric
Yes

Heating

Baseboard
Yes

Insurance Fee

Insurance Fee
0

Lot Description

Tree Coverage - Light
Yes

Parking Characteristics

Parking Lot
Yes

Patio, Porch and Deck Features

Rear Porch
Yes
Screened
Yes

Restriction/Covenants

Mandatory Owners Assoc
Yes
Other Bldg Restrictions
Yes
Pets - Cats Allowed
Yes
Pets - Dogs Allowed
Yes
Pets - Number Limit
Yes
Pets - Weight/Height Limit
Yes
Rental Restrictions May Apply
Yes

Road Frontage

Highway
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Age Over 8 Years
Yes
Asphalt Shingles
Yes

Sellers Terms

Cash
Yes
Conventional
Yes

Sewer

City Sewer/Connected
Yes

Special Search

All Living Facilities on One Level
Yes

Stories

More Than 2 Stories
Yes

Water

Shared System
Yes
Well
Yes

Room Information

Bathroom Dimensions: 6x8 Level: Main Kitchen Dimensions: 11x13 Level: Main Living Room Dimensions: 15x19 Level: Main Screened Porch Dimensions: 8x18 Level: Main
Listing Office: Coldwell Banker Realty
IDX
Last Updated: May - 15 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.